Social Security

Ask Social Security Questions and Get Answers ASAP

Ask an Expert,
Get an Answer ASAP!

Social Security

This is alma jean in Leeds,alabama 35094 I have talked to

Customer Question
hello, this is alma jean...
hello, this is alma jean moore in Leeds,alabama 35094 I have talked to some people and also read on the computer about where it had become law a long time ago that a fund had been set up for retirees when we started drawing social security. NOW congress has already passed a law that it will the funds will be taken out of our money and there is nothing that we can do about it after may the first of 2016 could youplease send me a form so I can file for this extra that rightly belongs to us that we have paid in all these years? we really need it for our only way of living is from pay check of our ss each month. I would appreciate it very much. please let me hear from you asap.... thanks our name is ***** ***** moore and alma jean moore 2229 lisa ann dr Leeds Alabama 35094
Submitted: 1 year ago.Category: Social Security
Show More
Show Less
Ask Your Own Social Security Question
Answered in 4 minutes by:
1/28/2016
Social Security Expert: LawTalk, Attorney replied 1 year ago
LawTalk
LawTalk, Attorney
Category: Social Security
Satisfied Customers: 37,857
Experience: I have 30 years of legal and litigation experience, including representing clients before the U.S. Social Security Administration.
Verified

Good afternoon Alma Jean,

I'm Doug, and I'm sorry to hear of the confusion. My goal is to provide you with excellent service today.

There is a tremendous amount of misleading information as well as outright misinformation floating around the internet and on radio and TV about the recent changes in the law. In reality the changes effect only a very small percentage of Americans and they relate to a spouse benefit.

The reality is that there is not really unclaimed benefits(and this is where the big lie really is), but there are 2 loopholes being closed that would allow a very select few people to get more benefits over the remainder of their lives.

Unless you are presently married, at least 62 years old and not receiving a social security benefit yet, then the changes will not effect you and will not allow you to get any extra money from social security when you retire. Neither will the changes mean that you will get less of a retirement benefit when you do retire. The monthly benefit amounts have not changed.

The loopholes being closed---there are 2 of them--- allow the following:

1. A person over 66 who is not taking their own benefit ye tto File and Suspend a retirement claim, and allow their spouse to take an immediate spouse benefit.This loophole ends on May 1, 2016 for everyone, regardless of age.

2. Allow you to take a Restricted Spouse Benefit after age 66 and still allow your own retirement benefit to grow to age 70 by 8% per year----but in order to qualify for this loophole, you MUST be born before February 2, 1954 and not yet be receiving any kind of a social security benefit when you first apply for the spouse benefit.

So unless you fall into one of the 2 categories above, then the change in the laws have no direct impact on you.

You may reply back to me using the Reply link and I will be happy to continue to assist you until I am able to address your concerns, to your satisfaction.

Please be so kind as to rate my service to you. That is the only way I am credited for assisting you.

I wish you and yours the best in 2016,

Doug

Ask Your Own Social Security Question
Ask LawTalk Your Own Question
LawTalk
LawTalk
LawTalk, Attorney
Category: Social Security
Satisfied Customers: 37,857
37,857 Satisfied Customers
Experience: I have 30 years of legal and litigation experience, including representing clients before the U.S. Social Security Administration.

LawTalk is online now

A new question is answered every 9 seconds

How JustAnswer works:

  • Ask an ExpertExperts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional AnswerVia email, text message, or notification as you wait on our site. Ask follow up questions if you need to.
  • 100% Satisfaction GuaranteeRate the answer you receive.

JustAnswer in the News:

Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.

What Customers are Saying:

I really was impressed with the prompt response. Your expert was not only a tax expert, but a people expert!!! Her genuine and caring attitude came across in her response...

T.G.WMatteson, IL

I WON!!! I just wanted you to know that your original answer gave me the courage and confidence to go into yesterday's audit ready to fight.

