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LawTalk, Attorney
Category: Social Security
Satisfied Customers: 37855
Experience:  I have 30 years of legal and litigation experience, including representing clients before the U.S. Social Security Administration.
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Am I Presently receving benfits?

This answer was rated:

Am I Presently receving benfits?

Good afternoon John,

I'm Doug, and I'm sorry to hear of the confusion. My goal is to provide you with excellent service today. In order to give you a clear and concise answer, I will need some additional information about the circumstances, please.

1. Are you referring to an estimated retirement benefit letter?
2. How old are you?


Customer: replied 4 years ago.
and turned 70 this past May

Good afternoon John,

I would expect that you would know if you were collecting your social security benefits now---because if you were, social security would send you either a check each month or deposit money to your bank account each month.

If you have no yet filed for social security retirement, you should do that now---because after age 70, your benefit does not increase any more. At age 70 your benefit is as high as it will ever be.

If you have not already done so, you should immediately apply for retirement benefits now, and ask for retroactive benefits back to age 70 and they will pay you the back pay to that month. If you have already applied, the letter is just telling you what you can expect to receive as soon as your payments begin.

To apply, all you need to do is visit your local social security office or you can apply online at this link:

You may reply back to me again, using the Reply to Expert link, if you have additional questions.

I wish you the best in your future,


Customer: replied 4 years ago.

I am trying to get a yes or no answer.

Good morning John,

I don't work for social security. Only someone with access to social security computer systems could answer that question absolutely and definitively with a yes or a no. And we professionals with JustAnswer do not have access to those computer systems.

If you are getting money deposited into your bank account monthly, in the exact same amount each month---then you are getting your social security.

But a letter stating the estimated amount you can receive does not mean that you are receiving retirement benefits from Social Security. Until you actually apply for your retirement benefit, social security will not pay it to you.

LawTalk and other Social Security Specialists are ready to help you
Thank you for your positive rating of my service, John. It has been my pleasure to assist you and I hope than you will ask for me on JustAnswer should a future need ever arise.

Please feel free to bookmark the following link so you can request me to answer any future legal questions you may have:

Thanks again.


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