Social Security

Ask social security questions and get answers ASAP

Ask an Expert,
Get an Answer ASAP!

I am considering starting to receive ssa benefits. I am 64…

Customer Question
I am considering starting...
I am considering starting to receive ssa benefits . I am 64 years old, divorced (married 21 years ) . My ex husband is diabled (Parkinson's) and 66 years old .i don know what his benefits are (retirement? Disability?) but assume he is receiving benefits at the high end as he was an accomplished business man. I would like to know what is the highest amount I would be able to receive as an ex spouse at 64 and 66. Also, as he is very ill I would need to know if those benefits would change should I outlive him .
Submitted: 2 years ago.Category: Social Security
Show More
Show Less
Ask Your Own Social Security Question
Answered in 2 minutes by:
1/23/2016
Social Security Expert: PDtax, CPA firm owner replied 2 years ago
PDtax
PDtax, CPA firm owner
Category: Social Security
Satisfied Customers: 5,123
Experience: 35 years tax and professional advice in all matters money
Verified

Hi from Just Answer. I'm PDtax, and will assist. There are some factors i will have to estimate for your benefit.

Ask Your Own Social Security Question
Social Security Expert: PDtax, CPA firm owner replied 2 years ago

As a divorces spouse who qualifies, you can claim against your ex-husband's work record for a benefit. You would be eligible for a benefit up to 50% of his regular OR disability benefit once you reach age 66.

Claiming at age 64 reduces that amount by approximately 13%, depending on the number of months you claim early.

If he has a maximum benefit, he could be collecting as much as $2,642 as a maximum benefit. Your divorced spouse's benefit could be up to 50% of that, or $1,321 per month.

A few factors adjust that amount:

I assumed he is collecting a max benefit. A visit to your SSA office can confirm the dollar amount of his benefit, and yours.

Your benefit must be claimed first, and that would be increased if the spousal benefit is higher.

Claiming early, at age 64, might reduce the maximum from $1,321 to $1,145 per month. If you wait until you reach age 66, your benefit will be the full 50% of his.

Ask Your Own Social Security Question
Social Security Expert: PDtax, CPA firm owner replied 2 years ago

Lastly, if he predeceases, you will still be able to collect your benefit at the same amount for the remainder of your life.

Thanks for asking at Just Answer. Positive feedback, rating my assistance, is requested to close out ytour inquiry when we are finished. Follow up questions are welcome, but my best suggestion is a visit to your local SSA office to confirm what I reported and allow them to calculate your actual benefit. I'm PDtax.

Ask Your Own Social Security Question
Was this answer helpful?

How JustAnswer works

step-image
Describe your issueThe assistant will guide you
step-image
Chat 1:1 with a social security expertLicensed Experts are available 24/7
step-image
100% satisfaction guaranteeGet all the answers you need
Ask PDtax Your Own Question
PDtax
PDtax
PDtax, CPA firm owner
Category: Social Security
Satisfied Customers: 5,123
5,123 Satisfied Customers
Experience: 35 years tax and professional advice in all matters money

PDtax is online now

A new question is answered every 9 seconds

How JustAnswer works:

  • Ask an ExpertExperts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional AnswerVia email, text message, or notification as you wait on our site. Ask follow up questions if you need to.
  • 100% Satisfaction GuaranteeRate the answer you receive.

JustAnswer in the News:

Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.

What Customers are Saying:

I really was impressed with the prompt response. Your expert was not only a tax expert, but a people expert!!! Her genuine and caring attitude came across in her response...

T.G.WMatteson, IL

I WON!!! I just wanted you to know that your original answer gave me the courage and confidence to go into yesterday's audit ready to fight.

BonnieChesnee, SC

Great service. Answered my complex tax question in detail and provided a lot of additional useful information for my specific situation.

JohnMinneapolis, MN

Excellent information, very quick reply. The experts really take the time to address your questions, it is well worth the fee, for the peace of mind they can provide you with.

OrvilleHesperia, California

Wonderful service, prompt, efficient, and accurate. Couldn't have asked for more. I cannot thank you enough for your help.

