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Related Social Security Questions
My husband's date of birth is 3/20/1950. He applied for his
My husband's date of birth is 3/20/1950. He applied for his SS when he turned 66 in 2016, then immediately suspended. … read more
Lev
Lev
Retired
Bachelor's Degree Equivalent
38,291 satisfied customers
My wife turns 65 this month. I am 65 now and turn 66 in
My wife turns 65 this month. I am 65 now and turn 66 in November. Can I file and collect 1/2 of her FRA and let my account continue to grow ? … read more
Lev
Lev
Retired
Bachelor's Degree Equivalent
38,291 satisfied customers
File and suspend was phased out with the 11/15 budget law.
File and suspend was phased out with the 11/15 budget law. However, I understand if you were born before 1/2/1954, you can still make use of the "restricted application" strategy. If you wait until no… read more
Lev
Lev
Retired
Bachelor's Degree Equivalent
38,291 satisfied customers
My wife and I will turn 65 this year and although she
My wife and I will turn 65 this year and although she retired a couple of years ago, I plan on working until 70 and maybe longer. I've been reading about the restricted benefit strategy and wanted to … read more
emc011075
emc011075
Tax advisor and Enrolled Agent
Bachelor's Degree
5,859 satisfied customers
I'm a financial planner - a couple came in, he was born in
HI, I'm a financial planner - a couple came in, he was born in 1949, she was born in 1954. He currently collects SS benefits since age 62. She started collecting this June, at age 63 (DOB 5/24/1954). … read more
Lane
Lane
JD, MBA, CFP, CRPS
Doctoral Degree
20,185 satisfied customers
September 1950 FRA earnings of $2500, spouse of May 1955
September 1950 FRA earnings of $2500, spouse of May 1955 with earnings FRA earnings of $1500 Want to take FRA earnings in September of 2016, then suspend in June of 2017 and take spousal benefit of ha… read more
emc011075
emc011075
Tax advisor and Enrolled Agent
Bachelor's Degree
5,859 satisfied customers
My wife was born Feb 1953 and I was born Oct 1950. We are
My wife was born Feb 1953 and I was born Oct 1950. We are both retired and currently neither of us collect Soc Sec. I had higher earnings than her while we worked and I am projected to receive a highe… read more
Lev
Lev
Retired
Bachelor's Degree Equivalent
38,291 satisfied customers
Not a tax issue. A SS issue. Do you cover that? JA: The Retirement
My rob is 5/5/1950. Wife started SS at age 66, FRA. I am still working and want to know if there is anything I can do to increase my SS (estimated to be 1565/Mthly), before 4/29/16 when time runs out. … read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
3,379 satisfied customers
What is the best strategy couple who have similar career
What is the best strategy for a couple who have similar career earnings and estimated retirement benefits and are the same age? Age 67 (born the same month) Both retired and have not files for any ben… read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
3,379 satisfied customers
My wife is 63 and I am 66 and she started to collect on her
my wife is 63 and I am 66 and she started to collect on her earnings approx 8 months ago at which time I started to collect spousal benefit. Our strategy is when I turn 70 and start to collect full be… read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
3,379 satisfied customers
I'm 64 years old..Collect Social Security and work part time
I'm 64 years old..Collect Social Security and work part time born in 1951 I get $1400 month SS My wife works full time , she is 65 wont be 66 till November She will get approx. $900 in nov.when she tu… read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
3,379 satisfied customers
I retired at 62 in 2006. I am now 71. My wife is 63. We were
I retired at 62 in 2006. I am now 71. My wife is 63. We were on a path for her to take her full benefit at 66. My CFP says she could file for a reduced spousal benefit by using the file and suspend st… read more
LawTalk
LawTalk
Attorney
Juris Doctor
3,071 satisfied customers
There is lots of news about "file and suspend" and spousal
There is lots of news about "file and suspend" and spousal benefits (apparently changing April 30, 2016). My wife is almost 67 (March 1949) and I am 64 (September 1951). We both have worked for more t… read more
PhillipsEsq.
PhillipsEsq.
Attorney
JD
2,309 satisfied customers
Are there changes to the law governing Spousal Benefits,
Are there changes to the law governing Spousal Benefits, especially the ability of my spouse (if I am not taking my SS benefits until age 70, and she is not taking hers until age 70) to receive half o… read more
LawTalk
LawTalk
Attorney
Juris Doctor
3,071 satisfied customers
I applied SS benefits at age 66, and asked deferment, with
I applied for full SS benefits at age 66, and asked for payment deferment, with the intent my 64.5 year old wife would receive approx 44% of my monthly remittance, under spousal benefits, yet accrue a… read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
3,379 satisfied customers
I a male and was born on May 22, 1950. My wife was born on
I a male and was born on May 22, 1950. My wife was born on September 27, 1957. I am not currently working but my wife is. My estimated benefit at my full retirement age (FRA) is $2,545 and my wife's w… read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,591 satisfied customers
I'm 66 born in 1949, my wife will be 65 in Sept 2015, We both
I'm 66 born in 1949, my wife will be 65 in Sept 2015, We both work full time 40 plus hours a week. I can't walk due to a bicycle accident 4 years ago. We are both at a loss about how the system works,… read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
3,379 satisfied customers
I will be 66 next month and plan to apply for SS and keep on
I will be 66 next month and plan to apply for SS and keep on working. My wife is 2 years younger and her expected SS compensation is about the same as mine per our S/S statements. Are there any issues… read more
retirementlawyer
retirementlawyer
Attorney
Doctoral Degree
1,612 satisfied customers
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Meet the Experts:

dylatess

dylatess

ATTORNEY

3,511 satisfied customers

37 plus years of SSD practice

Megan C

Megan C

Certified Public Accountant (CPA)

4,591 satisfied customers

Licensed CPA, CMA, CFE, CGMA M.Accy Also Teach Accounting courses at Master's Level

LawTalk

LawTalk

Attorney

3,071 satisfied customers

I have 30 years of legal and litigation experience, including representing clients before the U.S. Social Security Administration.

AttorneyTom

AttorneyTom

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16 satisfied customers

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Christopher B, Esq.

Christopher B, Esq.

Attorney

25,568 satisfied customers

Attorney licensed for 17 years specializing in various fields.

Stephanie O Joy, Esq

Stephanie O Joy, Esq

Soc. Sec. Attorney

3,379 satisfied customers

25+ years legal exp. - 15+ years owning/operating her own SSD Law practice.

Loren

Loren

Attorney

2,824 satisfied customers

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Disclaimer: Information in questions, answers, and other posts on this site ("Posts") comes from individual users, not JustAnswer; JustAnswer is not responsible for Posts. Posts are for general information, are not intended to substitute for informed professional advice (medical, legal, veterinary, financial, etc.), or to establish a professional-client relationship. The site and services are provided "as is" with no warranty or representations by JustAnswer regarding the qualifications of Experts. To see what credentials have been verified by a third-party service, please click on the "Verified" symbol in some Experts' profiles. JustAnswer is not intended or designed for EMERGENCY questions which should be directed immediately by telephone or in-person to qualified professionals.

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