BonnieChesnee, SC

Great service. Answered my complex tax question in detail and provided a lot of additional useful information for my specific situation.

JohnMinneapolis, MN

Excellent information, very quick reply. The experts really take the time to address your questions, it is well worth the fee, for the peace of mind they can provide you with.

OrvilleHesperia, California

Wonderful service, prompt, efficient, and accurate. Couldn't have asked for more. I cannot thank you enough for your help.

Mary C.Freshfield, Liverpool, UK

This expert is wonderful. They truly know what they are talking about, and they actually care about you. They really helped put my nerves at ease. Thank you so much!!!!

AlexLos Angeles, CA

Thank you for all your help. It is nice to know that this service is here for people like myself, who need answers fast and are not sure who to consult.

GPHesperia, CA

< Previous | Next >

Meet the Experts:

dylatess

dylatess

ATTORNEY

3,441 satisfied customers

37 plus years of SSD practice

Megan C

Megan C

Certified Public Accountant (CPA)

4,565 satisfied customers

Licensed CPA, CMA, CFE, CGMA M.Accy Also Teach Accounting courses at Master's Level

LawTalk

LawTalk

Attorney

37,857 satisfied customers

I have 30 years of legal and litigation experience, including representing clients before the U.S. Social Security Administration.

R. Klein, EA

R. Klein, EA

Accountant

334 satisfied customers

Tax & Social Security Benefits specialist

Dimitry K., Esq.

Dimitry K., Esq.

Attorney

233 satisfied customers

Licensed in multiple jurisdictions, experienced business attorney.

AttorneyTom

AttorneyTom

Attorney

16 satisfied customers

Attorney

Stephanie O Joy, Esq

Stephanie O Joy, Esq

Soc. Sec. Attorney

3,229 satisfied customers

22+ years legal exp. - 12+ years owning/operating her own SSD Law practice.

