Social Security

Ask Social Security Questions and Get Answers ASAP

Ask an Expert,
Get an Answer ASAP!

Social Security

I keep hearing that on May 1st Seniors are losing some

Customer Question
benefits. What are they &...
I keep hearing that on May 1st Seniors are losing some benefits. What are they & what are the 6 words this guy says to tell a Social Security person & it will increase our monthly check by a 1000.00 a month or more. Sounds like hes trying to sell books. I'm 79 & my wife is 78 & we've been getting our money (SS) for number of years. Anything i can do to increase the amount we get before this deadline? I have a friend thats 90 he went down to the VA office cause he needed more money as he was a farmer & got very little Social Security. They cut him a check for 7000.00 & upped his monthly check by 300.00 a month. Can i go do that?
Submitted: 1 year ago.Category: Social Security
Show More
Show Less
Ask Your Own Social Security Question
Answered in 10 minutes by:
1/26/2016
Social Security Expert: LawTalk, Attorney replied 1 year ago
LawTalk
LawTalk, Attorney
Category: Social Security
Satisfied Customers: 37,857
Experience: I have 30 years of legal and litigation experience, including representing clients before the U.S. Social Security Administration.
Verified

Good afternoon Billy,

I'm Doug, and I'm sorry to hear of the confusion. My goal is to provide you with excellent service today.

The two things that changed in social security law which effect the benefits that you are entitled to have to do with spouse benefits and only apply to people who haven't yet started taking a benefit yet.

Likewise, there are no magic 6 words to increase your benefit. Let me explain.

I have seen these ads and blogs telling seniors that they can get $1,000 more a month in social security, and other claiming that you can make changes to how you apply for benefits to get more.

Unfortunately, what the headlines don’t tell you is that there is no social security giveaway, and anyone who plans ahead can do this. But if you are already receiving benefits there is nothing you can do to increase the benefit you are presently receiving.

Where the mysterious $1,000 a month comes from is by choosing when you are age 62, not to take your social security benefits and wait until age 70 to do so. In doing that the average worker will get about $1,000 per month more in their benefit payment from social security.

If you have already started taking your retirement benefit from social security and have been receiving it for more than a year, it is impossible to do anything about delaying your retirement and getting that additional thousand dollars a month.

While the message about the extra money is not a scam, it really only applies to certain people who are able and willing to postpone taking their benefit until age 70---which few retirees’ are able to do.

I have a friend that's 90 he went down to the VA office cause he needed more money as he was a farmer & got very little Social Security. They cut him a check for 7000.00 & upped his monthly check by 300.00 a month. Can i go do that? Your friend either was not receiving his social security retirement benefit yet when he went to social security and so they allowed him to make a retroactive claim for 6 months, or he applied perhaps for a spouse retirement benefit and received a retroactive payment. Those are the only two ways that a person can get a retroactive, lump sum payment of that amount at age 90.

I'm afraid that there is nothing that you can do to increase your benefit at this point in time, and there is no need to buy the books sold by people who talk about increasing your benefits---because by the time you are over 70, it is too late to change your benefit unless one of you dies or if one of you applies for a spouse benefit because half of your spouse's benefit would be more than what you are receiving.

You may reply back to me using the Reply link and I will be happy to continue to assist you until I am able to address your concerns, to your satisfaction.

Please be so kind as to rate my service to you. That is the only way I am credited for assisting you.

I wish you and yours the best in 2016,

Doug

Ask Your Own Social Security Question
Ask LawTalk Your Own Question
LawTalk
LawTalk
LawTalk, Attorney
Category: Social Security
Satisfied Customers: 37,857
37,857 Satisfied Customers
Experience: I have 30 years of legal and litigation experience, including representing clients before the U.S. Social Security Administration.

LawTalk is online now

A new question is answered every 9 seconds

How JustAnswer works:

  • Ask an ExpertExperts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional AnswerVia email, text message, or notification as you wait on our site. Ask follow up questions if you need to.
  • 100% Satisfaction GuaranteeRate the answer you receive.

JustAnswer in the News:

Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.

What Customers are Saying:

I really was impressed with the prompt response. Your expert was not only a tax expert, but a people expert!!! Her genuine and caring attitude came across in her response...

