Social Security

Ask social security questions and get answers ASAP

Ask an Expert,
Get an Answer ASAP!

I am on SSD and I set up a check pay bills and

Customer Question
Hello, I am on SSD and...
Hello,
I am on SSD and I set up a check pay for my bills and the night before they said I didn't have the funds in there because I didn't get paid till tomorrow when my bills were do. So, I went and gave every creditor my account number and routing number so that the bills would be paid on time. The next day after I had my bills paid the bank issued checks to these places after they stated that the night before that funds were needed. Like on my credit cards, when it says "Funds needed" it means it will not get paid. Will I go to jail if I can't pay back all the money? I've already spoke to the bank and they are trying to get back all the electronically sent money. There isn't much to get back. I really paid my money! The bank is Chase. A little insight please!
Thank you and regards,
Chris K
Submitted: 3 years ago.Category: Social Security
Show More
Show Less
Ask Your Own Social Security Question
Answered in 12 minutes by:
7/5/2015
Social Security Expert: Stephanie O Joy, Esq, Soc. Sec. Attorney replied 3 years ago
Stephanie O Joy, Esq
Stephanie O Joy, Esq, Soc. Sec. Attorney
Category: Social Security
Satisfied Customers: 13,637
Experience: 22+ years legal exp. - 12+ years owning/operating her own SSD Law practice.
Verified
Hi, Chris, my name is ***** ***** I thank you for your inquiry. I have been practicing SS law full time for 10+ years and Criminal for 20, and look forward to assisting you.
No, generally, banking errors are not criminal acts if done by accident. Had you sent a check KNOWING it was not supported by funds, that can be criminal, but here, you were told the bills would not be paid, so you went and tried to have them paid.
Chances are, if the checks sent by the bank get/got sent, and they bounce, the recipients will likely let you know that they got a stopped check (even though you didn't owe the money, since you'd already paid them). They may charge you a bounced check fee, but given that you actually didn't even owe the check, I can't see them having an reason to believe this was a criminal act to steal/defraud, since you had absolutely nothing to gain.
I hope this helps! My goal is to provide you with excellent and accurate service – if you feel you have gotten anything less, please reply back, I am happy to address follow-up questions. Kindly rate me "excellent" when you are done. I look forward to assisting you in the future, should you have legal questions. Be sure to start future posts with "To Stephanie O Joy Esq., ONLY" if you want me to specifically answer it.
Sincerely, ***** ***** Joy, Esq.
Your online legal resource!
Ask Your Own Social Security Question
Was this answer helpful?

How JustAnswer works

step-image
Describe your issueThe assistant will guide you
step-image
Chat 1:1 with a social security expertLicensed Experts are available 24/7
step-image
100% satisfaction guaranteeGet all the answers you need
Ask Stephanie O Joy, Esq Your Own Question
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Stephanie O Joy, Esq, Soc. Sec. Attorney
Category: Social Security
Satisfied Customers: 13,637
13,637 Satisfied Customers
Experience: 22+ years legal exp. - 12+ years owning/operating her own SSD Law practice.

Stephanie O Joy, Esq is online now

A new question is answered every 9 seconds

How JustAnswer works:

  • Ask an ExpertExperts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional AnswerVia email, text message, or notification as you wait on our site. Ask follow up questions if you need to.
  • 100% Satisfaction GuaranteeRate the answer you receive.

JustAnswer in the News:

Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.

What Customers are Saying:

I really was impressed with the prompt response. Your expert was not only a tax expert, but a people expert!!! Her genuine and caring attitude came across in her response...

T.G.WMatteson, IL

I WON!!! I just wanted you to know that your original answer gave me the courage and confidence to go into yesterday's audit ready to fight.

BonnieChesnee, SC

Great service. Answered my complex tax question in detail and provided a lot of additional useful information for my specific situation.

JohnMinneapolis, MN

Excellent information, very quick reply. The experts really take the time to address your questions, it is well worth the fee, for the peace of mind they can provide you with.

