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Stephanie O Joy, Esq
Stephanie O Joy, Esq, Soc. Sec. Attorney
Category: Social Security
Satisfied Customers: 13566
Experience:  22+ years legal exp. - 12+ years owning/operating her own SSD Law practice.
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My wife is 62 on SSI disability benefits. Is it possible she

Customer Question

My wife is 62 on SSI disability benefits. Is it possible she can suspend these benefits and resume later until I am not working as all benefits are currently taxed?
Submitted: 1 year ago.
Category: Social Security
Expert:  Stephanie O Joy, Esq replied 1 year ago.

Do you mean Social Security Disability Insurance benefits? You stated SSI, which is welfare disability for non-workers - and if you are a working husband, she likely would not be poor enough for that welfare. Thank you for clarifying. Thank you for clarifying.

Customer: replied 1 year ago.
you are correct. We are trying to determine if it's possible to cease receiving while I'm working to avoid the tax bite. Her yearly benefit is currently only 20K. She's retired and my income is 200K If we can't cease benefits should we file taxes separately then?
Expert:  Stephanie O Joy, Esq replied 1 year ago.

OK! If she started collecting less than 12 months ago, she should be able to WITHDRAW that application. She mus pay back what she has collected though. This would make it like she has never collected at all. It is a once in a lifetime option.

It is not "suspending" since that can only happen at her full retirement age or after, so she will want to jump on the withdrawing opportunity asap.

Expert:  Stephanie O Joy, Esq replied 1 year ago.

I hope this helps! My goal is toprovide you with excellent and accurateservice – if you feel you have gotten anything less, please reply back, Iam happy to address follow-up questions.

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Expert:  Stephanie O Joy, Esq replied 1 year ago.


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