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Divorced after 20 year marriage. What social security benefits…

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Divorced after 20 year marriage...
Divorced after 20 year marriage. What social security benefits available from former spouse?
Submitted: 2 years ago.Category: Social Security
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Answered in 6 minutes by:
6/11/2015
Social Security Expert: Stephanie O Joy, Esq, Soc. Sec. Attorney replied 2 years ago
Stephanie O Joy, Esq
Stephanie O Joy, Esq, Soc. Sec. Attorney
Category: Social Security
Satisfied Customers: 13,615
Experience: 22+ years legal exp. - 12+ years owning/operating her own SSD Law practice.
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Hi, my name is ***** ***** I thank you for your inquiry. I have been practicing SS law full time for 10+ years and look forward to assisting you.
Starting at age 62, you can collect a divorced spousal benefit if you are not remarried. But it can be as low as 35% of his primary insurance amount, so many recommend you keep working as til at least full retirement age before collecting a divorced spousal.
If you collect a government pension, and didn't pay SS taxes ON YOUR WORK that created that pension, your divorced spousal benefit can be reduced by the Government Pension Offset, sometimes down to zero. This is because divorced spousal benefits require we be 'dependant' as defined by SSA, so we can't often claim two benefits, be it Government pension or our own SS benefit from our own SS paid work.
I hope this helps! My goal is to provide you with excellent and accurate service – if you feel you have gotten anything less, please reply back, I am happy to address follow-up questions. Kindly rate me "excellent" when you are done. I look forward to assisting you in the future, should you have legal questions. Be sure to start future posts with "To Stephanie O Joy Esq., ONLY" if you want me to specifically answer it.
Sincerely, ***** ***** Joy, Esq.
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Stephanie O Joy, Esq
Stephanie O Joy, Esq
Stephanie O Joy, Esq, Soc. Sec. Attorney
Category: Social Security
Satisfied Customers: 13,615
13,615 Satisfied Customers
Experience: 22+ years legal exp. - 12+ years owning/operating her own SSD Law practice.

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