T.G.WMatteson, IL

I WON!!! I just wanted you to know that your original answer gave me the courage and confidence to go into yesterday's audit ready to fight.

BonnieChesnee, SC

Great service. Answered my complex tax question in detail and provided a lot of additional useful information for my specific situation.

JohnMinneapolis, MN

Excellent information, very quick reply. The experts really take the time to address your questions, it is well worth the fee, for the peace of mind they can provide you with.

OrvilleHesperia, California

Wonderful service, prompt, efficient, and accurate. Couldn't have asked for more. I cannot thank you enough for your help.

Mary C.Freshfield, Liverpool, UK

This expert is wonderful. They truly know what they are talking about, and they actually care about you. They really helped put my nerves at ease. Thank you so much!!!!

AlexLos Angeles, CA

Thank you for all your help. It is nice to know that this service is here for people like myself, who need answers fast and are not sure who to consult.

GPHesperia, CA

< Previous | Next >

Meet the Experts:

dylatess

dylatess

ATTORNEY

3,441 satisfied customers

37 plus years of SSD practice

Megan C

Megan C

Certified Public Accountant (CPA)

4,565 satisfied customers

Licensed CPA, CMA, CFE, CGMA M.Accy Also Teach Accounting courses at Master's Level

LawTalk

LawTalk

Attorney

37,857 satisfied customers

I have 30 years of legal and litigation experience, including representing clients before the U.S. Social Security Administration.

R. Klein, EA

R. Klein, EA

Accountant

334 satisfied customers

Tax & Social Security Benefits specialist

Dimitry K., Esq.

Dimitry K., Esq.

Attorney

233 satisfied customers

Licensed in multiple jurisdictions, experienced business attorney.

AttorneyTom

AttorneyTom

Attorney

16 satisfied customers

Attorney

Stephanie O Joy, Esq

Stephanie O Joy, Esq

Soc. Sec. Attorney

3,234 satisfied customers

22+ years legal exp. - 12+ years owning/operating her own SSD Law practice.

