Social Security

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Pear, I am 67. My full retirement age is 66. I stillwork and
Hello Pear, I am 67. My full retirement age is 66. I stillwork and earn $200K per year. I don't plan on retiring for 3 years. My wife quit her job about 6 years ago. Her full retirement age is 66 also… read more
emc011075
emc011075
Tax advisor and Enrolled Agent
Bachelor's Degree
4,209 satisfied customers
I want to know when the best time to apply for SS benefits
I want to know when the best time to apply for SS benefits for my wife, who is 64 (DOB 6/17/52). If she was to wait until 66 she would earn about $800. I am 63 (DOB 12/25/53) and would earn about $2,9… read more
Lev
Lev
Retired
Bachelor's Degree Equivalent
31,699 satisfied customers
My wife is a few credits short of qualifying for her own SS
My wife is a few credits short of qualifying for her own SS check. She never really had any earning to speak of and now she's 59. I'm 61. If I delay to Age 70 to start my SS, when should my wife start… read more
Christopher B, Esq.
Christopher B, Esq.
Attorney
Juris Doctor
3,661 satisfied customers
Ref maximizing my Social Security benefits. My birthday is
Ref maximizing my Social Security benefits. My birthday is ***** My wife's birthday is ***** We have not filed for SS benefits yet. As of today, I have reached my full retirement age (66). My wife wil… read more
Lane
Lane
JD, MBA, CFP, CRPS
Doctoral Degree
16,381 satisfied customers
I am 67 years old and my wife's (62 yrs. old) birthdate is
I am 67 years old and my wife's (62 yrs. old) birthdate is 8 Jan 1954. We are both in excellent health. My wife plans to work at least until age 66 (FRA) and I might quit at any moment. We have saving… read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
3,332 satisfied customers
Both my wife and I contributed to ssi and medicare our whole
Both my wife and I contributed to ssi and medicare our whole working lives. I am currently unemployed, my wife is still working. I am 62 (12/2015), she will be 62 this may. We do not plan to file for … read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
3,332 satisfied customers
My wife will be 66 this June and eligible benefits. I will
My wife will be 66 this June and eligible for full benefits. I will be 66 this December and eligible for full benefits. My wife's benefits will be small, less than half of mine. If my wife files this … read more
Christopher B, Esq.
Christopher B, Esq.
Attorney
Juris Doctor
3,661 satisfied customers
I a male and was born on May 22, 1950. My wife was born on
I a male and was born on May 22, 1950. My wife was born on September 27, 1957. I am not currently working but my wife is. My estimated benefit at my full retirement age (FRA) is $2,545 and my wife's w… read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,587 satisfied customers
I have been reviewing Social Security options wife and me.
Hello! I have been reviewing Social Security options for my wife and me. My wife will soon be 64 and I will soon be 62. I am still employed and my wife is a homemaker who is qualified for Social Secur… read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
3,332 satisfied customers
I am 15 years older than my wife. She will be retiring in
I am 15 years older than my wife. She will be retiring in the next few months at age 62. We do not need her income to live on but I want to maximize her income after I am gone. I am looking at her app… read more
retirementlawyer
retirementlawyer
Attorney
Doctoral Degree
1,606 satisfied customers
I turn 66 on Dec 11 2014. My wife turns 66 on May 5 2016.
I turn 66 on Dec 11 2014. My wife turns 66 on May 5 2016. My FRA SS benefit is 2,300. Hers is 1,300. I want to file and suspend (Dec 11 or sooner ?) to allow her to claim a sousal benefit. Does he hav… read more
retirementlawyer
retirementlawyer
Attorney
Doctoral Degree
1,606 satisfied customers
My wife is 64 and we started her getting her benefit of $170
My wife is 64 and we started her getting her benefit of $170 a month as soon as she turned 62. I am 66 and plan to suspend my benefits to age 70. I think we made a mistake by starting my wife 2 years … read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,587 satisfied customers
Due to health I took S.S benefits early at age 63 and I am
Due to health I took S.S benefits early at age 63 and I am now 66. My wife (64) has yet to apply. - Can she apply today for her own benefits and then switch to my spousal benefits when she is 66 ? -If… read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,587 satisfied customers
Can my wife at 64 get spousal benefits when I reach 66 but
Can my wife at 64 get spousal benefits when I reach 66 but defer claiming the benefits till 70?… read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,587 satisfied customers
I have collected ss since 62, 2 1/2 years ago. My wife filed
I have collected ss since 62, 2 1/2 years ago. My wife filed today, will be 62 in September. I spoke to an agent at the national ss 800 number and was told that my wife would benefit by filing for her… read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,587 satisfied customers
Our question involves filing for SS benefits as a spouse first
Our question involves filing for SS benefits as a spouse first and on your own later. I turn 70 in September, and will file for benefits for the first time then. My wife turns 66 in October, and has n… read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,587 satisfied customers
My wife turns 66 this spring. She has not worked the 40 quarters
My wife turns 66 this spring. She has not worked the 40 quarters that are required under social security rules. Does that mean her only social security benefits are the spousal benefits that come from… read more
retirementlawyer
retirementlawyer
Attorney
Doctoral Degree
1,606 satisfied customers
I am a male. By birth date is 04/23/1945. I expect to work
I am a male. By birth date is 04/23/1945. I expect to work to age 70. My current estimated SS at age is $2,617, and at age 70 is $3,329. I will earn about $225,000 per year until age 70. My spouse's b… read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
3,332 satisfied customers
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Meet the Experts:

dylatess

dylatess

ATTORNEY

3,490 satisfied customers

37 plus years of SSD practice

Megan C

Megan C

Certified Public Accountant (CPA)

4,587 satisfied customers

Licensed CPA, CMA, CFE, CGMA M.Accy Also Teach Accounting courses at Master's Level

LawTalk

LawTalk

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I have 30 years of legal and litigation experience, including representing clients before the U.S. Social Security Administration.

R. Klein, EA

R. Klein, EA

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AttorneyTom

AttorneyTom

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Christopher B, Esq.

Christopher B, Esq.

Attorney

3,661 satisfied customers

Attorney licensed for 17 years specializing in various fields.

Stephanie O Joy, Esq

Stephanie O Joy, Esq

Soc. Sec. Attorney

3,332 satisfied customers

22+ years legal exp. - 12+ years owning/operating her own SSD Law practice.

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Disclaimer: Information in questions, answers, and other posts on this site ("Posts") comes from individual users, not JustAnswer; JustAnswer is not responsible for Posts. Posts are for general information, are not intended to substitute for informed professional advice (medical, legal, veterinary, financial, etc.), or to establish a professional-client relationship. The site and services are provided "as is" with no warranty or representations by JustAnswer regarding the qualifications of Experts. To see what credentials have been verified by a third-party service, please click on the "Verified" symbol in some Experts' profiles. JustAnswer is not intended or designed for EMERGENCY questions which should be directed immediately by telephone or in-person to qualified professionals.

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