Mary C.Freshfield, Liverpool, UK

This expert is wonderful. They truly know what they are talking about, and they actually care about you. They really helped put my nerves at ease. Thank you so much!!!!

AlexLos Angeles, CA

Thank you for all your help. It is nice to know that this service is here for people like myself, who need answers fast and are not sure who to consult.

GPHesperia, CA

< Previous | Next >

Meet the Experts:

dylatess

dylatess

ATTORNEY

3,467 satisfied customers

37 plus years of SSD practice

Megan C

Megan C

Certified Public Accountant (CPA)

4,582 satisfied customers

Licensed CPA, CMA, CFE, CGMA M.Accy Also Teach Accounting courses at Master's Level

LawTalk

LawTalk

Attorney

3,071 satisfied customers

I have 30 years of legal and litigation experience, including representing clients before the U.S. Social Security Administration.

R. Klein, EA

R. Klein, EA

Accountant

334 satisfied customers

Tax & Social Security Benefits specialist

Dimitry K., Esq.

Dimitry K., Esq.

Attorney

233 satisfied customers

Licensed in multiple jurisdictions, experienced business attorney.

AttorneyTom

AttorneyTom

Attorney

16 satisfied customers

Attorney

Stephanie O Joy, Esq

Stephanie O Joy, Esq

Soc. Sec. Attorney

3,283 satisfied customers

22+ years legal exp. - 12+ years owning/operating her own SSD Law practice.

