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I'm a financial planner - a couple came in, he was born in
HI, I'm a financial planner - a couple came in, he was born in 1949, she was born in 1954. He currently collects SS benefits since age 62. She started collecting this June, at age 63 (DOB 5/24/1954). … read more
Lane
Lane
JD, MBA, CFP, CRPS
Doctoral Degree
20,181 satisfied customers
My wife and I are 64 years old. I am doing some planning. My
Hi. My wife and I are 64 years old. I am doing some planning. … read more
Stephen G.
Stephen G.
Sr Financial & Tax Consultant
Bachelor's Degree
8,240 satisfied customers
Both my husband and I were born in 1951. Can I start
Both my husband and I were born in 1951. Can I start receiving a portion of his social security benefits if I am not yet receiving my own? … read more
retirementlawyer
retirementlawyer
Attorney
Doctoral Degree
1,612 satisfied customers
My wife was born Feb 1953 and I was born Oct 1950. We are
My wife was born Feb 1953 and I was born Oct 1950. We are both retired and currently neither of us collect Soc Sec. I had higher earnings than her while we worked and I am projected to receive a highe… read more
lev-ssa
lev-ssa
Retirement and Benefits
Bachelor's Degree Equivalent
52,378 satisfied customers
To Stephanie O Joy Esq., ONLY" Stephanie, I am trying
"To Stephanie O Joy Esq., ONLY"Hi Stephanie, I am trying to decide if it is important to visit the Social Security office this week to "file and suspend" or "file a restricted application"I was born i… read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
3,379 satisfied customers
I am 65 years old DOB 4/5/1951. My wife is 66 years old, DOB
I am 65 years old DOB 4/5/1951. My wife is 66 years old, DOB 6/17/49. She began collecting social security benefits 1/2016. I would like to start collecting spousal benefits, so I can wait until I'm 7… read more
PhillipsEsq.
PhillipsEsq.
Attorney
JD
2,306 satisfied customers
I am 67, still working and not receiving social security.
I am 67, still working and not receiving social security. My wife will be 65 in October, is still working and not receiving social security. We are self-employed in our own business. Our goal is to dr… read more
Christopher B, Esq.
Christopher B, Esq.
Attorney
Juris Doctor
13,460 satisfied customers
There is lots of news about "file and suspend" and spousal
There is lots of news about "file and suspend" and spousal benefits (apparently changing April 30, 2016). My wife is almost 67 (March 1949) and I am 64 (September 1951). We both have worked for more t… read more
PhillipsEsq.
PhillipsEsq.
Attorney
JD
2,306 satisfied customers
I was born on 03.30.48 and my wife of 45+ years was born on
I was born on 03.30.48 and my wife of 45+ years was born on 7.5.49. We both started receiving our monthly social security benefits ($837/her and $816/me, with each of us having $105 with elf every mon… read more
Christopher B, Esq.
Christopher B, Esq.
Attorney
Juris Doctor
13,460 satisfied customers
I've received a few adds concerning upcoming changes in 3
I've received a few adds for information concerning upcoming changes in 3 months, that if I apply now I can still get additional money if I apply in the next month or so. These "loop holes that were m… read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,591 satisfied customers
My wife is presently 58 and is still teaching school. I am
My wife is presently 58 and is still teaching school. I am retired and started to receive SS at age 62. I am presently 65 and will turn 66 on March 1 2016. My wife was born on April 25, 1957, and I wa… read more
Christopher B, Esq.
Christopher B, Esq.
Attorney
Juris Doctor
13,460 satisfied customers
I am now 66 (born Oct. 1949) and have already filed and
I am now 66 (born Oct. 1949) and have already filed and suspended my own SS benefits. My wife turns 66 in June 2016 (June 1950). Neither of us has ever received any SS $. Questions: 1. When my wife fi… read more
Christopher B, Esq.
Christopher B, Esq.
Attorney
Juris Doctor
13,460 satisfied customers
I was born in 1949 and my wife in 1951. Can I file and
I was born in 1949 and my wife in 1951. Can I file for benefits and suspend and at the same time can my wife file for spousal benefits.… read more
PhillipsEsq.
PhillipsEsq.
Attorney
JD
2,306 satisfied customers
My wife and I are both 63. My wife is retired. We were
My wife and I are both 63. My wife is retired. We were planning to wait until I am 66 and do the file and suspend so she could collect under the spousal benefit. With the new budget I realize we can n… read more
PDtax
PDtax
Owner
Master's Degree
6,123 satisfied customers
I will be 66 in November, my wife will be 61 in February. My
I will be 66 in November, my wife will be 61 in February. My current monthly benefit would be at 66 $2,591, at 70 $3,492. My wife's monthly benefit would be at 62 $995, at 66 $1,383 and at 70 $1,842. … read more
PDtax
PDtax
Owner
Master's Degree
6,123 satisfied customers
I'm 66 born in 1949, my wife will be 65 in Sept 2015, We both
I'm 66 born in 1949, my wife will be 65 in Sept 2015, We both work full time 40 plus hours a week. I can't walk due to a bicycle accident 4 years ago. We are both at a loss about how the system works,… read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
3,379 satisfied customers
I was born 3/29/1950. My wife was born 11/5/1947. We both want
I was born 3/29/1950. My wife was born 11/5/1947. We both want to wait till our age 70 to receive our maximum full benefits from Social Security. I am currently receiving a survivor benefit from my de… read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,591 satisfied customers
I am a male. By birth date is 04/23/1945. I expect to work
I am a male. By birth date is 04/23/1945. I expect to work to age 70. My current estimated SS at age is $2,617, and at age 70 is $3,329. I will earn about $225,000 per year until age 70. My spouse's b… read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
3,379 satisfied customers
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Meet the Experts:

dylatess

dylatess

ATTORNEY

3,511 satisfied customers

37 plus years of SSD practice

Megan C

Megan C

Certified Public Accountant (CPA)

4,591 satisfied customers

Licensed CPA, CMA, CFE, CGMA M.Accy Also Teach Accounting courses at Master's Level

LawTalk

LawTalk

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I have 30 years of legal and litigation experience, including representing clients before the U.S. Social Security Administration.

AttorneyTom

AttorneyTom

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Christopher B, Esq.

Christopher B, Esq.

Attorney

13,460 satisfied customers

Attorney licensed for 17 years specializing in various fields.

Stephanie O Joy, Esq

Stephanie O Joy, Esq

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3,379 satisfied customers

25+ years legal exp. - 15+ years owning/operating her own SSD Law practice.

Loren

Loren

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2,824 satisfied customers

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Disclaimer: Information in questions, answers, and other posts on this site ("Posts") comes from individual users, not JustAnswer; JustAnswer is not responsible for Posts. Posts are for general information, are not intended to substitute for informed professional advice (medical, legal, veterinary, financial, etc.), or to establish a professional-client relationship. The site and services are provided "as is" with no warranty or representations by JustAnswer regarding the qualifications of Experts. To see what credentials have been verified by a third-party service, please click on the "Verified" symbol in some Experts' profiles. JustAnswer is not intended or designed for EMERGENCY questions which should be directed immediately by telephone or in-person to qualified professionals.

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