Social Security

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I would appreciate your help answering the below scinario
I would appreciate your help answering the below scinario for myself and my wife:Head of house hold 65 years old. Born 11/18/1954 Spouse 64 years old. Born 6/12/1956 Current status. 1) Head of househo… read more
Lev
Lev
Retired
Bachelor's Degree Equivalent
38,251 satisfied customers
At age 70 my social security statement reads my monthly
At age 70 my social security statement reads my monthly benefit will be $3600. My wife is 2 years younger than I am. She has been a homemaker and has not had a job for many years. Her social security … read more
emc011075
emc011075
Tax advisor and Enrolled Agent
Bachelor's Degree
5,850 satisfied customers
I have a question about Social Security Spousal Benefits. My
I have a question about Social Security Spousal Benefits. My FRA is 66 years 4 months (born 1956). My plan is to work past that age. My wife is 22 months younger than me and her FRA IS 66 … read more
Lev
Lev
Retired
Bachelor's Degree Equivalent
38,251 satisfied customers
Depending on my employment, my main plan is to not take my
Hi, depending on my employment, my main plan is to not take my social security benefit until I reach my full retirement age. For me this is 66 years and 3 months. Meanwhile my wife would like to recei… read more
emc011075
emc011075
Tax advisor and Enrolled Agent
Bachelor's Degree
5,850 satisfied customers
My wife turns 65 this month. I am 65 now and turn 66 in
My wife turns 65 this month. I am 65 now and turn 66 in November. Can I file and collect 1/2 of her FRA and let my account continue to grow ? … read more
Lev
Lev
Retired
Bachelor's Degree Equivalent
38,251 satisfied customers
Help. Spousal benefits is sooo confusing. My wife will
help. Spousal benefits is sooo confusing. My wife will retire at 63, her fra is 66 and 4mo. her amount at fra is $1400 approx. I am 64 will start to collect full benefits at 66 [ my fra ]and will keep… read more
emc011075
emc011075
Tax advisor and Enrolled Agent
Bachelor's Degree
5,850 satisfied customers
If my wife files for her own retirement benefits before
Hello. If my wife files for her own retirement benefits before reaching FRA, will she be penalized later when she switches to her spousal benefits when I file for my retirement benefits after reaching… read more
emc011075
emc011075
Tax advisor and Enrolled Agent
Bachelor's Degree
5,850 satisfied customers
I am 1 year older then my wife and intend to collect my
I am 1 year older then my wife and intend to collect my benefits at age 70. My wife has worked and will be entitled to receive benefits on her own. Can she receive benefits at age 66(born in 1956) on … read more
Lev
Lev
Retired
Bachelor's Degree Equivalent
38,251 satisfied customers
I'm 68 and planning on waiting until 70 to start Social
I'm 68 and planning on waiting until 70 to start Social Security. I worked and maxed out my contributions - so my benefit will be about $3,300 in 2 years. Wife is 67 and only worked 17 years and would… read more
Lev
Lev
Retired
Bachelor's Degree Equivalent
38,251 satisfied customers
I am approaching my full SS retirement age but plan to keep
I am approaching my full SS retirement age but plan to keep working for another year or two. My wife is 62 and plans on retiring when she reaches Medicare age 65. She should receive around 1,100 a mon… read more
Lev
Lev
Retired
Bachelor's Degree Equivalent
38,251 satisfied customers
My wife is 64 and collecting Social Security...I just turned
my wife is 64 and collecting Social Security...I just turned 62 and am going to wait until I am 66 to start collecting. My wife was a stay at home mother and is only collecting $400 a month. Now that … read more
Lev
Lev
Retired
Bachelor's Degree Equivalent
38,251 satisfied customers
I want to know when the best time to apply for SS benefits
I want to know when the best time to apply for SS benefits for my wife, who is 64 (DOB 6/17/52). If she was to wait until 66 she would earn about $800. I am 63 (DOB 12/25/53) and would earn about $2,9… read more
Lev
Lev
Retired
Bachelor's Degree Equivalent
38,251 satisfied customers
My wife started collecting social security at 63 based on her
My wife started collecting social security at 63 based on her own earnings. The amount came out to 700.00. I'm 62 and always paid maximum social security tax. My estimate at 66 from social security is… read more
Christopher B, Esq.
Christopher B, Esq.
Attorney
Juris Doctor
13,460 satisfied customers
I am 67 and my wife is 64. I have applied and suspend. My
I am 67 and my wife is 64. I have applied for file and suspend. My FRA benefit is $3000. My wife's FRA Benefit is $1300. Can she claim spousal benefit at current age, 64, and what would she receive? S… read more
PhillipsEsq.
PhillipsEsq.
Attorney
JD
2,303 satisfied customers
My wife is on disability -- she will be 63 in March. She
My wife is on disability -- she will be 63 in March. She works now so has no disability payments. When she retires in June, she has to options: 1) to continue to be on the disability (should she quali… read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
3,379 satisfied customers
Under the restricted application law will this work? My wife
Under the restricted application law will this work? My wife is 62 can she start drawing SS today, and i am 68 can I apply a restricted application for spousal benefits, leaving my credits to grow to … read more
Lev
Lev
Retired
Bachelor's Degree Equivalent
38,251 satisfied customers
I am 64. My wife 66. We both work full time.......however
I am 64. My wife 66. We both work full time.......however she wants to retire 07/31/2015 when I will become Medicare age. Can she and should she be drawing on my social security benefits now or after … read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
3,379 satisfied customers
1...i TOOK MY BENEFITS AT AGE 64 AND AM NOW 66. MY WIFE IS
1...i TOOK MY BENEFITS AT AGE 64 AND AM NOW 66. MY WIFE IS 62 AND i WANT HER TO TAKE EARLY BENEFITS.IS HER MONTHLY AMOUNT DETERMINED BY THE BENEFIT I WOULD HAVE RECEIVED AT 66 OR THE BENEFIT i AM CURR… read more
dylatess
dylatess
ATTORNEY
JD
3,511 satisfied customers
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Meet the Experts:

dylatess

dylatess

ATTORNEY

3,511 satisfied customers

37 plus years of SSD practice

Megan C

Megan C

Certified Public Accountant (CPA)

16,632 satisfied customers

Licensed CPA, CMA, CFE, CGMA M.Accy Also Teach Accounting courses at Master's Level

LawTalk

LawTalk

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I have 30 years of legal and litigation experience, including representing clients before the U.S. Social Security Administration.

AttorneyTom

AttorneyTom

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16 satisfied customers

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Christopher B, Esq.

Christopher B, Esq.

Attorney

13,460 satisfied customers

Attorney licensed for 17 years specializing in various fields.

Stephanie O Joy, Esq

Stephanie O Joy, Esq

Soc. Sec. Attorney

3,379 satisfied customers

25+ years legal exp. - 15+ years owning/operating her own SSD Law practice.

Loren

Loren

Attorney

2,824 satisfied customers

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Disclaimer: Information in questions, answers, and other posts on this site ("Posts") comes from individual users, not JustAnswer; JustAnswer is not responsible for Posts. Posts are for general information, are not intended to substitute for informed professional advice (medical, legal, veterinary, financial, etc.), or to establish a professional-client relationship. The site and services are provided "as is" with no warranty or representations by JustAnswer regarding the qualifications of Experts. To see what credentials have been verified by a third-party service, please click on the "Verified" symbol in some Experts' profiles. JustAnswer is not intended or designed for EMERGENCY questions which should be directed immediately by telephone or in-person to qualified professionals.

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