< Previous | Next >

Related Social Security Questions
I am planning to file for divorce, but concern how I can
I am planning to file for divorce, but concern how I can survive on my SS of $765.oo in mo. My husband SS is $2033.oo dol. Do I have a rights to get his SS instead of my? Than k you. … read more
LEV
LEV
Retired
Bachelor's Degree
14,896 satisfied customers
I am collecting social security. am i eligible for benefits
i am collecting social security. am i eligible for benefits from my ex husband's social security? … read more
LEV
LEV
Retired
Bachelor's Degree
14,896 satisfied customers
Is there a way for me to estimate how much of my ex-spouse's
Is there a way for me to estimate how much of my ex-spouse's SS I will qualify for? I'll be 64 years old this July and was married for 38 years. … read more
LEV
LEV
Retired
Bachelor's Degree
14,896 satisfied customers
I am 64 years old and will turn 65 in January. I have
I am 64 years old and will turn 65 in January. I have decided not to collect my social security until I am 70. I have not signed up for social security benefits. I am living with my ex husband. We wer… read more
ABC Accounting Group
ABC Accounting Group
Bachelor\u0027s Degree
848 satisfied customers
I am divorced and have not remarried. I am receiving social
I am divorced and have not remarried. I am receiving social security benefits. Am I also eligible to receive benefits from my ex-husband? He is presently collecting social security benefits as well as… read more
LEV
LEV
Retired
Bachelor's Degree
14,896 satisfied customers
I am 64 years old. Married over ten years, divorced in 2010,
I am 64 years old. Married over ten years, divorced in 2010, and unmarried. Started taking my retirement at age 62. My ex husband is 66 yrs. old, still working and doesn't plan on taking his retiremen… read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
3,283 satisfied customers
I want to apply social security so I can stay home to care
I want to apply for my social security so I can stay home to care for my terminally ill husband. Im 64 yrs. old. He currently receives a disability benefit of 2307.00. If I take my Social Security ben… read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,582 satisfied customers
My husband has filed we haae been married since 2005 oct. 2
My husband has filed for divorce we haae been married since 2005 oct. 2 Iam a canadian citizen . Will I still be entitled to spousal soc. sec. benefits? Also I understand he has not applied yet himsel… read more
LEV
LEV
Retired
Bachelor's Degree
14,896 satisfied customers
I was married to someone born in 1953 years. I was born in
I was married to someone born in 1953 for 14 years. I was born in 1951. I am unemployed currently. Can I take 1/2 of his SSI and not effect mine and then take mine at 66??… read more
LEV
LEV
Retired
Bachelor's Degree
14,896 satisfied customers
I was married years, got divorced, have not remarried. He is
I was married for 25 years, got divorced, have not remarried. He is a man of wealth to day. I draw 1,424.00 each month. We both are 82 years old. Is there any way I can get my monthly income from SSA … read more
TaxRobin
TaxRobin
Vocational, Technical or Trade School
1 satisfied customers
I was married years. I am now divorced and was told
I was married for 28 years. I am now divorced and was told I may be able to receive half of my ex-husbands Social Security. I was mostly a stay home mom during our marriage. I am will be 64 years old … read more
PDtax
PDtax
CPA firm owner
Master's Degree
5,123 satisfied customers
my wife has filed for divorce in Feb 2014 It is not final
my wife has filed for divorce in Feb 2014 It is not final yet. NC requires 1 year of legal seperation before a divorce can be decreed She was 66 in apr of 2014 I am 62 and still working and plan on wo… read more
PDtax
PDtax
CPA firm owner
Master's Degree
5,123 satisfied customers
Can a divorced spouse collect on the spouse if he is getting
Can a divorced spouse collect on the spouse if he is getting ssi? I wanted to postpone collecting on my own social security until I retire. I planned to collect on my ex husband so my benefit would be… read more
KUMI95
KUMI95
Attorney
Doctoral Degree
17 satisfied customers
Hello, Just a couple of days ago, I asked a question on your
Hello, Just a couple of days ago, I asked a question on your site and I was given an answer. , However, when I went talked to the social security office and applied, they said that I could not receive… read more
PDtax
PDtax
CPA firm owner
Master's Degree
5,123 satisfied customers
My ex- Kerry Lee Pratt (XXX-XX-XXXX) turned 62 yesterday, I
My ex- Kerry Lee Pratt (XXX-XX-XXXX) turned 62 yesterday, I was wondering if he applied for early retirement ssi? My social is(XXX-XX-XXXX) I'm already collecting with disability.… read more
LawTalk
LawTalk
Attorney
Juris Doctor
3,071 satisfied customers
I was married to someone in 1965 and we were divorced in 1976.
I was married to someone in 1965 and we were divorced in 1976. Can I file for social security benefits based on his earnings? His earnings were fairly high during apprx. 1965 to 1976 but don't think h… read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
3,283 satisfied customers
I am 64 yrs. old. I am eligible for divorced spouse benefits.
I am 64 yrs. old. I am eligible for divorced spouse benefits. Trying to determine if it is best for me to collect benefits now or wait till full retirement age. Everyone (and I do mean everyone) is ad… read more
dylatess
dylatess
ATTORNEY
JD
3,467 satisfied customers
I receive SS disability. I am a 62 year old divorcee. My
I receive SS disability. I am a 62 year old divorcee. My ex is 62 also but has remarried. We were married for 21 years. Is it possible for me to apply for benefits on his Social Security?… read more
Charles Greiner
Charles Greiner
Owner
Bachelor's Degree
2,436 satisfied customers
Disclaimer: Information in questions, answers, and other posts on this site ("Posts") comes from individual users, not JustAnswer; JustAnswer is not responsible for Posts. Posts are for general information, are not intended to substitute for informed professional advice (medical, legal, veterinary, financial, etc.), or to establish a professional-client relationship. The site and services are provided "as is" with no warranty or representations by JustAnswer regarding the qualifications of Experts. To see what credentials have been verified by a third-party service, please click on the "Verified" symbol in some Experts' profiles. JustAnswer is not intended or designed for EMERGENCY questions which should be directed immediately by telephone or in-person to qualified professionals.

Disclaimer: Information in questions, answers, and other posts on this site ("Posts") comes from individual users, not JustAnswer; JustAnswer is not responsible for Posts. Posts are for general information, are not intended to substitute for informed professional advice (medical, legal, veterinary, financial, etc.), or to establish a professional-client relationship. The site and services are provided "as is" with no warranty or representations by JustAnswer regarding the qualifications of Experts. To see what credentials have been verified by a third-party service, please click on the "Verified" symbol in some Experts' profiles. JustAnswer is not intended or designed for EMERGENCY questions which should be directed immediately by telephone or in-person to qualified professionals.

Show MoreShow Less

Ask Your Question

x