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I The focus of my question is when my wife should take start
I The focus of my question is when my wife should take start taking Social Security to maximize her payouts over her life the facts are follows I am her husband I am 59 years old and receive for the l… read more
emc011075
emc011075
Tax advisor and Enrolled Agent
Bachelor's Degree
5,664 satisfied customers
I will be reaching my FRA this May, age 66, I plan on
I will be reaching my FRA this May, age 66, I plan on working until age 70-72, Should I apply for SSI at age 66 and defer till age 70.5 where i will get 32% more than FRA of 66 or not apply until age … read more
Lev
Lev
Retired
Bachelor's Degree Equivalent
37,260 satisfied customers
I am waiting until I'm 70 to start taking SS payments. My
I am waiting until I'm 70 to start taking SS payments. My wife can receive half of my SS payments since mine will be higher. Questions: … read more
Lane
Lane
JD, MBA, CFP, CRPS
Doctoral Degree
19,883 satisfied customers
Although I am still working I am trying to determine if I
Although I am still working I am trying to determine if I should start my SS retirement at 66. I have re-married and my ex-wife (>10 years) also remarried. I was informed that my ex-wife's husband … read more
emc011075
emc011075
Tax advisor and Enrolled Agent
Bachelor's Degree
5,664 satisfied customers
My wife is a few credits short of qualifying for her own SS
My wife is a few credits short of qualifying for her own SS check. She never really had any earning to speak of and now she's 59. I'm 61. If I delay to Age 70 to start my SS, when should my wife start… read more
Christopher B, Esq.
Christopher B, Esq.
Attorney
Juris Doctor
13,460 satisfied customers
I am a retired police officer with a pension. I understand
I am a retired police officer with a pension. I understand that I will fall under the windfall provision. My question is my wife is 61 and is not eligible for SS. My understanding is that she should g… read more
LawTalk
LawTalk
Attorney
Juris Doctor
3,071 satisfied customers
I turn 66 next week, 2/20/16, and I have applied retirement
I turn 66 next week, 2/20/16, and I have applied for my retirement benefit ($2551/month) since I am at FRA. My wife, age 62, is eligible for retirement benefit, although it would only be around $900/m… read more
Christopher B, Esq.
Christopher B, Esq.
Attorney
Juris Doctor
13,460 satisfied customers
My wife turns 62 4/4/2016, I was 62 11/18/2015. She receives
My wife turns 62 4/4/2016, I was 62 11/18/2015. She receives a paycheck from my business, but I thought she could begin collecting benefits at 62 and I could reduce the paycheck to $1,300/month so it … read more
Christopher B, Esq.
Christopher B, Esq.
Attorney
Juris Doctor
13,460 satisfied customers
I am 62yrs old and just retired. My husband is 66 and still
I am 62yrs old and just retired. My husband is 66 and still working. I was wondering if I can apply for spousal benefits and have this not effect my husbands SS at all. His plan is to work until 68 an… read more
Christopher B, Esq.
Christopher B, Esq.
Attorney
Juris Doctor
13,460 satisfied customers
Wife filed own retirement benefits at age 62, receiving a
Wife filed for her own retirement benefits at age 62, receiving a reduced benefit amount. If she suspends her own benefits at her Full Retirement Age (66) then claims Spousal Benefits from her husband… read more
LawTalk
LawTalk
Attorney
Juris Doctor
3,071 satisfied customers
Husband is Age 66 and Spouse is Age 62.... Husband will File
Husband is Age 66 and Spouse is Age 62.... Husband will File and restrict, so he can defer taking his social security until age 70. Can the Spouse take her Social Security at Age 62 (now).... Then sto… read more
LawTalk
LawTalk
Attorney
Juris Doctor
3,071 satisfied customers
My wife turned 61 on 6/14/2015. She makes about 52000 per
My wife turned 61 on 6/14/2015. She makes about 52000 per year. We are having a grand child around Christmas and she wants to slowly retire to possible 3 days the first of the year and fully in 2 year… read more
LawTalk
LawTalk
Attorney
Juris Doctor
3,071 satisfied customers
I am 64 years Old. My wife is 66 years old. She has quit her
I am 64 years Old. My wife is 66 years old. She has quit her job and wants to collect her social security. She wanted to collect under my account. I do not want to apply for SS before 66 because of th… read more
R. Klein, EA
R. Klein, EA
Tax Advisor
Master's Degree
3,217 satisfied customers
I am 66 my wife 56. I am still working and not taking social
I am 66 my wife 56. I am still working and not taking social security my wife has never worked in the USA. I am a permanent resident and my last quote was $1780 per month raising to $2700 at 70. I pla… read more
dylatess
dylatess
ATTORNEY
JD
3,511 satisfied customers
When and how to file for our familys Social Security benefits?Fa
When and how to file for our family's Social Security benefits? Family Background: • We are pressed for money, but can manage with my salary. It may be best for us to maximize future coverage, unless … read more
LawTalk
LawTalk
Attorney
Juris Doctor
3,071 satisfied customers
I am 66, my wife is 67. At age 62, she claimed her reduced
I am 66, my wife is 67. At age 62, she claimed her reduced benefit. I will wait until 70 to claim mine. Can she change her election now, stopping her payment based upon her earning, and elect a spouse… read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,591 satisfied customers
My wife applied for SS spousal benefits beginning after her
My wife applied for SS spousal benefits beginning after her 66 birthday in July. She began collecting on her own SS earnings at 62. We expected she would receive 1/2 of what I would receive at age 66 … read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,591 satisfied customers
My question: I am 78 years old and receive social security
My question: I am 78 years old and receive social security income. My wife is 60. Her upcoming benefit (at age 62 or 66) isn't close to the amount I receive. What options are available to her that wil… read more
LawTalk
LawTalk
Attorney
Juris Doctor
3,071 satisfied customers
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Meet the Experts:

dylatess

dylatess

ATTORNEY

3,511 satisfied customers

37 plus years of SSD practice

Megan C

Megan C

Certified Public Accountant (CPA)

4,591 satisfied customers

Licensed CPA, CMA, CFE, CGMA M.Accy Also Teach Accounting courses at Master's Level

LawTalk

LawTalk

Attorney

3,071 satisfied customers

I have 30 years of legal and litigation experience, including representing clients before the U.S. Social Security Administration.

AttorneyTom

AttorneyTom

Attorney

16 satisfied customers

Attorney

Christopher B, Esq.

Christopher B, Esq.

Attorney

13,460 satisfied customers

Attorney licensed for 17 years specializing in various fields.

Stephanie O Joy, Esq

Stephanie O Joy, Esq

Soc. Sec. Attorney

3,379 satisfied customers

25+ years legal exp. - 15+ years owning/operating her own SSD Law practice.

Loren

Loren

Attorney

2,824 satisfied customers

Attorney

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Disclaimer: Information in questions, answers, and other posts on this site ("Posts") comes from individual users, not JustAnswer; JustAnswer is not responsible for Posts. Posts are for general information, are not intended to substitute for informed professional advice (medical, legal, veterinary, financial, etc.), or to establish a professional-client relationship. The site and services are provided "as is" with no warranty or representations by JustAnswer regarding the qualifications of Experts. To see what credentials have been verified by a third-party service, please click on the "Verified" symbol in some Experts' profiles. JustAnswer is not intended or designed for EMERGENCY questions which should be directed immediately by telephone or in-person to qualified professionals.

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