Social Security

Ask social security questions and get answers ASAP

Ask an Expert,
Get an Answer ASAP!

I will be 64 on Friday, I was married years and divorced. My…

Customer Question
I will be 64 on...
I will be 64 on Friday, I was married for 22 years and divorced for 16. My ex will 70 in Feb and has been collect SS since 65. I work full time. Are SS benefits available to me? I was told there is a divorce loop hole closing this April is that correct?
Submitted: 2 years ago.Category: Social Security
Show More
Show Less
Ask Your Own Social Security Question
Answered in 7 minutes by:
1/25/2016
Social Security Expert: PDtax, CPA firm owner replied 2 years ago
PDtax
PDtax, CPA firm owner
Category: Social Security
Satisfied Customers: 5,123
Experience: 35 years tax and professional advice in all matters money
Verified

Hi from Just Answer. I'm PDtax. I'll assist.

Ask Your Own Social Security Question
Social Security Expert: PDtax, CPA firm owner replied 2 years ago

SS benefits are available to you. You can claim now, if you like, for early benefits. Two drawbacks: the amount of your benefit will be reduced, and you will have to repay some benefits if you earn more than $15,720 (2015 amount).

If you claim, your benefits will be paid out first. If a spousal benefit would be higher, you would get an additional amount to add up to a max of 50% of his benefit. That does not impact his benefit at all.

Ask Your Own Social Security Question
Social Security Expert: PDtax, CPA firm owner replied 2 years ago

I need to clarify my earlier response, and the site doesn't allow us to edit once posted.

You could claim a spousal benefit now against his work record, and allow your benefits to grow, until such time as you choose to claim your own (up to age 70).

That strategy is scheduled to expire April 30, 2016. After that, your benefits are to be paid first, and the deferral is not available.

Thanks for asking at Just Answer. Positive feedback is appreciated. I'm PDtax.

Ask Your Own Social Security Question
Was this answer helpful?

How JustAnswer works

step-image
Describe your issueThe assistant will guide you
step-image
Chat 1:1 with a social security expertLicensed Experts are available 24/7
step-image
100% satisfaction guaranteeGet all the answers you need
Ask PDtax Your Own Question
PDtax
PDtax
PDtax, CPA firm owner
Category: Social Security
Satisfied Customers: 5,123
5,123 Satisfied Customers
Experience: 35 years tax and professional advice in all matters money

PDtax is online now

A new question is answered every 9 seconds

How JustAnswer works:

  • Ask an ExpertExperts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional AnswerVia email, text message, or notification as you wait on our site. Ask follow up questions if you need to.
  • 100% Satisfaction GuaranteeRate the answer you receive.

JustAnswer in the News:

Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.

What Customers are Saying:

I really was impressed with the prompt response. Your expert was not only a tax expert, but a people expert!!! Her genuine and caring attitude came across in her response...

T.G.WMatteson, IL

I WON!!! I just wanted you to know that your original answer gave me the courage and confidence to go into yesterday's audit ready to fight.

BonnieChesnee, SC

Great service. Answered my complex tax question in detail and provided a lot of additional useful information for my specific situation.

JohnMinneapolis, MN

Excellent information, very quick reply. The experts really take the time to address your questions, it is well worth the fee, for the peace of mind they can provide you with.

OrvilleHesperia, California

Wonderful service, prompt, efficient, and accurate. Couldn't have asked for more. I cannot thank you enough for your help.

Mary C.Freshfield, Liverpool, UK

This expert is wonderful. They truly know what they are talking about, and they actually care about you. They really helped put my nerves at ease. Thank you so much!!!!

AlexLos Angeles, CA

Thank you for all your help. It is nice to know that this service is here for people like myself, who need answers fast and are not sure who to consult.

GPHesperia, CA

< Previous | Next >

Meet the Experts:

dylatess

dylatess

ATTORNEY

3,467 satisfied customers

37 plus years of SSD practice

Megan C

Megan C

Certified Public Accountant (CPA)

4,582 satisfied customers

Licensed CPA, CMA, CFE, CGMA M.Accy Also Teach Accounting courses at Master's Level

LawTalk

LawTalk

Attorney

3,071 satisfied customers

I have 30 years of legal and litigation experience, including representing clients before the U.S. Social Security Administration.

R. Klein, EA

R. Klein, EA

Accountant

334 satisfied customers

Tax & Social Security Benefits specialist

Dimitry K., Esq.

Dimitry K., Esq.

Attorney

233 satisfied customers

Licensed in multiple jurisdictions, experienced business attorney.

AttorneyTom

AttorneyTom

Attorney

16 satisfied customers

Attorney

Stephanie O Joy, Esq

Stephanie O Joy, Esq

Soc. Sec. Attorney

3,283 satisfied customers

22+ years legal exp. - 12+ years owning/operating her own SSD Law practice.