OrvilleHesperia, California

Wonderful service, prompt, efficient, and accurate. Couldn't have asked for more. I cannot thank you enough for your help.

Mary C.Freshfield, Liverpool, UK

This expert is wonderful. They truly know what they are talking about, and they actually care about you. They really helped put my nerves at ease. Thank you so much!!!!

AlexLos Angeles, CA

Thank you for all your help. It is nice to know that this service is here for people like myself, who need answers fast and are not sure who to consult.

GPHesperia, CA

< Previous | Next >

Meet the Experts:

dylatess

dylatess

ATTORNEY

3,467 satisfied customers

37 plus years of SSD practice

Megan C

Megan C

Certified Public Accountant (CPA)

4,582 satisfied customers

Licensed CPA, CMA, CFE, CGMA M.Accy Also Teach Accounting courses at Master's Level

LawTalk

LawTalk

Attorney

3,071 satisfied customers

I have 30 years of legal and litigation experience, including representing clients before the U.S. Social Security Administration.

R. Klein, EA

R. Klein, EA

Accountant

334 satisfied customers

Tax & Social Security Benefits specialist

Dimitry K., Esq.

Dimitry K., Esq.

Attorney

233 satisfied customers

Licensed in multiple jurisdictions, experienced business attorney.

AttorneyTom

AttorneyTom

Attorney

16 satisfied customers

Attorney

Stephanie O Joy, Esq

Stephanie O Joy, Esq

Soc. Sec. Attorney

13,637 satisfied customers

22+ years legal exp. - 12+ years owning/operating her own SSD Law practice.

