Good afternoon Valerie,
I'm Doug, and I'm sorry to hear of the confusion. My goal is to provide you with excellent service today.
When you turn 62 you may make either your own retirement claim with social security, or you may make an ex-spouse
claim---whichever pays you more money.
Keep in mind that the maximum ex-spouse benefit that anyone may receive is limited to a maximum of 50% of the full retirement benefit of their ex. And to get that 50% you must not make the ex-spouse claim until you are full retirement age. By taking the ex-spouse benefit earlier (at age 62) than full retirement age, your benefit will be decreased from 50% to just 35%---which may or may not be a better deal for you than your own benefit at that time.
All you have to do though is apply for the ex-spouse benefit at 62 and social security will give you the greater of the two benefits---your own benefit or an ex-spouse benefit.
You may reply back to me using the Reply link and I will be happy to continue to assist you until I am able to address your concerns, to your satisfaction.
Please remember to rate my service to you so that I can be compensated for helping you.
I wish you and yours the best in 2015,