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Stephanie O Joy, Esq
Stephanie O Joy, Esq, Soc. Sec. Attorney
Category: Social Security
Satisfied Customers: 13568
Experience:  22+ years legal exp. - 12+ years owning/operating her own SSD Law practice.
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I have asked where no one has a full answer to give me about

Customer Question

I have asked where no one has a full answer to give me about getting married. My daughter is disabled will b for rest of her life, receives a check for her disability along with survivors benefits, also has medical, ccs medical supplement to help with her medical bills I also receive survivors benefits which I know I will get cut when we get married, but I need to know about losing my daughters medical benefits that is my main concern because of the income my fience' gets from his retirement is more than SS allows. I don't see why it would be his total responsibility to pay for her if he does not adopt her. Then I would see how that would be his responsibility to take care of her financially. What do I do? I think living together is not proper and believe getting married is the right way. Can you help me understand the legalities on this?
Submitted: 2 years ago.
Category: Social Security
Customer: replied 2 years ago.
I am just adding I live in California, have SS benefits, medical is from welfare with supplement from CCS (childrens services).
plus how about irs to deal with for fience's retirement. How does this all tie together to solve so we won't be in debt if possible. I can't see him losing everything he worked hard for his life to live comfortably and not be able to have a family and be without any thing.
Expert:  Stephanie O Joy, Esq replied 2 years ago.
How old is your daughter?
Customer: replied 2 years ago.
15 yrs old
Expert:  Stephanie O Joy, Esq replied 2 years ago.
What cash benefits does she get?
i.e. you mention she gets 'disability'. -- what kind? Social Security Disability is not available for a minor, so do you mean SSI?
You also say she gets survivor benefit - how much is this?
Customer: replied 2 years ago.
ok it is SSI 427. and survivors benefits amount is 389.
Expert:  Stephanie O Joy, Esq replied 2 years ago.
Ah, OK. So the survivor benefit, being social security, will NOT be effect by the marriage. However, the SSI likely will, because the household income includes both natural parent (you) and a step parent. Marriage comes with it the obligation to support the spouse (you) and you yourself have the obligation to support the children.
" I have asked where no one has a full answer to give me about getting married. My daughter is disabled will b for rest of her life, receives a check for her disability along with survivors benefits, also has medical, ccs medical supplement to help with her medical bills ------ OK, her medical bill coverage is via the state, not via social security or medicare, so you need to contact your country welfare/medical assistance office to inquire as to step parent income and what the limits are of a step parent income. Note that if your fiance has employer provided health care insurance, you will want to inquire if your daughter, once she is his step daughter, can be under THAT policy. If so, the issue of medical assistance may be moot. ALSO, you mention his retirement. If he retires and collects SSR, your daughter may be eligible for a "dependent" benefit under his work record, which does not reduce his benefit at all, but it in addition to it.
"I also receive survivors benefits which I know I will get cut when we get married, ----- Yes, if you are under 60.
"but I need to know about losing my daughters medical benefits that is my main concern ------ Again, that is a LOCAL benefit, not a federal benefit, at this point, because it is not related to any social security.
"because of the income my fience' gets from his retirement is more than SS allows. ------ Some people delay marrying for this reason.
"I don't see why it would be his total responsibility to pay for her if he does not adopt her. -------- He is NOT obligated to pay for her -but she is just not eligible for some welfare when the adults in the house, one being the natural parent and the other marrying in, have higher income. Marriage is like that, marry me, marry my children, as we are a family.
"Then I would see how that would be his responsibility to take care of her financially. ---------- Again, the law won't make him pay for her, typically, but she just does'nt get the welfare. But I have another thought - when YOU lose your survivor benefit, your child, if NOT getting her full 75% survivor benefit, should bump up to 75% if there are on other people taking part of the family maximum under his work record (the deceased parent's work record). This could totally replace any lost SSI, right? But again, you need to check with your county office to see what medical coverage she will still be eligible for.
"What do I do? I think living together is not proper and believe getting married is the right way. ----- Or, you could just date until your daughter is 18. At that point, your incomes don't get imputed to her.
" Can you help me understand the legalities on this?
I hope this helps! My goal is to provide you with excellent and accurate service – if you feel you have gotten anything less, please reply back, I am happy to address follow-up questions. Kindly rate me "excellent" when you are done. I look forward to assisting you in the future, should you have legal questions. Be sure to start future posts with "To Stephanie O Joy Esq., ONLY" if you want me to specifically answer it.
Sincerely, ***** ***** Joy, Esq.
Your online legal resource!
Customer: replied 2 years ago.
Stephanie O Jay thank you I tried to look up some information in ccs but there was nothing I may have to call them directly to find out about this subject. I looked up country welfare/medical assistance but nothing was available. I really want to find out about the medical part so I guess I have a lot more searching into his retirement and ccs to find this answer. we have been engaged 8 years I guess 3 more if needed will have to be .hopefully things will be ok thank you again.
Expert:  Stephanie O Joy, Esq replied 2 years ago.
OK, tech troubles here.
Here is what I tried to post:
You are concerned about her local/state medical assistance - and that, being local and not part of the SSA, means you look to your "county" assistance office (typically one is located in every county), not a "country" office - being local.
Calling can be impossible to get through, so you may find it more beneficial to go to the local office. Their local rules may be different than SSI rules, where step parents, having married into the family, are considered both for SSI income purposes as well as GIVING benefits to the child on the basis of the step parent's work record, later on. (It goes both ways.)
If you need further discussion on this reciprocal step parent issue, I will provide you the opportunity for further beyond via "additional services" option.
I hope this helps! My goal is to provide you with excellent and accurate service – if you feel you have gotten anything less, please reply back, I am happy to address follow-up questions. Kindly rate me "excellent" when you are done. I look forward to assisting you in the future, should you have legal questions. Be sure to start future posts with "To Stephanie O Joy Esq., ONLY" if you want me to specifically answer it.
Sincerely, ***** ***** Joy, Esq.
Your online legal resource!
Expert:  Stephanie O Joy, Esq replied 2 years ago.
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mso-hansi-theme-font:minor-latin;}Hello again. It is month end - Please, if you haven't yet had the opportunity to do either of the items below, I ask that you do so now, because it is the only way I can receive credit for time spent with you. Please:1) Follow up if clarification is needed on our above interaction/Q&A, OR 2) Rate me highly if we are finished for the time being. If there's more I can do, please use the reply tab and let me know how I can be of further assistance. It's my goal to provide you with excellent service - to make sure I answered the question you asked about. Please rate me highly and provide me with feedback. And thanks for understanding how we receive credit from the Site for contributing our time here! Sincerely,Stephanie O. Joy, Esq. &ndash; Your Online Legal Professional