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lev-tax, Tax Advisor
Category: Social Security
Satisfied Customers: 29966
Experience:  Taxes, Immigration, Labor Relations
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I am 68 collecting benefits. My wife aged 63 is retiring

Customer Question

I am 68 collecting benefits. My wife aged 63 is retiring march 31. Question is can she get spousal benefit based upon on my benefit until she chooses to elect her own earned benefit
Submitted: 1 year ago.
Category: Social Security
Expert:  lev-tax replied 1 year ago.

Your spouse MAY apply for spousal benefit - that is not an issue.

But since she will receive social security benefits - that is not counted as delay of her own benefits - and her benefits will NOT be recalculate when she chooses to elect her own earned benefit.

Expert:  lev-tax replied 1 year ago.

See here - Benefits For You As A Spouse

If you qualify for retirement benefits on your own record, we will pay you that amount first. But if you also qualify for a higher amount as a spouse, you will get a combination of benefits that equals that higher amount. Your application will include both benefits.

So - if your spouse want her benefits to be recalculated at the later age - she should NOT receive social security benefits till that age.

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