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At 66 I filed and suspended. My wife filed for spousal
At 66 I filed and suspended. My wife filed for spousal payments. … read more
emc011075
emc011075
Tax advisor and Enrolled Agent
Bachelor's Degree
6,037 satisfied customers
Looking to maximize social security benefits. My DOB -
My DOB - 4/2/52 Wifes DOB 5/20/52 She is no longer working and we need to apply for her benefits. I plan on working till age 70. Does file & suspend or any other strategy get us more than just her filing for her own benefits now at age 65? … read more
Lev
Lev
Retired
Bachelor's Degree Equivalent
39,385 satisfied customers
I want to know when the best time to apply for SS benefits
I want to know when the best time to apply for SS benefits for my wife, who is 64 (DOB 6/17/52). If she was to wait until 66 she would earn about $800. I am 63 (DOB 12/25/53) and would earn about $2,9… read more
Lev
Lev
Retired
Bachelor's Degree Equivalent
39,385 satisfied customers
My wife is 64 and I am 63 so we are not yet on so social
My wife is 64 and I am 63 so we are not yet on so social security. We do not need the money so we could wait till 70. We are both in good health and with G-d's help we will live into our 80's. At 66 I… read more
emc011075
emc011075
Tax advisor and Enrolled Agent
Bachelor's Degree
6,037 satisfied customers
I am 67, still working and not receiving social security.
I am 67, still working and not receiving social security. My wife will be 65 in October, is still working and not receiving social security. We are self-employed in our own business. Our goal is to dr… read more
Christopher B, Esq.
Christopher B, Esq.
Attorney
Juris Doctor
26,938 satisfied customers
In the last half of this April my wife will turn 64 and I,
In the last half of this April my wife will turn 64 and I 69, sour our FRA is 66. Over the years my contributions to Social Security have been higher than hers, so that I believe her draw even at age … read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,591 satisfied customers
I will turn 66 in 2017, which will be my full retirement
I will turn 66 in 2017, which will be my full retirement age. A gentleman told me this morning that my wife could receive 1/2 of the husband's monthly SS income if we applied for it this year (2016) b… read more
Christopher B, Esq.
Christopher B, Esq.
Attorney
Juris Doctor
26,938 satisfied customers
My wife is on disability -- she will be 63 in March. She
My wife is on disability -- she will be 63 in March. She works now so has no disability payments. When she retires in June, she has to options: 1) to continue to be on the disability (should she quali… read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
3,379 satisfied customers
Wife is 64, I am 66. Can she file and simultaneously suspend
Wife is 64, I am 66. Can she file and simultaneously suspend her retirement benefits allowing me to file for a spousal benefit of 50% of her full retirement benefit until I reach age 70 and then begin… read more
PDtax
PDtax
Owner
Master's Degree
6,283 satisfied customers
I have been reviewing Social Security options wife and me.
Hello! I have been reviewing Social Security options for my wife and me. My wife will soon be 64 and I will soon be 62. I am still employed and my wife is a homemaker who is qualified for Social Secur… read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
3,379 satisfied customers
I will be 66 in November, my wife will be 61 in February. My
I will be 66 in November, my wife will be 61 in February. My current monthly benefit would be at 66 $2,591, at 70 $3,492. My wife's monthly benefit would be at 62 $995, at 66 $1,383 and at 70 $1,842. … read more
PDtax
PDtax
Owner
Master's Degree
6,283 satisfied customers
My wife would be eligible for $ 711/mo. at age 64 in Jan 2015 I
My wife would be eligible for $ 711/mo. at age 64 in Jan 2015 I would be eligible for $1673/mo. at my current age of 64. I read where we might be better off for me to apply but suspend benefits for my… read more
retirementlawyer
retirementlawyer
Attorney
Doctoral Degree
1,612 satisfied customers
It is still several years before my wife and I will be eligible
It is still several years before my wife and I will be eligible for SS. I am 55, my wife 53. I have been reading up on the Spouse benefit and am trying to understand it and decide if we can benefit fr… read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,591 satisfied customers
Can my wife at 64 get spousal benefits when I reach 66 but
Can my wife at 64 get spousal benefits when I reach 66 but defer claiming the benefits till 70?… read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,591 satisfied customers
I was born 3/29/1950. My wife was born 11/5/1947. We both want
I was born 3/29/1950. My wife was born 11/5/1947. We both want to wait till our age 70 to receive our maximum full benefits from Social Security. I am currently receiving a survivor benefit from my de… read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,591 satisfied customers
I turn 66 in August of 2013 and my wife turns 66 in January
I turn 66 in August of 2013 and my wife turns 66 in January of 2014. Both of us are going to continue to work for a a few years longer--perhaps to age 70. My social security benefit at full retirement… read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,591 satisfied customers
My wife and I both work. I would like to stop working at age
My wife and I both work. I would like to stop working at age 66 but not draw my social security benefits till age 70. I earn considerably more than my wife who is two years younger than I am. My wife … read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
3,379 satisfied customers
I am 62 and my wife is 64. She earns $10,000 per year and
I am 62 and my wife is 64. She earns $10,000 per year and her SS benefit at age 66 will be about $800. My benefit at age 66 will be about $2,500. What is the best scenario for my wife? If I retire at … read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,591 satisfied customers
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Meet the Experts:

dylatess

dylatess

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3,511 satisfied customers

37 plus years of SSD practice

Megan C

Megan C

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Licensed CPA, CMA, CFE, CGMA M.Accy Also Teach Accounting courses at Master's Level

LawTalk

LawTalk

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AttorneyTom

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Christopher B, Esq.

Christopher B, Esq.

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Attorney licensed for 17 years specializing in various fields.

Stephanie O Joy, Esq

Stephanie O Joy, Esq

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3,379 satisfied customers

25+ years legal exp. - 15+ years owning/operating her own SSD Law practice.

Loren

Loren

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Disclaimer: Information in questions, answers, and other posts on this site ("Posts") comes from individual users, not JustAnswer; JustAnswer is not responsible for Posts. Posts are for general information, are not intended to substitute for informed professional advice (medical, legal, veterinary, financial, etc.), or to establish a professional-client relationship. The site and services are provided "as is" with no warranty or representations by JustAnswer regarding the qualifications of Experts. To see what credentials have been verified by a third-party service, please click on the "Verified" symbol in some Experts' profiles. JustAnswer is not intended or designed for EMERGENCY questions which should be directed immediately by telephone or in-person to qualified professionals.

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