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Megan C
Megan C, Certified Public Accountant (CPA)
Category: Social Security
Satisfied Customers: 16576
Experience:  Licensed CPA, CMA, CFE, CGMA M.Accy Also Teach Accounting courses at Master's Level
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I fractured my shoulder on February 25, 2013 and was not able

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I fractured my shoulder on February 25, 2013 and was not able to return to school for the rest of the year. I was out of sick days so I did not get paid during this time. Obviously, it has greatly affected my income for 2013. I returned to school on September 3, 2013 and will remain employed until June, 2014 when I plan to retire. Will this lower income for 2013 affect my social security benefits. It does not reflect my actual income.

Megan C :

I realize you have a question about social security. My goal is to provide you with excellent service, and help you better understand your options.

Megan C :

How are you today>

Customer:

good, thank you. How are you?

Megan C :

Your social security benefit is based on your top 30 years of earnings

Megan C :

So if you earned more during 30 other years, then this will have absolutely no impact on your benefits

Megan C :

If you did not work a full other 30 years, or if this is still one of your highest years of earnings it will be figured into the calculation but the impact will be minimal.

Customer:

So basically, my benefits are based on my top 3 years of earnings?

Megan C :

30 years

Customer:

So benefits are based on what I have earned for the last 30 years?

Megan C :

Yes, that is correct - the highest 30 years of your work history

Customer:

Thanks

Megan C :

You're welcome. Is there anything else that I can assist you with today?

Megan C :

If not, please rate my response as "excellent" so that I may receive credit for assisting you today

Customer:

I don't think so. Just want to complete this SS application correctly

Megan C :

Okay thanks

Customer:

It says you are not finished answering and won't allow me to give you excellent credit. What should I do?

Megan C :

You can rate now

Megan C :

Now that you are satisfied, I disabled a feature

Megan C and other Social Security Specialists are ready to help you
Thanks, Pat for your positive rating. Please come back and visit MyVirtualCPA for any of your tax, finance, or social security needs. It was a pleasure working with you today.

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