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Ask Christopher B, Esq. Your Own Question
Christopher B, Esq.
Christopher B, Esq., Attorney
Category: Social Security
Satisfied Customers: 2983
Experience:  associate attorney
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In state 66 years old do not qualify benefits if earning too

Customer Question

in HI state 66 years old do not qualify for ss benefits if earning too much......
Submitted: 1 year ago.
Category: Social Security
Expert:  Christopher B, Esq. replied 1 year ago.

My name is***** and I will be helping you with your question today. This is for informational purpose only and does not establish an attorney client relationship.

Your full retirement age is 66. So after your you turn age 66, your benefit will no longer be reduced by your income. So at this point you should not have your benefit be reduced.

See SS for your full retirement age:https://www.ssa.gov/planners/retire/ageincrease.html

In the year you turn 66, your benefit is still reduced but not to the same extent as ages 62-65 which $1 is reduced for every $2 earned over $15,720. In the year you turn 66 (only income before you turn 66) social security deducts $1 in benefits for every $3 you earn above $41,880, but again social security only counts earnings before the month you reach your full retirement age. See link fro SS website explaining these rules: https://faq.ssa.gov/link/portal/34011/34019/Article/3739/What-happens-if-I-work-and-get-Social-Security-retirement-benefits

You should not have any problem with your SS benefit being reduced for additional years as there is no limitation or reduction due to work.

Please let me know if you have nay further questions and please positively rate my answer if satisfied.