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Megan C
Megan C, Certified Public Accountant (CPA)
Category: Social Security
Satisfied Customers: 16580
Experience:  Licensed CPA, CMA, CFE, CGMA M.Accy Also Teach Accounting courses at Master's Level
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I am 57 yrs old. i was just put on social security

Customer Question

i am 57 yrs old. i was just put on social security disbiliity. my ex makes more money than i. the SS told me that I can not collect her bennifits until i am 62 and retire is this true?
Submitted: 1 year ago.
Category: Social Security
Expert:  Megan C replied 1 year ago.

Thank you for your question. If you are eligible for disability on your own account, it will likely be more than what you would draw at 62 on your wife's account. At 62, you would get 35% of your wife's benefit --- if she is already drawing her own benefit. You can't draw both. You can continue on disability and when your wife draws, you would get 50% at your full retirement age (66) and if she passes and her benefit is larger your lower benefit will be replaced (but you will not get two)

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