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My wife was born Feb 1953 and I was born Oct 1950. We are
My wife was born Feb 1953 and I was born Oct 1950. We are both retired and currently neither of us collect Soc Sec. I had higher earnings than her while we worked and I am projected to receive a highe… read more
LEV
LEV
Retired
Bachelor's Degree
14,896 satisfied customers
I will be 66 on 6/12/2016, and retiring from work 7/29/2016.
I will be 66 on 6/12/2016, and retiring from work 7/29/2016. My wife will be 64 on 6/2/2016. She will leave work 7/29/2016 but will not file for social security until age 66. Can she get the spousal b… read more
Phillips Esq.
Phillips Esq.
Attorney
JD
20,905 satisfied customers
I am 67 and have been on social security since I was 62 and
I am 67 and have been on social security since I was 62 and I still work full time, my wife also works and is drawing her ss since she was 62 ,she is now 66. With the changes coming on May 1st am I mi… read more
Phillips Esq.
Phillips Esq.
Attorney
JD
20,905 satisfied customers
I will be 66 June 12, 16 and will retire July 29, 16 starting
I will be 66 June 12, 16 and will retire July 29, 16 starting my social security benefits. New laws have caused concern about my wife collecting on my SS until she reaches full retirement at 70. Can s… read more
Phillips Esq.
Phillips Esq.
Attorney
JD
20,905 satisfied customers
I am 67, still working and not receiving social security.
I am 67, still working and not receiving social security. My wife will be 65 in October, is still working and not receiving social security. We are self-employed in our own business. Our goal is to dr… read more
Christopher B, Esq.
Christopher B, Esq.
Attorney
Juris Doctor
2,647 satisfied customers
I am age 70 and currently receving soc sec. benefits. My wife
I am age 70 and currently receving soc sec. benefits. My wife is age 64 and not receving soc sec benefits. I would like information for restricted applications (file and suspend) My wile birth date is… read more
Christopher B, Esq.
Christopher B, Esq.
Attorney
Juris Doctor
2,647 satisfied customers
I am 66 and have filed and suspended my benefits (I
I am 66 and have filed for ss and suspended my benefits (I intend to start collecting at age 70). My wife is the lower earner and is 64. Can she file for spousal benefits now - without taking her own … read more
Christopher B, Esq.
Christopher B, Esq.
Attorney
Juris Doctor
2,647 satisfied customers
Both my Wife and I are currently 64.5 years old. Neither of
Both my Wife and I are currently 64.5 years old. Neither of us are collecting at this time but would consider doing so if we qualify for "Restricted Application", which we understand gets phased out a… read more
Christopher B, Esq.
Christopher B, Esq.
Attorney
Juris Doctor
2,647 satisfied customers
If my spouse and I are both presently 62, both turning 63 in
If my spouse and I are both presently 62, both turning 63 in the fall of 2016, would the Final Suspend Maneuver as a Retirement Strategy work for us. We have heard that one of us must be 66 for this p… read more
Christopher B, Esq.
Christopher B, Esq.
Attorney
Juris Doctor
2,647 satisfied customers
There is lots of news about "file and suspend" and spousal
There is lots of news about "file and suspend" and spousal benefits (apparently changing April 30, 2016). My wife is almost 67 (March 1949) and I am 64 (September 1951). We both have worked for more t… read more
Phillips Esq.
Phillips Esq.
Attorney
JD
20,905 satisfied customers
In light of the recently changed law, I am confused about
In light of the recently changed law, I am confused about the impact on my wife (Petra) and me (Matt). Matt's DOB: Jan 11, 1947 (currently age 69) Petra's DOB: Aug 3, 1950 (currently age 65) In Jan 20… read more
Phillips Esq.
Phillips Esq.
Attorney
JD
20,905 satisfied customers
I a male and was born on May 22, 1950. My wife was born on
I a male and was born on May 22, 1950. My wife was born on September 27, 1957. I am not currently working but my wife is. My estimated benefit at my full retirement age (FRA) is $2,545 and my wife's w… read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,582 satisfied customers
I will be 64 in April. My wife will be in Feb. She has been
I will be 64 in April. My wife will be 69 in Feb. She has been collecting SS since she turned 62. I'm planning on working as long as I can. We have some savings (100k). What's the best strategy for me… read more
LawTalk
LawTalk
Attorney
Juris Doctor
37,876 satisfied customers
I am 68 and draw social security. My wife turns 66 in March
I am 68 and draw social security. My wife turns 66 in March of this year. Can my wife draw spousal benefits until she is 70 and then claim her earned benefits from her working years?… read more
Christopher B, Esq.
Christopher B, Esq.
Attorney
Juris Doctor
2,647 satisfied customers
If I file and suspend, and my wife takes spousal benefit, is
Hi. If I file and suspend, and my wife takes spousal benefit, is the spousal benefit amount the benefit she is stuck with for life, or can she take her own higher payment at a later date?… read more
LawTalk
LawTalk
Attorney
Juris Doctor
37,876 satisfied customers
Under the restricted application law will this work? My wife
Under the restricted application law will this work? My wife is 62 can she start drawing SS today, and i am 68 can I apply a restricted application for spousal benefits, leaving my credits to grow to … read more
LEV
LEV
Retired
Bachelor's Degree
14,896 satisfied customers
Ive been studying about "File & Restrict" social security
I've been studying about "File & Restrict" social security retirement and considering this method for me and my wife. I turned 62 in September of this year, and my wife turns 62 in August of next year… read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,582 satisfied customers
I am 62. My wife is turning 66 in March of 2013. We have
I am 62. My wife is turning 66 in March of 2013. We have called and asked SS about using a spousal benefit where my wife would file on my SS and get, I believe I am reading, 1/2 of my benefit and by d… read more
KUMI95
KUMI95
Attorney
Doctoral Degree
17 satisfied customers
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Meet the Experts:

dylatess

dylatess

ATTORNEY

3,467 satisfied customers

37 plus years of SSD practice

Megan C

Megan C

Certified Public Accountant (CPA)

4,582 satisfied customers

Licensed CPA, CMA, CFE, CGMA M.Accy Also Teach Accounting courses at Master's Level

LawTalk

LawTalk

Attorney

37,876 satisfied customers

I have 30 years of legal and litigation experience, including representing clients before the U.S. Social Security Administration.

R. Klein, EA

R. Klein, EA

Accountant

334 satisfied customers

Tax & Social Security Benefits specialist

Dimitry K., Esq.

Dimitry K., Esq.

Attorney

233 satisfied customers

Licensed in multiple jurisdictions, experienced business attorney.

AttorneyTom

AttorneyTom

Attorney

16 satisfied customers

Attorney

Stephanie O Joy, Esq

Stephanie O Joy, Esq

Soc. Sec. Attorney

3,283 satisfied customers

22+ years legal exp. - 12+ years owning/operating her own SSD Law practice.

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Disclaimer: Information in questions, answers, and other posts on this site ("Posts") comes from individual users, not JustAnswer; JustAnswer is not responsible for Posts. Posts are for general information, are not intended to substitute for informed professional advice (medical, legal, veterinary, financial, etc.), or to establish a professional-client relationship. The site and services are provided "as is" with no warranty or representations by JustAnswer regarding the qualifications of Experts. To see what credentials have been verified by a third-party service, please click on the "Verified" symbol in some Experts' profiles. JustAnswer is not intended or designed for EMERGENCY questions which should be directed immediately by telephone or in-person to qualified professionals.

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