< Previous | Next >

Related Social Security Questions
I am now with the VA. I discontinued my supplemental
I am now with the VA. I discontinued my supplemental insurance of 295.34. I received my S. S. today and the amount of the check only increased 14 dollars. What did I do wrong? … read more
ABC Accounting Group
ABC Accounting Group
Bachelor\u0027s Degree
686 satisfied customers
Are there VA benefits that I (I'm 66, disabled and get
Are there VA benefits that I (I'm 66, disabled and get Social Security SSA) can receive from my father who is deceased and was in world war 2? … read more
LEV
LEV
Retired
Bachelor's Degree
14,896 satisfied customers
What form do I.need to fill out for a lump sum for social
What form do I.need to fill out for a lump sum for social security retirement … read more
emc011075
emc011075
Senior Tax Specialist
Bachelor's Degree
16 satisfied customers
How do I apply for death benefit of spouse, My spouse passed
My spouse passed away 12-9-17. I'm told there is a $250 burial benefit payable to the surviving spouse. … read more
LEV
LEV
Retired
Bachelor's Degree
14,896 satisfied customers
I just received final one lump sum from my 403B. Do I have
I just received final one lump sum from my 403B. Do I have to report this to SSI and will it get ne disqualified.… read more
NPVAdvisor
NPVAdvisor
CFP Licensee and Practitioner
Master's Degree
180 satisfied customers
BY VA FOR MY NEEDS. i WASN'T AARE UNTIL RECENTLY THAT I
i'M COVERED BY VA FOR MY NEEDS. i WASN'T AARE UNTIL RECENTLY THAT I DISN'T HAVE TO HAVE COVERAGE BY MDICARE. hOW DO I DROP IT AND IS THEIR ANY POSSITILITY FOR REFUND. … read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
3,234 satisfied customers
If my ex-husband has enough credits to take a lump sum S/S
If my ex-husband has enough credits to take a lump sum S/S out will that keep me from filling on his S/S after two years of divorce? … read more
TaxRobin
TaxRobin
Vocational, Technical or Trade School
1 satisfied customers
Can i request a one time lump sum payment equal up to a
can i request a one time lump sum payment equal up to a 6months. … read more
NPVAdvisor
NPVAdvisor
CFP Licensee and Practitioner
Master's Degree
180 satisfied customers
If person received lump sum settlement from work comp in NY
if person received lump sum settlement from work comp in NY and then apply for ssd, does she have to tell about this to them… read more
NPVAdvisor
NPVAdvisor
CFP Licensee and Practitioner
Master's Degree
180 satisfied customers
What are all the benefits for spouses of 100% total
What are all the benefits for spouses of 100% total permanent unreviewable combat veterans from post 9/11?… read more
LEV
LEV
Retired
Bachelor's Degree
14,896 satisfied customers
If a spouse dies and the deceased spouse ss has been
If a spouse dies and the deceased spouse ss has been activated and the others has not, can the surviving spouse collect the ss of the deceased until 70 when they then activate their own ss? They make … read more
emc011075
emc011075
Senior Tax Specialist
Bachelor's Degree
16 satisfied customers
Dob **/**/****. I would like to know how to get a lump sum
Hello. My name is***** *****, ***-**-****, dob **/**/****. I would like to know how to get a lump sum payout from SS. I do not have a husband, I have Tricare and Medicare, and have two other retiremen… read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
3,234 satisfied customers
Received a lump sum of $1853 lump sum benefit for my
Received a lump sum of $1853 lump sum benefit for my father's death, (I am their daughter, my mother has dimensia). She is currently on Medicaid, and that deposit plus the $255 death benefit, makes her over her monthly allowance. FSSA needs a letter stating that S.S. sent the lump sum & amount. They told me a couple of weeks ago, that it had been mailed, but I haven't seen it yet, and I need something by Monday for FSSA. Really can't lose her Medicaid benefits because of this lump sum deposit. She is residing in a nursing home, and needs the assistance. Please advise. Thanks - Deb ******* (daughter) … read more
NPVAdvisor
NPVAdvisor
CFP Licensee and Practitioner
Master's Degree
180 satisfied customers
Can I retroactively have my wife's social based on my social
Can I retroactively have my wife's social based on my social security. I just started at 70 yrs of age and she started on hers 6 years ago. Need to get hers to where she receives 50 per cent of mine. … read more
NPVAdvisor
NPVAdvisor
CFP Licensee and Practitioner
Master's Degree
180 satisfied customers
If I received a lump sum from social security do i need to
if I received a lump sum from social security do i need to report that as incomee … read more
LawTalk
LawTalk
Attorney
37,857 satisfied customers
The SSA is telling me my Aramco lump sum will result in a
The SSA is telling me my Aramco lump sum will result in a WEP reduction in SS benefits. How can I appeal this? … read more
LawTalk
LawTalk
Attorney
37,857 satisfied customers
Second opinion] can I receive a lump sum for my pensionJA:
Second opinion] can I receive a lump sum for my pension… read more
LawTalk
LawTalk
Attorney
37,857 satisfied customers
I was declined a lump sum spousal distribution of $255
I was declined a lump sum spousal distribution of $255 because I was not living with my husband at the time of his death. I guess this is a perfectly legit reason per SSA. however, will that affect my… read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
3,234 satisfied customers
Disclaimer: Information in questions, answers, and other posts on this site ("Posts") comes from individual users, not JustAnswer; JustAnswer is not responsible for Posts. Posts are for general information, are not intended to substitute for informed professional advice (medical, legal, veterinary, financial, etc.), or to establish a professional-client relationship. The site and services are provided "as is" with no warranty or representations by JustAnswer regarding the qualifications of Experts. To see what credentials have been verified by a third-party service, please click on the "Verified" symbol in some Experts' profiles. JustAnswer is not intended or designed for EMERGENCY questions which should be directed immediately by telephone or in-person to qualified professionals.

Disclaimer: Information in questions, answers, and other posts on this site ("Posts") comes from individual users, not JustAnswer; JustAnswer is not responsible for Posts. Posts are for general information, are not intended to substitute for informed professional advice (medical, legal, veterinary, financial, etc.), or to establish a professional-client relationship. The site and services are provided "as is" with no warranty or representations by JustAnswer regarding the qualifications of Experts. To see what credentials have been verified by a third-party service, please click on the "Verified" symbol in some Experts' profiles. JustAnswer is not intended or designed for EMERGENCY questions which should be directed immediately by telephone or in-person to qualified professionals.

Show MoreShow Less

Ask Your Question

x