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Hi from Just Answer. I'm PDtax, and can assist.
Social Security benefits are very limited as to attacks by creditors. IRS, for example, can only get 15% at the source. I'll confirm what I believe are the VA rights, and be right back.
Virginia does not have rights to pursue your social security benefits at the source. They do, however, have the right to pursue balances in a checking account, leaving you to prove that the source of such funds is exempt from their collection.
In situations like this, it is possible that the state might attack your in-state bank account, leaving you the effort and cost of proving that the funds are exempt and should be returned. Also, keep in mind that the tax agencies have your bank account number if you ever paid a tax bill by check or direct debit.
Even though you didn't ask, you might consider using an out of state bank to receive your social security direct deposit. Some states participate in allowing out of state tax levy pursuit, but the amount available and effort it might take likely outweighs the collection value.
I'm not an attorney, but I believe it isn't fraudulent or illegal to open a bank account in a new state.
Thanks for asking your question at Just Answer. Positive feedback is appreciated. I'm PDtax.