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My wife turns 65 this month. I am 65 now and turn 66 in
Second opinion] My wife turns 65 this month. I am 65 now and turn 66 in November. Can I file and collect 1/2 of her FRA and let my account continue to grow ? … read more
emc011075
emc011075
Tax advisor and Enrolled Agent
Bachelor's Degree
5,856 satisfied customers
My wife was born in 1953 and is retired. I was born in 1955
My wife was born in 1953 and is retired. I was born in 1955 and intend to work another 4 Years. We intend to maximize our benefits by delaying to begin claiming then until we are age 70. Our financial… read more
Lev
Lev
Retired
Bachelor's Degree Equivalent
38,273 satisfied customers
I am 68 and waiting until 70 to file for my social security,
I am 68 and waiting until 70 to file for my social security, My wife is 64 and also will wait until FRA or 70 before filing. what is the restricted filing provision and would it apply to us. … read more
Lane
Lane
JD, MBA, CFP, CRPS
Doctoral Degree
20,181 satisfied customers
My wife was born Feb 1953 and I was born Oct 1950. We are
My wife was born Feb 1953 and I was born Oct 1950. We are both retired and currently neither of us collect Soc Sec. I had higher earnings than her while we worked and I am projected to receive a highe… read more
Lev
Lev
Retired
Bachelor's Degree Equivalent
38,273 satisfied customers
I turn 66 this July 22. It is my FRA (full retirement age).
I turn 66 this July 22. It is my FRA (full retirement age). I have not filed for nor am receiving SS benefits. I was married to an ex-spouse for greater than 10 years, then divorced in '91. She remarr… read more
Christopher B, Esq.
Christopher B, Esq.
Attorney
Juris Doctor
13,460 satisfied customers
I will be 66 June 12, 16 and will retire July 29, 16 starting
I will be 66 June 12, 16 and will retire July 29, 16 starting my social security benefits. New laws have caused concern about my wife collecting on my SS until she reaches full retirement at 70. Can s… read more
PhillipsEsq.
PhillipsEsq.
Attorney
JD
2,306 satisfied customers
I am 78 and receiving social security benefits. My wife is
I am 78 and receiving social security benefits. My wife is 64 born 3/4/52 and has not applied for SS benefits. How can we take advantage of the "file and suspend" strategy? She is working and has soci… read more
LawTalk
LawTalk
Attorney
Juris Doctor
3,071 satisfied customers
My wife and I are both 64 turning 65 this year. My SS
My wife and I are both 64 turning 65 this year. My SS benefits are more than twice what her's will be. Can we still file and suspend and have her get spousal benefits based on my earning history? I th… read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
3,379 satisfied customers
I am 66 and drawing SS ($1913/mo). My wife turns 65 in April
I am 66 and drawing SS ($1913/mo). My wife turns 65 in April and is projected for around $1100/mo. It seems the new law might impact our ability to maximize our SS. Is there something we can do before… read more
PhillipsEsq.
PhillipsEsq.
Attorney
JD
2,306 satisfied customers
There is lots of news about "file and suspend" and spousal
There is lots of news about "file and suspend" and spousal benefits (apparently changing April 30, 2016). My wife is almost 67 (March 1949) and I am 64 (September 1951). We both have worked for more t… read more
PhillipsEsq.
PhillipsEsq.
Attorney
JD
2,306 satisfied customers
I wanted to ask you what action you recommend to obtain the
I wanted to ask you what action you recommend to obtain the maximum SS benefit in the following scenario: I reached FRA in January of this year and received my first SS check this month. My wife will … read more
Christopher B, Esq.
Christopher B, Esq.
Attorney
Juris Doctor
13,460 satisfied customers
I am 65 (to be 66 this Aug), retired and have NOT filed. My
I am 65 (to be 66 this Aug), retired and have NOT filed for SS. My wife is 64 (will be 66 in Jul, 2017), still working and also has NOT filed for SS. Our plan WAS for her to retire at 66, both file an… read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
3,379 satisfied customers
My wife is presently 58 and is still teaching school. I am
My wife is presently 58 and is still teaching school. I am retired and started to receive SS at age 62. I am presently 65 and will turn 66 on March 1 2016. My wife was born on April 25, 1957, and I wa… read more
Christopher B, Esq.
Christopher B, Esq.
Attorney
Juris Doctor
13,460 satisfied customers
I am now 66 (born Oct. 1949) and have already filed and
I am now 66 (born Oct. 1949) and have already filed and suspended my own SS benefits. My wife turns 66 in June 2016 (June 1950). Neither of us has ever received any SS $. Questions: 1. When my wife fi… read more
Christopher B, Esq.
Christopher B, Esq.
Attorney
Juris Doctor
13,460 satisfied customers
I have a question about the new regulations regarding social
I have a question about the new regulations regarding social security; My father is a 62+ year old male, widowed, payments into social security for 45+ years and is currently enrolled and receiving be… read more
Christopher B, Esq.
Christopher B, Esq.
Attorney
Juris Doctor
13,460 satisfied customers
Social Security: I will be 65 in OCT of this year. My
Social Security: I will be 65 in OCT of this year. My question is for the Spouce Benefit. If I filed for Social Security this month but waived recieving any benefits (I plan on working at least two mo… read more
PDtax
PDtax
Owner
Master's Degree
6,123 satisfied customers
I am 68 years old, still working, and not receiving Social
I am 68 years old, still working, and not receiving Social Security benefits. I want to wait until I am 70 to maximize the benefit. My wife's job was eliminated last year, and she is not currently wor… read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
3,379 satisfied customers
I am a male. By birth date is 04/23/1945. I expect to work
I am a male. By birth date is 04/23/1945. I expect to work to age 70. My current estimated SS at age is $2,617, and at age 70 is $3,329. I will earn about $225,000 per year until age 70. My spouse's b… read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
3,379 satisfied customers
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dylatess

dylatess

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LawTalk

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Stephanie O Joy, Esq

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Loren

Loren

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Disclaimer: Information in questions, answers, and other posts on this site ("Posts") comes from individual users, not JustAnswer; JustAnswer is not responsible for Posts. Posts are for general information, are not intended to substitute for informed professional advice (medical, legal, veterinary, financial, etc.), or to establish a professional-client relationship. The site and services are provided "as is" with no warranty or representations by JustAnswer regarding the qualifications of Experts. To see what credentials have been verified by a third-party service, please click on the "Verified" symbol in some Experts' profiles. JustAnswer is not intended or designed for EMERGENCY questions which should be directed immediately by telephone or in-person to qualified professionals.

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