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Related Social Security Questions
I am 68 and waiting until 70 to file for my social security,
I am 68 and waiting until 70 to file for my social security, My wife is 64 and also will wait until FRA or 70 before filing. what is the restricted filing provision and would it apply to us. … read more
Lane
Lane
JD, MBA, CFP, CRPS
Doctoral Degree
20,203 satisfied customers
I am 67 years old. My wife is 61. I am working full time
I am 67 years old. My wife is 61. I am working full time and my wife is working full time. We each earn more than the social security maximum. I plan on working until age 70. I am not drawing social s… read more
Christopher B, Esq.
Christopher B, Esq.
Attorney
Juris Doctor
13,460 satisfied customers
I am 67, still working and not receiving social security.
I am 67, still working and not receiving social security. My wife will be 65 in October, is still working and not receiving social security. We are self-employed in our own business. Our goal is to dr… read more
Christopher B, Esq.
Christopher B, Esq.
Attorney
Juris Doctor
13,460 satisfied customers
I am wondering about file and suspend. Under the new law do
I am wondering about file and suspend. Under the new law do I qualify? I won't be 66 until August, 2016. My husband was a higher wage earner but he is 68 ,turning 69 in August and is already retired a… read more
PhillipsEsq.
PhillipsEsq.
Attorney
JD
2,319 satisfied customers
I am 66 and drawing SS ($1913/mo). My wife turns 65 in April
I am 66 and drawing SS ($1913/mo). My wife turns 65 in April and is projected for around $1100/mo. It seems the new law might impact our ability to maximize our SS. Is there something we can do before… read more
PhillipsEsq.
PhillipsEsq.
Attorney
JD
2,319 satisfied customers
There is lots of news about "file and suspend" and spousal
There is lots of news about "file and suspend" and spousal benefits (apparently changing April 30, 2016). My wife is almost 67 (March 1949) and I am 64 (September 1951). We both have worked for more t… read more
PhillipsEsq.
PhillipsEsq.
Attorney
JD
2,319 satisfied customers
In light of the recently changed law, I am confused about
In light of the recently changed law, I am confused about the impact on my wife (Petra) and me (Matt). Matt's DOB: Jan 11, 1947 (currently age 69) Petra's DOB: Aug 3, 1950 (currently age 65) In Jan 20… read more
PhillipsEsq.
PhillipsEsq.
Attorney
JD
2,319 satisfied customers
Is there a need to apply before April of 2016 because of
Is there a need to apply for ss before April of 2016 because of some new rules coming in April?… read more
PhillipsEsq.
PhillipsEsq.
Attorney
JD
2,319 satisfied customers
I a male and was born on May 22, 1950. My wife was born on
I a male and was born on May 22, 1950. My wife was born on September 27, 1957. I am not currently working but my wife is. My estimated benefit at my full retirement age (FRA) is $2,545 and my wife's w… read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,591 satisfied customers
If I file and suspend, and my wife takes spousal benefit, is
Hi. If I file and suspend, and my wife takes spousal benefit, is the spousal benefit amount the benefit she is stuck with for life, or can she take her own higher payment at a later date?… read more
LawTalk
LawTalk
Attorney
Juris Doctor
3,071 satisfied customers
I have been reviewing Social Security options wife and me.
Hello! I have been reviewing Social Security options for my wife and me. My wife will soon be 64 and I will soon be 62. I am still employed and my wife is a homemaker who is qualified for Social Secur… read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
13,728 satisfied customers
I will be 66 in November, my wife will be 61 in February. My
I will be 66 in November, my wife will be 61 in February. My current monthly benefit would be at 66 $2,591, at 70 $3,492. My wife's monthly benefit would be at 62 $995, at 66 $1,383 and at 70 $1,842. … read more
PDtax
PDtax
Owner
Master's Degree
6,133 satisfied customers
I am 68, my wife is 62. My account value is high, hers is minimal,
I am 68, my wife is 62. My account value is high, hers is minimal, relatively. I wish to allow my account to maximize and not draw on mine until I am 70. Is it not allowable for my wife to start drawi… read more
PDtax
PDtax
Owner
Master's Degree
6,133 satisfied customers
I am now 65, and my wife is 60. We both plan to start Social
I am now 65, and my wife is 60. We both plan to start Social Security benefits when we turn 70. My question is: Am I allowed, when my wife turns 62, and I will then be 67, to claim half-benefits based… read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,591 satisfied customers
I turn 66 in August of 2013 and my wife turns 66 in January
I turn 66 in August of 2013 and my wife turns 66 in January of 2014. Both of us are going to continue to work for a a few years longer--perhaps to age 70. My social security benefit at full retirement… read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,591 satisfied customers
I am 65 and will not retire for many years. My wife is 63 and
I am 65 and will not retire for many years. My wife is 63 and earns much less than me. Our basic plan is for me to wait to draw until 70 under my account, and for her to draw half of my benefit then. … read more
Loren
Loren
Attorney
2,824 satisfied customers
My wife and I turn 66 this October. She applied early for
My wife and I turn 66 this October. She applied early for Social Security when she turned 65 and has been receiving her monthly check since then. I plan on working and not getting my Social Security u… read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,591 satisfied customers
I am a male. By birth date is 04/23/1945. I expect to work
I am a male. By birth date is 04/23/1945. I expect to work to age 70. My current estimated SS at age is $2,617, and at age 70 is $3,329. I will earn about $225,000 per year until age 70. My spouse's b… read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
13,728 satisfied customers
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Meet the Experts:

dylatess

dylatess

ATTORNEY

3,511 satisfied customers

37 plus years of SSD practice

Megan C

Megan C

Certified Public Accountant (CPA)

4,591 satisfied customers

Licensed CPA, CMA, CFE, CGMA M.Accy Also Teach Accounting courses at Master's Level

LawTalk

LawTalk

Attorney

3,071 satisfied customers

I have 30 years of legal and litigation experience, including representing clients before the U.S. Social Security Administration.

AttorneyTom

AttorneyTom

Attorney

16 satisfied customers

Attorney

Christopher B, Esq.

Christopher B, Esq.

Attorney

13,460 satisfied customers

Attorney licensed for 17 years specializing in various fields.

Stephanie O Joy, Esq

Stephanie O Joy, Esq

Soc. Sec. Attorney

13,728 satisfied customers

25+ years legal exp. - 15+ years owning/operating her own SSD Law practice.

Loren

Loren

Attorney

2,824 satisfied customers

Attorney

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Disclaimer: Information in questions, answers, and other posts on this site ("Posts") comes from individual users, not JustAnswer; JustAnswer is not responsible for Posts. Posts are for general information, are not intended to substitute for informed professional advice (medical, legal, veterinary, financial, etc.), or to establish a professional-client relationship. The site and services are provided "as is" with no warranty or representations by JustAnswer regarding the qualifications of Experts. To see what credentials have been verified by a third-party service, please click on the "Verified" symbol in some Experts' profiles. JustAnswer is not intended or designed for EMERGENCY questions which should be directed immediately by telephone or in-person to qualified professionals.

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