< Previous | Next >

Related Social Security Questions
I was married for 16 years now divorced for 40 years, my ex
I was married for 16 years now divorced for 40 years, my ex is still alive and he remarried I did not, I would like to know can I collect on his social security because he receives much more than I do… read more
LEV
LEV
Retired
Bachelor's Degree
14,896 satisfied customers
My former spouse and I were married for 28 years. We married
Christopher, my former spouse and I were married for 28 years. We married in 1988, followed by a divorce-from-bed-and-board in 2008, until he filed for final divorce June 2016, the same month I turned… read more
taxmanrog
taxmanrog
Master\u0027s Degree
1,055 satisfied customers
I am 62 years old, have retired and am receiving SS. I am
I am 62 years old, have retired and am receiving SS. I am about to get a divorce and it will be very difficult for me to make it on my SS. I was married to my x-husband for 17 years. My x-husband died… read more
emc011075
emc011075
Senior Tax Specialist
Bachelor's Degree
16 satisfied customers
I was married for 20 years, then divorced. I have not
I was married for 20 years, then divorced. I have not remarried. I just turned 65 and plan to continue to work until age 70 at which time I will draw my SS. However, a friend told me that she thought … read more
LEV
LEV
Retired
Bachelor's Degree
14,896 satisfied customers
I was married for 16 years to my ex-husband and since our
I was married for 16 years to my ex-husband and since our divorce, I have not re-married. I will be ready to retire in October this year (age 65) but he is 6 years younger than me. Can I collect from … read more
keeperumiami
keeperumiami
Sr Financial & Tax Consultant
Bachelor\u0027s Degree
1 satisfied customers
Can I draw social security off my ex husbands social
Can I draw social security off my ex husbands social security … read more
keeperumiami
keeperumiami
Sr Financial & Tax Consultant
Bachelor\u0027s Degree
1 satisfied customers
I turned 66 in May 2016. I was told by my SS office that at
I turned 66 in May 2016. I was told by my SS office that at age 66 I could choose my SS or my ex-spousal benefit, and marrying again would not affect it. I was also told that if he died, I would recei… read more
TaxRobin
TaxRobin
Vocational, Technical or Trade School
1 satisfied customers
I am 64 years old and will turn 65 in January. I have
I am 64 years old and will turn 65 in January. I have decided not to collect my social security until I am 70. I have not signed up for social security benefits. I am living with my ex husband. We wer… read more
ABC Accounting Group
ABC Accounting Group
Bachelor\u0027s Degree
848 satisfied customers
I will be 65 in September. Ii've been out of work years
I will be 65 in September. Ii've been out of work for 5 years but would like to wait a few more years before taking SS. Currently living off my IRA's and looking for work. I recently heard that we wil… read more
emc011075
emc011075
Senior Tax Specialist
Bachelor's Degree
16 satisfied customers
I was informed through a source that seniors in receipt of
I was informed through a source that seniors in receipt of social security benefits may be eligible for a $60,000 increase in benefits over a life time but they must apply by 4/30 or may/16 to be elig… read more
Phillips Esq.
Phillips Esq.
Attorney
JD
20,508 satisfied customers
What is this $60,000.00 loop hole? Everet is my name and I
What is this $60,000.00 loop hole? Everet is my name and I am 70 years old … read more
PDtax
PDtax
CPA firm owner
Master's Degree
5,123 satisfied customers
I am 62, divorced since 1993, married 15+ years. I am still
I am 62, divorced since 1993, married 15+ years. I am still working and do not intend to file for SS for quite awhile. I would like to take advantage of being able to apply for my ex-spouses earnings … read more
Dr Arthur Rubin
Dr Arthur Rubin
Doctoral Degree
24 satisfied customers
I am a single 65 year old and want to know if or how I can
I am a single 65 year old and want to know if or how I can take advantage of the Social Security "loop hole" due to expire on May 1.… read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
3,283 satisfied customers
I turn 66 in April and am eligible without age reduction. I
I turn 66 in April and am eligible for SS without age reduction. I was married for more than 10 years and have not remarried, so I qualify for Divorced Spousal Benefits according to the website. My pl… read more
PDtax
PDtax
CPA firm owner
Master's Degree
5,123 satisfied customers
I am now 64 as of nov. 2014At 62 my husband told me his tax
I am now 64 as of nov. 2014 .Me at 62 and my husband at 66,told me his tax person told us to start taking SS Hearing it from my husband who is in the money business I thought ok/ not knowing what I wa… read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
3,283 satisfied customers
I was married for fifteen years, but am now divorced. I am
I was married for fifteen years, but am now divorced. I am 66 years old. I am still working. I have been told that I can collect have of what my retired ex-husband is collecting in social security wit… read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,582 satisfied customers
I am a divorced working 64 yr. old ex-spouse of a 65 year old
I am a divorced working 64 yr. old ex-spouse of a 65 year old who started rcvg his benefits at 62. We were married 20 yrs & I never remarried. I have been told that I s/b able to do a "file & extend" … read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,582 satisfied customers
I want to start receiving 1/2 of my ex-husbands SS beginning
I want to start receiving 1/2 of my ex-husband's SS beginning January 2014. Then when I turn 70 (April 4, 2016) stop collecting 1/2 of his and begin collecting all of mine.… read more
TaxTom
TaxTom
Accountant
Bachelor's Degree
14 satisfied customers
Disclaimer: Information in questions, answers, and other posts on this site ("Posts") comes from individual users, not JustAnswer; JustAnswer is not responsible for Posts. Posts are for general information, are not intended to substitute for informed professional advice (medical, legal, veterinary, financial, etc.), or to establish a professional-client relationship. The site and services are provided "as is" with no warranty or representations by JustAnswer regarding the qualifications of Experts. To see what credentials have been verified by a third-party service, please click on the "Verified" symbol in some Experts' profiles. JustAnswer is not intended or designed for EMERGENCY questions which should be directed immediately by telephone or in-person to qualified professionals.

Disclaimer: Information in questions, answers, and other posts on this site ("Posts") comes from individual users, not JustAnswer; JustAnswer is not responsible for Posts. Posts are for general information, are not intended to substitute for informed professional advice (medical, legal, veterinary, financial, etc.), or to establish a professional-client relationship. The site and services are provided "as is" with no warranty or representations by JustAnswer regarding the qualifications of Experts. To see what credentials have been verified by a third-party service, please click on the "Verified" symbol in some Experts' profiles. JustAnswer is not intended or designed for EMERGENCY questions which should be directed immediately by telephone or in-person to qualified professionals.

Show MoreShow Less

Ask Your Question

x