OK, yes, your expected SS benefit, will likely be affected by the WEP. Windfall Elimination
Provision. This is because your estimated SS benefit that you may have seen on your annual earnings statement (let me know if you know how to get it) is incorrect. It is treating you as a low average lifetime wage earner, since such income figures are the only ones the SSA has been informed of (it is not informed yet of your many years working for the state and the related pension). Because it thinks you are "poor", it has given you a "welfare" type of rate % to determine your SS benefit amount (estimate). Instead of the 25% many regular earners get, you may have something higher applied, such as up to 55% - all because you are considered a poor earner who needs this welfare boost applied to bring your SS benefit up to the bare minimum. Once you apply and answer the question about working for state and not paying SS taxes on that, plus having a pension there, the SSA calculation, via WEP, will be corrected to use the rate used by other earners that are similarly situated in terms of lifetime earnings - the regular rate, not the welfare rate. It will be corrected.
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