Hi, my name is***** and I am here to assist you. I am a social security attorney in my private practice – that is ALL I do. Please let me know that my post here is coming through for you by typing a quick reply. With regard to your post:
" I was married to my ex-husband for over 13 years. I took early social security when I turned 64 because I thought I was going to lose my job. From what I've read from the official social security website, I am entitled to supplemental benefits from my ex-husband's social security when he is eligible (this coming May). -------- Yes, you will likely be eligible for a divorced spouse benefit. If it is larger than your own, you may wish to switch over.
"I understand that because I took early retirement benefits I am eligible to receive 30%, as opposed to 50%, ----- It may be a bit bigger than that, but yes, it will be reduced.
"of his benefits as a supplement to what I am receiving now. Is that correct? ------- No, you are not entitled to both amounts. You can be entitled to the larger of the two benefits you are eligible for - you can pick one, so typically it is the highest. None of us can get the amount of 2 people, only one, - 1 person, 1 amount - but we can pick the larger.
Are there caveats? Something I am not understanding? Thank you --- Yes, see above. Feel free to follow up if anything remains unclear.