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Related Social Security Questions
I The focus of my question is when my wife should take start
I The focus of my question is when my wife should take start taking Social Security to maximize her payouts over her life the facts are follows I am her husband I am 59 years old and receive for the l… read more
emc011075
emc011075
Tax advisor and Enrolled Agent
Bachelor's Degree
5,668 satisfied customers
I am 63, retired, and going to start Social Security
I am 63, retired, and going to start Social Security benefits. My spouse is also retired, age 58. Is there any strategy to maximize our social security benefits? … read more
Christopher B, Esq.
Christopher B, Esq.
Attorney
Juris Doctor
13,460 satisfied customers
I am 65 and will work to 70 to get the max. payout. My wife
I am 65 and will work to 70 to get the max. payout. My wife is 64 and has worked a few jobs that collected social security but for the last 18 years she has worked part-time at Cincinnati Public Schoo… read more
emc011075
emc011075
Tax advisor and Enrolled Agent
Bachelor's Degree
5,668 satisfied customers
Spousal benefits. I am drawing full retirement benefits. My
I am drawing full retirement benefits. My wife will be age 62 this year and has no earnings record. I understand she can apply for reduced spousal benefits when 62 . But, when I die, can she then opt for my SSA benefit? Or, is she forever stuck with the reduced benefit? … read more
Lev
Lev
Retired
Bachelor's Degree Equivalent
37,297 satisfied customers
What % of my monthly Social Security benefit would my
What % of my monthly Social Security benefit would my surviving spouse receive? I am trying to decide to begin SS payments at 66 or wait until 70 if added amount my surviving spouse would receive is e… read more
Lane
Lane
JD, MBA, CFP, CRPS
Doctoral Degree
19,890 satisfied customers
I would like my wife to get maximum benefits from Social
I would like my wife to get maximum benefits from Social Security. She earns less than me. What is 62/70 split? Will she get the highest amount I would draw if I am gone? Can this be 62/69?… read more
emc011075
emc011075
Tax advisor and Enrolled Agent
Bachelor's Degree
5,668 satisfied customers
How can my wife and I determine how to get the most benefits
How can my wife and I determine how to get the most benefits out of social security when we retire? My wife is 58 and I am 50. I am a nurse and she is an attorney, so she had a significantly higher in… read more
emc011075
emc011075
Tax advisor and Enrolled Agent
Bachelor's Degree
5,668 satisfied customers
My question is about spousal benefits. I am 64 and plan on
My question is about spousal benefits. I am 64 and plan on working to 70 before collecting benefits. My wife is a teacher in the Massachusetts Public Teacher's Retirement Plan. She is not eligible for… read more
emc011075
emc011075
Tax advisor and Enrolled Agent
Bachelor's Degree
5,668 satisfied customers
Spouse just turned 62. Should she start collecting her
Spouse just turned 62. Should she start collecting her benefit. I am 65 and still working and plan to start collecting at 66. Can my spouse then start collecting my spousal benefit at that time and st… read more
Lane
Lane
JD, MBA, CFP, CRPS
Doctoral Degree
19,890 satisfied customers
I am reaching age 66 in July. I've heard about a claim known
I am reaching age 66 in July. I've heard about a claim known as 'claim and suspend' I am married and retired. My spouse is still working. I did not claim early retirement benefits and want to know if … read more
emc011075
emc011075
Tax advisor and Enrolled Agent
Bachelor's Degree
5,668 satisfied customers
There is lots of news about "file and suspend" and spousal
There is lots of news about "file and suspend" and spousal benefits (apparently changing April 30, 2016). My wife is almost 67 (March 1949) and I am 64 (September 1951). We both have worked for more t… read more
PhillipsEsq.
PhillipsEsq.
Attorney
JD
2,196 satisfied customers
I am 65 and I start collecting Social Security at 62. I get
I am 65 and I start collecting Social Security at 62. I get about 1200 per month. My wife will turn 62 next year. She will collect about 800 per month if she begins collecting at that point. I am cons… read more
R. Klein, EA
R. Klein, EA
Tax Advisor
Master's Degree
3,217 satisfied customers
I turn 66 on Dec 11 2014. My wife turns 66 on May 5 2016.
I turn 66 on Dec 11 2014. My wife turns 66 on May 5 2016. My FRA SS benefit is 2,300. Hers is 1,300. I want to file and suspend (Dec 11 or sooner ?) to allow her to claim a sousal benefit. Does he hav… read more
retirementlawyer
retirementlawyer
Tax Attorney
Doctoral Degree
17,276 satisfied customers
I am 68, my wife is 62. My account value is high, hers is minimal,
I am 68, my wife is 62. My account value is high, hers is minimal, relatively. I wish to allow my account to maximize and not draw on mine until I am 70. Is it not allowable for my wife to start drawi… read more
PDtax
PDtax
Owner
Master's Degree
6,021 satisfied customers
I am almost 70 years old and my wife is 62 years. What is the
I am almost 70 years old and my wife is 62 years. What is the best strategy to handle SS benfits to maximize life long income, assuming that I will die earlier than my wife? (I earn more than my wife … read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,591 satisfied customers
Ive been studying about "File & Restrict" social security
I've been studying about "File & Restrict" social security retirement and considering this method for me and my wife. I turned 62 in September of this year, and my wife turns 62 in August of next year… read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,591 satisfied customers
My wife and I want to make sure that her Survivors Benefit
My wife and I want to make sure that her Survivor's Benefit is maximized following my death. In other words we want to make sure she receives 100% of the reduced benefit that I've been receiving since… read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,591 satisfied customers
I am a male. By birth date is 04/23/1945. I expect to work
I am a male. By birth date is 04/23/1945. I expect to work to age 70. My current estimated SS at age is $2,617, and at age 70 is $3,329. I will earn about $225,000 per year until age 70. My spouse's b… read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
3,379 satisfied customers
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Meet the Experts:

dylatess

dylatess

ATTORNEY

3,511 satisfied customers

37 plus years of SSD practice

Megan C

Megan C

Certified Public Accountant (CPA)

4,591 satisfied customers

Licensed CPA, CMA, CFE, CGMA M.Accy Also Teach Accounting courses at Master's Level

LawTalk

LawTalk

Attorney

3,071 satisfied customers

I have 30 years of legal and litigation experience, including representing clients before the U.S. Social Security Administration.

AttorneyTom

AttorneyTom

Attorney

16 satisfied customers

Attorney

Christopher B, Esq.

Christopher B, Esq.

Attorney

13,460 satisfied customers

Attorney licensed for 17 years specializing in various fields.

Stephanie O Joy, Esq

Stephanie O Joy, Esq

Soc. Sec. Attorney

3,379 satisfied customers

25+ years legal exp. - 15+ years owning/operating her own SSD Law practice.

Loren

Loren

Attorney

2,824 satisfied customers

Attorney

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Disclaimer: Information in questions, answers, and other posts on this site ("Posts") comes from individual users, not JustAnswer; JustAnswer is not responsible for Posts. Posts are for general information, are not intended to substitute for informed professional advice (medical, legal, veterinary, financial, etc.), or to establish a professional-client relationship. The site and services are provided "as is" with no warranty or representations by JustAnswer regarding the qualifications of Experts. To see what credentials have been verified by a third-party service, please click on the "Verified" symbol in some Experts' profiles. JustAnswer is not intended or designed for EMERGENCY questions which should be directed immediately by telephone or in-person to qualified professionals.

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