Social Security

Ask social security questions and get answers ASAP

Ask an Expert,
Get an Answer ASAP!

Will my wife status of disability change when she is 62. She…

Customer Question
Will my wife status of...
Will my wife status of disability change when she is 62. She is gonna receive an annuity from rail road retirement at 62. Her benefit will go up. If she waits till she is 66 she will receive a higher amount from rub.
Submitted: 2 years ago.Category: Social Security
Show More
Show Less
Ask Your Own Social Security Question
Answered in 15 minutes by:
1/19/2016
Social Security Expert: LawTalk, Attorney replied 2 years ago
LawTalk
LawTalk, Attorney
Category: Social Security
Satisfied Customers: 37,876
Experience: I have 30 years of legal and litigation experience, including representing clients before the U.S. Social Security Administration.
Verified

Good afternoon,

I'm Doug, and I'm sorry to hear of the confusion. My goal is to provide you with excellent service today.

While your wife's disability status with social security will not change when she turns 62 and begins to receive a railroad pension, the pension from the railroad will reduce or eliminate the disability benefit she will receive from social security. Let me explain.

The Government Pension Offset laws of social security will result in your wife losing 2/3 of the amount that the railroad pays her as a pension from her disability benefit.

So if she is receiving SSDI of $1000 per month and her railroad pension is $1200 per month, social security will reduce her SSDI by 2/3 of the railroad pension---or by $800 per month, leaving her with SSDI of $200 per month and her railroad pension.

I understand that you may be disappointed by the Answer you received, as it was not particularly favorable to your situation. Had I been able to provide an Answer which might have given you a successful legal outcome, it would have been my pleasure to do so.

If you have additional questions, you may of course reply back to me and I will be happy to continue to assist you further until your questions have been answered to your satisfaction.

Would you please take a moment to positively rate my service to you based on the understanding of the law I provided by clicking on the rating stars---three stars or more. It is that easy. That is the way I am compensated for having helped you.

Thank you in advance. I wish you the best in your future,

Doug

Ask Your Own Social Security Question
Was this answer helpful?
Ask LawTalk Your Own Question
LawTalk
LawTalk
LawTalk, Attorney
Category: Social Security
Satisfied Customers: 37,876
37,876 Satisfied Customers
Experience: I have 30 years of legal and litigation experience, including representing clients before the U.S. Social Security Administration.

LawTalk is online now

A new question is answered every 9 seconds

How JustAnswer works:

  • Ask an ExpertExperts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional AnswerVia email, text message, or notification as you wait on our site. Ask follow up questions if you need to.
  • 100% Satisfaction GuaranteeRate the answer you receive.

JustAnswer in the News:

Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.

What Customers are Saying:

I really was impressed with the prompt response. Your expert was not only a tax expert, but a people expert!!! Her genuine and caring attitude came across in her response...

T.G.WMatteson, IL

I WON!!! I just wanted you to know that your original answer gave me the courage and confidence to go into yesterday's audit ready to fight.

BonnieChesnee, SC

Great service. Answered my complex tax question in detail and provided a lot of additional useful information for my specific situation.

JohnMinneapolis, MN

Excellent information, very quick reply. The experts really take the time to address your questions, it is well worth the fee, for the peace of mind they can provide you with.

OrvilleHesperia, California

Wonderful service, prompt, efficient, and accurate. Couldn't have asked for more. I cannot thank you enough for your help.

Mary C.Freshfield, Liverpool, UK

This expert is wonderful. They truly know what they are talking about, and they actually care about you. They really helped put my nerves at ease. Thank you so much!!!!

AlexLos Angeles, CA

Thank you for all your help. It is nice to know that this service is here for people like myself, who need answers fast and are not sure who to consult.

GPHesperia, CA

< Previous | Next >

Meet the Experts:

dylatess

dylatess

ATTORNEY

3,441 satisfied customers

37 plus years of SSD practice

Megan C

Megan C

Certified Public Accountant (CPA)

4,565 satisfied customers

Licensed CPA, CMA, CFE, CGMA M.Accy Also Teach Accounting courses at Master's Level

LawTalk

LawTalk

Attorney

37,876 satisfied customers

I have 30 years of legal and litigation experience, including representing clients before the U.S. Social Security Administration.

R. Klein, EA

R. Klein, EA

Accountant

334 satisfied customers

Tax & Social Security Benefits specialist

Dimitry K., Esq.

Dimitry K., Esq.

Attorney

233 satisfied customers

Licensed in multiple jurisdictions, experienced business attorney.

AttorneyTom

AttorneyTom

Attorney

16 satisfied customers

Attorney

Stephanie O Joy, Esq

Stephanie O Joy, Esq

Soc. Sec. Attorney

3,234 satisfied customers

22+ years legal exp. - 12+ years owning/operating her own SSD Law practice.

