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Can I receive spousal benefits if he is 61 yrs old & would I…

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Can I receive spousal benefits...
Can I receive spousal benefits if he is 61 yrs old & would I get mine & 1/2 of his at that age ? I am 65 & thinking of collecting this year
Submitted: 2 years ago.Category: Social Security
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Answered in 2 minutes by:
2/2/2016
Social Security Expert: Megan C, Certified Public Accountant (CPA) replied 2 years ago
Megan C
Megan C, Certified Public Accountant (CPA)
Category: Social Security
Satisfied Customers: 16,608
Experience: Licensed CPA, CMA, CFE, CGMA M.Accy Also Teach Accounting courses at Master's Level
Verified

Thank you for your question. Unfortunately, in order for you to get benefits from your spouse, your spouse would need to be drawing his own benefit. At his age, it would be reduced. Social Security is also doing away with that method of applying -- you would not qualify anyways as you must be 66. Therefore, when you file you will be forced into the largest benefit available to you. I wish I had better news :-( The fact that your husband is younger than you and also the passage of the new legislation worked against you.

Please let me know if you need anything additional. If not, please rate positive.

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Customer reply replied 2 years ago
Got about the same answer on the s.s.website......should have believed them & saved money!
Social Security Expert: Megan C, Certified Public Accountant (CPA) replied 2 years ago

Thanks for confirming that my answer is accurate. Unfortunately, this is a situation where the changes that went into effect aren't beneficial for your situation. I'm truly sorry and wish you the best.

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Megan C
Megan C, Certified Public Accountant (CPA)
Category: Social Security
Satisfied Customers: 16,608
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Experience: Licensed CPA, CMA, CFE, CGMA M.Accy Also Teach Accounting courses at Master's Level

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