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You can continue to receive your individual benefits without any penalties or reductions. However, if one spouse is receiving less than 1/2 the benefit of the other there is the option, once you are married, for that spouse to receive 1/2 the higher benefit. This is not required of either of you but is something to at least consider if there is a large disparity in the benefits you are receiving. It does require applying for that change once you are married but will not pose a problem. The benefit which is greater will not be impacted.