< Previous | Next >

Related Social Security Questions
How much does this service cost? Oh, okay great! I am a
I am a retired teacher. I belong to STRS State Teachers Retirement System. … read more
LEV
LEV
Retired
Bachelor's Degree
14,896 satisfied customers
Currently receive limited SS benefit due to state pension.
Currently receive limited SS benefit due to state pension. I'm eligible to claim under ex-husband's SS (married over 10 year minimum). If I file under his, will my pension still be counted against me?… read more
LEV
LEV
Retired
Bachelor's Degree
14,896 satisfied customers
My husband is deceased. His social security payments were
My husband is deceased. His social security payments were greater than mine. I m 84. We were married 60 years. It has been suggested to me that I might be entitled to his amount. … read more
emc011075
emc011075
Senior Tax Specialist
Bachelor's Degree
16 satisfied customers
My wife passed away 4/16. she was on ss, but me, the husband
my wife passed away 4/16. she was on ss, but me, the husband is not. a friend indicated that when one his parents died, the other received a reduced monthly payment. will this e applicable to me? if s… read more
LEV
LEV
Retired
Bachelor's Degree
14,896 satisfied customers
Are you familiar with Government Offset - I will collect
Hi, are you familiar with Government Offset - I will collect PERS retirement (public agency employee in California) beginning at age 62. I would also be eligible at that time to collect my late husban… read more
Bryan M.
Bryan M.
Owner
Masters of Accountancy
129 satisfied customers
I have been receiving ss spousal benefits since 2004 under
I have been receiving ss spousal benefits since 2004 under my husbands social security . I received 1/2 the amt. of his benefit. I do not qualify on my own but qualified under his because i was eligib… read more
ABC Accounting Group
ABC Accounting Group
Bachelor\u0027s Degree
837 satisfied customers
I am 71 and retiring this year at the end of school May 23
I am 71 and retiring this year at the end of school May 23 working for Gwinnett County Schools in Georgia. I am receiving my husbands social security who died in 2013. Will the retirement money from t… read more
NPVAdvisor
NPVAdvisor
CFP Licensee and Practitioner
Master's Degree
180 satisfied customers
My wife have 62 years old ,we married 6 years if yes
my wife have 62 years old ,we married 6 years if yes possible if my wife have from my benefis any benefic for her ? o we ned 10 yeqrs anniversary 10 years.thanks for answer … read more
LEV
LEV
Retired
Bachelor's Degree
14,896 satisfied customers
I'm planning on applying for SS retirement, just turned 66.
I'm planning on applying for SS retirement, just turned 66. My wife is a retired school teacher so is not on SS. In event of my death would she be able to receive benefits? … read more
Bill
Bill
Master's Degree
2,278 satisfied customers
I am a Retired Federal Employ, I receive a reduced ss
I am a Retired Federal Employ, I receive a reduced ss benefit.. Could I or would I receive more by applying under my deceased husband's account … read more
LEV
LEV
Retired
Bachelor's Degree
14,896 satisfied customers
My wife never put into social security.worked school
my wife never put into social security.worked school system.She'll turn 65 this month can she collect any of mine.I'm already 65 … read more
LEV
LEV
Retired
Bachelor's Degree
14,896 satisfied customers
I am a retired school teacher from Ohio. My husband died in
Hi..I am a retired school teacher from Ohio. My husband died in 2005, I retired in 2007. I was told I could not collect spousal benefits because of Ohio's teacher retirement system. I just accepted th… read more
LEV
LEV
Retired
Bachelor's Degree
14,896 satisfied customers
I am a retired CT teacher and receive a CT Teachers
I am a retired CT teacher and receive a CT Teachers 'Retirement pension. I receive a small Social Security check. I am married and my husband receives a monthly Social Security check. If he dies befor… read more
emc011075
emc011075
Senior Tax Specialist
Bachelor's Degree
16 satisfied customers
My wife worked for the Post Office for 31 years and draws a
My wife worked for the Post Office for 31 years and draws a pension. If I die before her will she get my full SS benefit or will it be reduced due to the windfall act. If it is reduced, how much? … read more
LEV
LEV
Retired
Bachelor's Degree
14,896 satisfied customers
I am 80 and receive a defined benefit pension. I do not
Hello, I am 80 and receive a defined benefit pension. I do not receive social security. My wife also receives a pension, but in addition, gets social security. She is 82. If she passes, do I also rece… read more
NPVAdvisor
NPVAdvisor
CFP Licensee and Practitioner
Master's Degree
180 satisfied customers
I will be turning 66 in October 2018- I am still working and
I will be turning 66 in October 2018- I am still working and I have been divorced from my first husband and 2nd. I was married to my first husband for 11 years and I want to know how much of his socia… read more
LEV
LEV
Retired
Bachelor's Degree
14,896 satisfied customers
I am a retired civil servant and was denied my husbands ss
I am a retired civil servant and was denied my husbands ss (his only retirement income) because of civil service retirement. Is there any chance I can appeal this? … read more
TaxRobin
TaxRobin
Vocational, Technical or Trade School
1 satisfied customers
I need information about ss Government Pension Offset rules
I need information about ss Government Pension Offset rules for spouse/survivors. I have a non-ss government pension but I have worked 19 years also under ss. One ss person said that I was not eligibl… read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
3,234 satisfied customers
Disclaimer: Information in questions, answers, and other posts on this site ("Posts") comes from individual users, not JustAnswer; JustAnswer is not responsible for Posts. Posts are for general information, are not intended to substitute for informed professional advice (medical, legal, veterinary, financial, etc.), or to establish a professional-client relationship. The site and services are provided "as is" with no warranty or representations by JustAnswer regarding the qualifications of Experts. To see what credentials have been verified by a third-party service, please click on the "Verified" symbol in some Experts' profiles. JustAnswer is not intended or designed for EMERGENCY questions which should be directed immediately by telephone or in-person to qualified professionals.

Disclaimer: Information in questions, answers, and other posts on this site ("Posts") comes from individual users, not JustAnswer; JustAnswer is not responsible for Posts. Posts are for general information, are not intended to substitute for informed professional advice (medical, legal, veterinary, financial, etc.), or to establish a professional-client relationship. The site and services are provided "as is" with no warranty or representations by JustAnswer regarding the qualifications of Experts. To see what credentials have been verified by a third-party service, please click on the "Verified" symbol in some Experts' profiles. JustAnswer is not intended or designed for EMERGENCY questions which should be directed immediately by telephone or in-person to qualified professionals.

Show MoreShow Less

Ask Your Question

x