< Previous | Next >

Related Social Security Questions
If my ex husband starts to receive disability payments will
If my ex husband starts to receive disability payments will the children's benefit come to me or to their father … read more
Christopher B, Esq.
Christopher B, Esq.
Attorney
Juris Doctor
2,175 satisfied customers
I canceled my part medicare February 9th 2017 as I was
I canceled my part b medicare February 9th 2017 as I was working and didn't need coverage..I wrote 3 letters and was told it was taken care of and I would only start paying once I retired and reapplie… read more
emc011075
emc011075
Senior Tax Specialist
Bachelor's Degree
16 satisfied customers
I changed my direct deposit for SS check to a different
I changed my direct deposit for SS check to a different bank. Got a notice that my check will be delayed a month. Does that mean that I'll get caught up the next month? (two checks)? … read more
keeperumiami
keeperumiami
Sr Financial & Tax Consultant
Bachelor\u0027s Degree
1 satisfied customers
I am receiving SS disability benefits. My minor (17)
Hello, I am receiving SS disability benefits. My minor (17) daughter has been living with her father due to my disability at the time. She is pregnant now and her father has not given her money for cl… read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
13,637 satisfied customers
I am due a one time payment from social security. They sent
I am due a one time payment from social security. They sent it to an account that I closed. The bank informed me that it was returned electronically to social security. They now have the correct accou… read more
NPVAdvisor
NPVAdvisor
CFP Licensee and Practitioner
Master's Degree
180 satisfied customers
I am on social security disability & have been since 2010.
I am on social security disability & have been since 2010. My ex boyfriend and I were living together and shared a bank account, which I was the primary account holder. I left him on Feb 3rd. On Febru… read more
Phillips Esq.
Phillips Esq.
Attorney
JD
20,454 satisfied customers
I live in michigan and i'm appling security i turn 62 jan 24
i live in michigan and i'm appling for social security i turn 62 jan 24 th I retired in 2007 from ford motor co i'm going to loose half of my retirement when i collect social security. two years ago I… read more
Christopher B, Esq.
Christopher B, Esq.
Attorney
Juris Doctor
2,175 satisfied customers
Can the state of attach my social security check owed on a
can the state of virginia attach my social security check for taxes owed on a failed business. i have no other income or do i own any property?… read more
PDtax
PDtax
Owner
Master\u0027s Degree
1 satisfied customers
We just moved to a new address in same city. My husband and
We just moved to a new address in same city. My husband and I are on social security and receive our checks in what was a joint account. The account address has been changed with the Bank where I was … read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
13,637 satisfied customers
To establish a new social security direct deposit account SSA
To establish a new social security direct deposit account SSA requires me to provide the routing number for the checks going to my existing account, which loads a debit card. How can I know the routin… read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
13,637 satisfied customers
Good Morning Sir, My mother receives Social Security benefits
Good Morning Sir, My mother receives Social Security benefits but is now suffering from the early stages of Alzeimers. Would it be possible for the cheques to have my name also along with hers. My mot… read more
PDtax
PDtax
Owner
Master\u0027s Degree
1 satisfied customers
I NEED TO STOP MY SOCIAL SECURITY CHECK AND I NEED TO PAY SOME
I NEED TO STOP MY SOCIAL SECURITY CHECK AND I NEED TO PAY SOME MONEY BACK CAN I SEND 1000.00 A MONTH TILL I GET IT PAID BACK… read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,582 satisfied customers
Friend of mine her father was in jail and still getting SS
Friend of mine her father was in jail and still getting SS checks. She took them out of his bank account and spent 10,000 of his money. will she get in trouble for not reporting to SS that he was in j… read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,582 satisfied customers
My sister died in February of this year 2014. Her SS check
My sister died in February of this year 2014. Her SS check came after her death but un the same month of her death. a creditor went into her bank account and took out money for a credit card debt. My … read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,582 satisfied customers
I applied for SSD in 2013. In July 2013 SSD told me I qualified.
I applied for SSD in 2013. In July 2013 SSD told me I qualified. I received a lump sum check fron July 2012 to Aug 2013, because they back dated my elgibility. I spent the money on bills I had. I sent… read more
Shawn P. Adamo
Shawn P. Adamo
CEO
Bachelor's Degree
18 satisfied customers
my brother in law is in a nursing home in Tamarac, Fl. but
my brother in law is in a nursing home in Tamarac, Fl. but his check are in Union,N.J. How do I get money transferred. He is unable to write or speak.… read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
13,637 satisfied customers
I am a VA employee, birthdate 9-11-46 and after some online
I am a VA employee, birthdate 9-11-46 and after some online delays,received my benefit letter that my 1st SS check would be paid on 10-17-12. On 10-19-12 had not received electronic funds transfer. Ca… read more
Charles Greiner
Charles Greiner
Owner
Bachelor's Degree
2,436 satisfied customers
Hi Alexia Esq: Now one of my main concerns in getting a Trust
Hi Alexia Esq: Now one of my main concerns in getting a Trust is for SSD to contune with my monthly payments, but you said that they won't stop my monthly payments. So does that mean if I get any mone… read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
13,637 satisfied customers
Disclaimer: Information in questions, answers, and other posts on this site ("Posts") comes from individual users, not JustAnswer; JustAnswer is not responsible for Posts. Posts are for general information, are not intended to substitute for informed professional advice (medical, legal, veterinary, financial, etc.), or to establish a professional-client relationship. The site and services are provided "as is" with no warranty or representations by JustAnswer regarding the qualifications of Experts. To see what credentials have been verified by a third-party service, please click on the "Verified" symbol in some Experts' profiles. JustAnswer is not intended or designed for EMERGENCY questions which should be directed immediately by telephone or in-person to qualified professionals.

Disclaimer: Information in questions, answers, and other posts on this site ("Posts") comes from individual users, not JustAnswer; JustAnswer is not responsible for Posts. Posts are for general information, are not intended to substitute for informed professional advice (medical, legal, veterinary, financial, etc.), or to establish a professional-client relationship. The site and services are provided "as is" with no warranty or representations by JustAnswer regarding the qualifications of Experts. To see what credentials have been verified by a third-party service, please click on the "Verified" symbol in some Experts' profiles. JustAnswer is not intended or designed for EMERGENCY questions which should be directed immediately by telephone or in-person to qualified professionals.

Show MoreShow Less

Ask Your Question

x