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My wife and I are 64 years old. I am doing some planning. My
Hi. My wife and I are 64 years old. I am doing some planning. … read more
Stephen G.
Stephen G.
Sr Financial & Tax Consultant
Bachelor's Degree
8,244 satisfied customers
If I take my benefits ealy and suspend payments and my wife
If I take my benefits ealy and suspend payments and my wife (67) takes early benefits, does her benefit rise to 50% of my check when I start at 70?… read more
Dr. Fiona Chen
Dr. Fiona Chen
President
Ph.D.
9,174 satisfied customers
My wife and I are both 63. I will be turning 64 in June and
My wife and I are both 63. I will be turning 64 in June and she will be turning 64 in July. I am working and I am paid approximately $100,000 per year. She is not working but has earned enough credits… read more
Christopher B, Esq.
Christopher B, Esq.
Attorney
Juris Doctor
13,460 satisfied customers
I will turn 66 in 2017, which will be my full retirement
I will turn 66 in 2017, which will be my full retirement age. A gentleman told me this morning that my wife could receive 1/2 of the husband's monthly SS income if we applied for it this year (2016) b… read more
Christopher B, Esq.
Christopher B, Esq.
Attorney
Juris Doctor
13,460 satisfied customers
I am, working and drawing my Full retirement social security
Hello, I am 69, working and drawing my Full retirement social security (from age 66); my wife is 64 and will work till she is 66. Then we want her to file and suspend her own benefits till age 70. At … read more
Christopher B, Esq.
Christopher B, Esq.
Attorney
Juris Doctor
13,460 satisfied customers
I have been reviewing Social Security options wife and me.
Hello! I have been reviewing Social Security options for my wife and me. My wife will soon be 64 and I will soon be 62. I am still employed and my wife is a homemaker who is qualified for Social Secur… read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
13,728 satisfied customers
My wife is 66 and retired; i am 60 and the higher earner, still
My wife is 66 and retired; i am 60 and the higher earner, still working. She started receiving SS benefits on her own record at age 64. When I reach my FRA can i file and suspend, and get spousal bene… read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
13,728 satisfied customers
I am 64 years Old. My wife is 66 years old. She has quit her
I am 64 years Old. My wife is 66 years old. She has quit her job and wants to collect her social security. She wanted to collect under my account. I do not want to apply for SS before 66 because of th… read more
R. Klein, EA
R. Klein, EA
Tax Advisor
Master's Degree
3,225 satisfied customers
I am 67, have medicare part A, and commercial insurance. I
I am 67, have medicare part A, and commercial insurance. I am still working. My wife is 65. I ahve been advised to 1) file and suspend my benefits for SS 2) then have my wife file for her SS, and take… read more
retirementlawyer
retirementlawyer
Attorney
Doctoral Degree
1,612 satisfied customers
My wife would be eligible for $ 711/mo. at age 64 in Jan 2015 I
My wife would be eligible for $ 711/mo. at age 64 in Jan 2015 I would be eligible for $1673/mo. at my current age of 64. I read where we might be better off for me to apply but suspend benefits for my… read more
retirementlawyer
retirementlawyer
Attorney
Doctoral Degree
1,612 satisfied customers
I have a few follow-up questions to my question about "File
I have a few follow-up questions to my question about "File and Suspend": - If my wife takes 50% of my SS benefit if I F&S, but she is only 64, how much does that reduce the benefit she will receive? … read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,591 satisfied customers
If I will only qualify four $1100 payment at age 66. What
If I will only qualify four $1100 payment at age 66. What would be my payment change if my husband postpones till age 70 his amt. Will I be able to take half of this age 70 amount instead of my $1100 … read more
retirementlawyer
retirementlawyer
Attorney
Doctoral Degree
1,612 satisfied customers
Can my wife at 64 get spousal benefits when I reach 66 but
Can my wife at 64 get spousal benefits when I reach 66 but defer claiming the benefits till 70?… read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,591 satisfied customers
I am 68 (69 in Feb). I have been on SS since age 65. My wife
I am 68 (69 in Feb). I have been on SS since age 65. My wife is 63, had a career, is eligible for SS but is not yet taking it. Should I suspend my benefits and have her take spousal benefits until age… read more
R. Klein, EA
R. Klein, EA
Tax Advisor
Master's Degree
3,225 satisfied customers
Should a wife retire when eligible at age 62, even if she plans
Should a wife retire when eligible at age 62, even if she plans to continue working or would it be best for her to continue working and retire at 65?… read more
retirementlawyer
retirementlawyer
Attorney
Doctoral Degree
1,612 satisfied customers
I am 62 and my wife is 64. She earns $10,000 per year and
I am 62 and my wife is 64. She earns $10,000 per year and her SS benefit at age 66 will be about $800. My benefit at age 66 will be about $2,500. What is the best scenario for my wife? If I retire at … read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,591 satisfied customers
My husband and I are both 63 years old. Can I choose to claim
My husband and I are both 63 years old. Can I choose to claim spousal support benefit when I turn 66 while he continues working until age 70 without claiming any FR benefit until 70 and then can I swi… read more
Taxtom
Taxtom
Accountant
Bachelor's Degree
1,306 satisfied customers
I am a male. By birth date is 04/23/1945. I expect to work
I am a male. By birth date is 04/23/1945. I expect to work to age 70. My current estimated SS at age is $2,617, and at age 70 is $3,329. I will earn about $225,000 per year until age 70. My spouse's b… read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
13,728 satisfied customers
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Meet the Experts:

dylatess

dylatess

ATTORNEY

3,511 satisfied customers

37 plus years of SSD practice

Megan C

Megan C

Certified Public Accountant (CPA)

4,591 satisfied customers

Licensed CPA, CMA, CFE, CGMA M.Accy Also Teach Accounting courses at Master's Level

LawTalk

LawTalk

Attorney

3,071 satisfied customers

I have 30 years of legal and litigation experience, including representing clients before the U.S. Social Security Administration.

AttorneyTom

AttorneyTom

Attorney

16 satisfied customers

Attorney

Christopher B, Esq.

Christopher B, Esq.

Attorney

13,460 satisfied customers

Attorney licensed for 17 years specializing in various fields.

Stephanie O Joy, Esq

Stephanie O Joy, Esq

Soc. Sec. Attorney

13,728 satisfied customers

25+ years legal exp. - 15+ years owning/operating her own SSD Law practice.

Loren

Loren

Attorney

2,824 satisfied customers

Attorney

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Disclaimer: Information in questions, answers, and other posts on this site ("Posts") comes from individual users, not JustAnswer; JustAnswer is not responsible for Posts. Posts are for general information, are not intended to substitute for informed professional advice (medical, legal, veterinary, financial, etc.), or to establish a professional-client relationship. The site and services are provided "as is" with no warranty or representations by JustAnswer regarding the qualifications of Experts. To see what credentials have been verified by a third-party service, please click on the "Verified" symbol in some Experts' profiles. JustAnswer is not intended or designed for EMERGENCY questions which should be directed immediately by telephone or in-person to qualified professionals.

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