< Previous | Next >

Related Social Security Questions
Should I file for SS on my own work record or as a spouse on
Should I file for SS on my own work record or as a spouse on my husbands? He is collecting his SS now … read more
LEV
LEV
Retired
Bachelor's Degree
14,896 satisfied customers
May I collect on my ex-spouse's social security? I was
I was married for 22 years before divorcing - my ex spouse is currently collecting … read more
Carter McBride
Carter McBride
LLM
72 satisfied customers
If I am married, how long do I have to be married if spouse
If I am married, how long do I have to be married if spouse passes away during the marriage to collect social security. … read more
LEV
LEV
Retired
Bachelor's Degree
14,896 satisfied customers
If one spouse receives more in social security benefits than
If one spouse receives more in social security benefits than the other one and passes away, can the remaining spouse collect the difference? … read more
abci168
abci168
Principal
27 satisfied customers
I did the estimator for retirement, But my ex spouse's
Hi i did the estimator for retirement, But my ex spouse's income wasnt included, How do I know what to expect from his benefits? … read more
LEV
LEV
Retired
Bachelor's Degree
14,896 satisfied customers
Spouse and I (same sex) are both retired, receiving
Spouse and I (same sex) are both retired, receiving benefits, and have been married 4 years. We have not yet changed our "single" status with SS. Can the survivor simply present marriage certificate a… read more
emc011075
emc011075
Senior Tax Specialist
Bachelor's Degree
16 satisfied customers
What are all the benefits for spouses of 100% total
What are all the benefits for spouses of 100% total permanent unreviewable combat veterans from post 9/11?… read more
LEV
LEV
Retired
Bachelor's Degree
14,896 satisfied customers
Should a spouse file any documentation to qualify for
should a spouse file any documentation to qualify for survivorship benefits prior to her spouses decease? … read more
Chad CFP ®
Chad CFP ®
Certified Financial Planner(R), Pro
Master\u0027s Degree
847 satisfied customers
If a spouse makes 80k and the other spouse gets SS and makes
Hello, If a spouse makes 80k and the other spouse gets SS and makes 15k. How would SS be taxed or would it be taxed?… read more
Barbara
Barbara
Enrolled Agent, Paralegal
3,581 satisfied customers
If a spouse dies and the deceased spouse ss has been
If a spouse dies and the deceased spouse ss has been activated and the others has not, can the surviving spouse collect the ss of the deceased until 70 when they then activate their own ss? They make … read more
emc011075
emc011075
Senior Tax Specialist
Bachelor's Degree
16 satisfied customers
For a woman to receive spouse's social security they must
for a woman to receive spouse's social security they must have been married for 10 years. What if they were married for 9 years and divorced and remarried for another 2 years? making it a total of 10 … read more
LEV
LEV
Retired
Bachelor's Degree
14,896 satisfied customers
Can a spouse who will be eligible for SS earlier than the
Can a spouse who will be eligible for SS earlier than the other spouse (who is younger) but who will qualify for less than 1/2 of the other spouse's benefit amount take their smaller SS benefit first … read more
LEV
LEV
Retired
Bachelor's Degree
14,896 satisfied customers
If your spouse dies at the end of the month. Will you still
If your spouse dies at the end of the month. Will you still get his social security check the first of the next month? … read more
LEV
LEV
Retired
Bachelor's Degree
14,896 satisfied customers
If you have a confidential marriage, and the beloved spouse
If you have a confidential marriage, and the beloved spouse dies. I was told that to get a step up to the deceased spouses social security benefits, the death certificate has to indicate that you were… read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
3,229 satisfied customers
Does the spouse of a person with demenia who is the only
Does the spouse of a person with demenia who is the only care keeper of them be able to get paid for this? … read more
emc011075
emc011075
Senior Tax Specialist
Bachelor's Degree
16 satisfied customers
Please confirm-foreign spouse (Resident Alien with ITIN)
Please confirm-foreign spouse (Resident Alien with ITIN) filing jointly with her US Citizen husband has to pay self-employment tax on her foreign business income event though ITIN holders are not elig… read more
emc011075
emc011075
Senior Tax Specialist
Bachelor's Degree
16 satisfied customers
Surviving spouse benefits, surviving spouse benefits, no
surviving spouse benefits JA: These retirement benefits are supposed to help us but they can be so complicated! The Retirement Expert will help you get the most benefits propertly. Please tell me more… read more
LawTalk
LawTalk
Attorney
37,857 satisfied customers
If a spouse passes away does the living spouse receive any
If a spouse passes away does the living spouse receive any SS benefits from the deceased spouse's SS.?… read more
emc011075
emc011075
Senior Tax Specialist
Bachelor's Degree
16 satisfied customers
Disclaimer: Information in questions, answers, and other posts on this site ("Posts") comes from individual users, not JustAnswer; JustAnswer is not responsible for Posts. Posts are for general information, are not intended to substitute for informed professional advice (medical, legal, veterinary, financial, etc.), or to establish a professional-client relationship. The site and services are provided "as is" with no warranty or representations by JustAnswer regarding the qualifications of Experts. To see what credentials have been verified by a third-party service, please click on the "Verified" symbol in some Experts' profiles. JustAnswer is not intended or designed for EMERGENCY questions which should be directed immediately by telephone or in-person to qualified professionals.

Disclaimer: Information in questions, answers, and other posts on this site ("Posts") comes from individual users, not JustAnswer; JustAnswer is not responsible for Posts. Posts are for general information, are not intended to substitute for informed professional advice (medical, legal, veterinary, financial, etc.), or to establish a professional-client relationship. The site and services are provided "as is" with no warranty or representations by JustAnswer regarding the qualifications of Experts. To see what credentials have been verified by a third-party service, please click on the "Verified" symbol in some Experts' profiles. JustAnswer is not intended or designed for EMERGENCY questions which should be directed immediately by telephone or in-person to qualified professionals.

Show MoreShow Less

Ask Your Question

x