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Related Social Security Questions
Ref maximizing my Social Security benefits. My birthday is
Ref maximizing my Social Security benefits. My birthday is ***** My wife's birthday is ***** We have not filed for SS benefits yet. As of today, I have reached my full retirement age (66). My wife wil… read more
Lane
Lane
JD, MBA, CFP, CRPS
Doctoral Degree
19,877 satisfied customers
I will be 68 in June and my wife turned 65 in February. I intend
i will be 68 in June and my wife turned 65 in February. I intend to wait for my benefits until age 70. My wife will make more with a spousal benefit than by her own benefits. Until the new law which b… read more
LawTalk
LawTalk
Attorney
Juris Doctor
3,071 satisfied customers
I am 67 years old. My wife is 61. I am working full time
I am 67 years old. My wife is 61. I am working full time and my wife is working full time. We each earn more than the social security maximum. I plan on working until age 70. I am not drawing social s… read more
Christopher B, Esq.
Christopher B, Esq.
Attorney
Juris Doctor
13,460 satisfied customers
I am 67 and have been on social security since I was 62 and
I am 67 and have been on social security since I was 62 and I still work full time, my wife also works and is drawing her ss since she was 62 ,she is now 66. With the changes coming on May 1st am I mi… read more
PhillipsEsq.
PhillipsEsq.
Attorney
JD
2,184 satisfied customers
I am 67, still working and not receiving social security.
I am 67, still working and not receiving social security. My wife will be 65 in October, is still working and not receiving social security. We are self-employed in our own business. Our goal is to dr… read more
Christopher B, Esq.
Christopher B, Esq.
Attorney
Juris Doctor
13,460 satisfied customers
I am 66 and drawing SS ($1913/mo). My wife turns 65 in April
I am 66 and drawing SS ($1913/mo). My wife turns 65 in April and is projected for around $1100/mo. It seems the new law might impact our ability to maximize our SS. Is there something we can do before… read more
PhillipsEsq.
PhillipsEsq.
Attorney
JD
2,184 satisfied customers
I will be 65 in November. My full benefit age is 66. With
I will be 65 in November. My full benefit age is 66. With respect to the new law going to effect May should I request my benefits now?… read more
PhillipsEsq.
PhillipsEsq.
Attorney
JD
2,184 satisfied customers
There is lots of news about "file and suspend" and spousal
There is lots of news about "file and suspend" and spousal benefits (apparently changing April 30, 2016). My wife is almost 67 (March 1949) and I am 64 (September 1951). We both have worked for more t… read more
PhillipsEsq.
PhillipsEsq.
Attorney
JD
2,184 satisfied customers
In light of the recently changed law, I am confused about
In light of the recently changed law, I am confused about the impact on my wife (Petra) and me (Matt). Matt's DOB: Jan 11, 1947 (currently age 69) Petra's DOB: Aug 3, 1950 (currently age 65) In Jan 20… read more
PhillipsEsq.
PhillipsEsq.
Attorney
JD
2,184 satisfied customers
I a male and was born on May 22, 1950. My wife was born on
I a male and was born on May 22, 1950. My wife was born on September 27, 1957. I am not currently working but my wife is. My estimated benefit at my full retirement age (FRA) is $2,545 and my wife's w… read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,591 satisfied customers
If I file and suspend, and my wife takes spousal benefit, is
Hi. If I file and suspend, and my wife takes spousal benefit, is the spousal benefit amount the benefit she is stuck with for life, or can she take her own higher payment at a later date?… read more
LawTalk
LawTalk
Attorney
Juris Doctor
3,071 satisfied customers
I will be 66 on 01/05/2016 and my projected SSA benefit at
I will be 66 on 01/05/2016 and my projected SSA benefit at that time is $2574. At 70, it is projected to be $3397. My spouse will be 66 on 11/12/2016 and her projected SSA is $976. I have already deci… read more
PDtax
PDtax
CPA firm owner
Master's Degree
7,349 satisfied customers
I am 68 years old, still working, and not receiving Social
I am 68 years old, still working, and not receiving Social Security benefits. I want to wait until I am 70 to maximize the benefit. My wife's job was eliminated last year, and she is not currently wor… read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
3,379 satisfied customers
I turn 66 on Dec 11 2014. My wife turns 66 on May 5 2016.
I turn 66 on Dec 11 2014. My wife turns 66 on May 5 2016. My FRA SS benefit is 2,300. Hers is 1,300. I want to file and suspend (Dec 11 or sooner ?) to allow her to claim a sousal benefit. Does he hav… read more
retirementlawyer
retirementlawyer
Attorney
Doctoral Degree
1,612 satisfied customers
My question is about the apply and suspend rules. My wife is
My question is about the apply and suspend rules. My wife is 3 years younger than me. I am 63. We have both worked all our lives and therefore both eligible for our own benefits. My question. Can I ap… read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,591 satisfied customers
Can I file for SS benefits and defer them until Im age 70
Can I file for SS benefits and defer them until I'm age 70 so that they increase, and have my wife file for spousal benefits at the same time. The reason I ask is that we want to increase our benefits… read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,591 satisfied customers
I am 65 and will not retire for many years. My wife is 63 and
I am 65 and will not retire for many years. My wife is 63 and earns much less than me. Our basic plan is for me to wait to draw until 70 under my account, and for her to draw half of my benefit then. … read more
Loren
Loren
Attorney
2,824 satisfied customers
I am a male. By birth date is 04/23/1945. I expect to work
I am a male. By birth date is 04/23/1945. I expect to work to age 70. My current estimated SS at age is $2,617, and at age 70 is $3,329. I will earn about $225,000 per year until age 70. My spouse's b… read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
3,379 satisfied customers
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Meet the Experts:

dylatess

dylatess

ATTORNEY

3,511 satisfied customers

37 plus years of SSD practice

Megan C

Megan C

Certified Public Accountant (CPA)

4,591 satisfied customers

Licensed CPA, CMA, CFE, CGMA M.Accy Also Teach Accounting courses at Master's Level

LawTalk

LawTalk

Attorney

3,071 satisfied customers

I have 30 years of legal and litigation experience, including representing clients before the U.S. Social Security Administration.

AttorneyTom

AttorneyTom

Attorney

16 satisfied customers

Attorney

Christopher B, Esq.

Christopher B, Esq.

Attorney

13,460 satisfied customers

Attorney licensed for 17 years specializing in various fields.

Stephanie O Joy, Esq

Stephanie O Joy, Esq

Soc. Sec. Attorney

3,379 satisfied customers

25+ years legal exp. - 15+ years owning/operating her own SSD Law practice.

Loren

Loren

Attorney

2,824 satisfied customers

Attorney

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Disclaimer: Information in questions, answers, and other posts on this site ("Posts") comes from individual users, not JustAnswer; JustAnswer is not responsible for Posts. Posts are for general information, are not intended to substitute for informed professional advice (medical, legal, veterinary, financial, etc.), or to establish a professional-client relationship. The site and services are provided "as is" with no warranty or representations by JustAnswer regarding the qualifications of Experts. To see what credentials have been verified by a third-party service, please click on the "Verified" symbol in some Experts' profiles. JustAnswer is not intended or designed for EMERGENCY questions which should be directed immediately by telephone or in-person to qualified professionals.

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