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My wife is 62 on SSI disability benefits. Is it possible she…

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My wife is 62 on...
My wife is 62 on SSI disability benefits. Is it possible she can suspend these benefits and resume later until I am not working as all benefits are currently taxed?
Thanks,
JB
Submitted: 2 years ago.Category: Social Security
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Answered in 40 minutes by:
1/29/2016
Social Security Expert: Stephanie O Joy, Esq, Soc. Sec. Attorney replied 2 years ago
Stephanie O Joy, Esq
Stephanie O Joy, Esq, Soc. Sec. Attorney
Category: Social Security
Satisfied Customers: 13,637
Experience: 22+ years legal exp. - 12+ years owning/operating her own SSD Law practice.
Verified

Do you mean Social Security Disability Insurance benefits? You stated SSI, which is welfare disability for non-workers - and if you are a working husband, she likely would not be poor enough for that welfare. Thank you for clarifying. Thank you for clarifying.

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Customer reply replied 2 years ago
you are correct. We are trying to determine if it's possible to cease receiving while I'm working to avoid the tax bite. Her yearly benefit is currently only 20K. She's retired and my income is 200K If we can't cease benefits should we file taxes separately then?
Thanks,
JB
Social Security Expert: Stephanie O Joy, Esq, Soc. Sec. Attorney replied 2 years ago

OK! If she started collecting less than 12 months ago, she should be able to WITHDRAW that application. She mus pay back what she has collected though. This would make it like she has never collected at all. It is a once in a lifetime option.

It is not "suspending" since that can only happen at her full retirement age or after, so she will want to jump on the withdrawing opportunity asap.

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Social Security Expert: Stephanie O Joy, Esq, Soc. Sec. Attorney replied 2 years ago

I hope this helps! My goal is toprovide you with excellent and accurateservice – if you feel you have gotten anything less, please reply back, Iam happy to address follow-up questions.

Kindly rate me "excellent"when you are done. I look forward to assisting you in the future, shouldyou have legal questions. Be sure tostart future posts with "To ***** Esq., ONLY" ifyou want me to specifically answer it.

Sincerely, ***** ***** Joy, Esq.

Your online SS legal resource!

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Social Security Expert: Stephanie O Joy, Esq, Soc. Sec. Attorney replied 2 years ago

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Hello again. It is month end -Please, if you haven't yet had the opportunity to do either of the items below, I ask that you do so now, because itis the only way I can receive credit for time spent with you. Please:

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If there's more I can do, please use the reply tab and let me know how I canbe of further assistance. It's my goal to provide you with excellent service- to make sure I answered the question you asked about. Please rate mehighly and provide me with feedback. And thanks for understanding how we receivecredit from the Site for contributing our time here!

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