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Stephanie O Joy, Esq
Stephanie O Joy, Esq, Soc. Sec. Attorney
Category: Social Security
Satisfied Customers: 13566
Experience:  22+ years legal exp. - 12+ years owning/operating her own SSD Law practice.
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Are you aware of a six word question that Money Map Report

Customer Question

Are you aware of a six word question that Money Map Report says I can ask SSA that will increase my social security monthly check?
Submitted: 1 year ago.
Category: Social Security
Expert:  Stephanie O Joy, Esq replied 1 year ago.

Unfortunately, this "6 words" idea is a scam - there are no 6 words that will be you an increase, per se. They are twisting a new law that has to do with file and suspend strategies and restricted spousal applications, into a way to get people to pay for their "secret." If you would like me to review with you IF you fall within the confines of the new law and taking action would be helpful for you, let me know.

And if so, please tell me how old you are and if you are collecting SS on your own work record.

Expert:  Stephanie O Joy, Esq replied 1 year ago.

Hi Dolores, OK this is not going to effect you, UNLESS you have a spousal benefit available to you from a current or ex spouse that would provide you a bigger benefit than you are getting now. The law has NOT stopped people from picking an eligible spousal benefit if it is bigger than their own. You can find out what any spousal would be for you, and if it is worth it, at your local SSA office unless you happen to know the primary insurance amounts of any prior spouses. Now, if you have a deceased spouse, that died when you were married to him, you can see also if you can get a better survivor benefit. Or, if you divorced a spouse and then he passed, and you'd been married at least 10 years, you can also get a survivor benefit. In both instances, you must be single or only remarried after age 60. But survivor can be good because it is 100% of the deceased spouse's benefit, which provides greater chance that it will be an increase over your own.

Expert:  Stephanie O Joy, Esq replied 1 year ago.

I hope this helps! My goal is toprovide you with excellent and accurateservice – if you feel you have gotten anything less, please reply back, Iam happy to address follow-up questions.

Kindly rate me "excellent"when you are done. I look forward to assisting you in the future, shouldyou have legal questions. Be sure tostart future posts with "To ***** Esq., ONLY" ifyou want me to specifically answer it.

Sincerely, ***** ***** Joy, Esq.

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Expert:  Stephanie O Joy, Esq replied 1 year ago.


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