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Arthur Rubin
Arthur Rubin, Tax Preparer
Category: Social Security
Satisfied Customers: 1561
Experience:  Over 20 years experience in tax preparation, including some multi-national Social Security applications.
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I am 66 and working full time and collecting social security

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I am 66 and working full time and collecting social security (retirement, not disability). my employer may be downnsizing soon and laying off people. since I am a full-time employee and not quitting or getting fired will I be eligible for unemployment even though I am collecting Social Security retirement benefits?

Arthur Rubin :

Thank you for using Just Answer.

Arthur Rubin :

There should be no problem with your application for unemployment; receiving Social Security (or being over the retirement age) does not affect an unemployment claim, and unemployment income does not affect Social Security income.

Arthur Rubin :

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Arthur Rubin :

(Sorry, kitten on the keys)

Customer:

OK. Sounds good. Gives me some peace of mind. Good and quick answer. Thank you.

Arthur Rubin :

wait a moment.

Arthur Rubin :

Some states declare retirement income as an offset to unemployment benefits, and some of those declare Social Security as retirement income. Let me check.

Customer:

OK That is an important part of the equation!

Arthur Rubin :

NJ specifically exempts Social Security benefits from the calculations. See http://lwd.dol.state.nj.us/labor/ui/content/faq.html#2 . Retirement income does effect your benefits, but not Social Security retirement income.

Customer:

So, to summarize, in my current situation, if I get laid off my Social Security income will not adversely affect any unemployment benefits I may be eligible for?

Arthur Rubin :

That is correct.

Customer:

Thank you!

Arthur Rubin and other Social Security Specialists are ready to help you