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Related Social Security Questions
File and suspend was phased out with the 11/15 budget law.
File and suspend was phased out with the 11/15 budget law. However, I understand if you were born before 1/2/1954, you can still make use of the "restricted application" strategy. If you wait until no… read more
Lev
Lev
Retired
Bachelor's Degree Equivalent
36,208 satisfied customers
My wife and I are 64 years old. I am doing some planning. My
Hi. My wife and I are 64 years old. I am doing some planning. … read more
Stephen G.
Stephen G.
Sr Financial & Tax Consultant
Bachelor's Degree
8,144 satisfied customers
I am 78 and receiving social security benefits. My wife is
I am 78 and receiving social security benefits. My wife is 64 born 3/4/52 and has not applied for SS benefits. How can we take advantage of the "file and suspend" strategy? She is working and has soci… read more
LawTalk
LawTalk
Attorney
Juris Doctor
3,071 satisfied customers
My wife and I are both 68. I have commenced and receive ~
My wife and I are both 68. I have commenced and receive ~ 24,000/year. My wife has not commenced and has not claimed a spousal benefit because she is still working (earning more than the limit for yea… read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
3,368 satisfied customers
I am now 66 (born Oct. 1949) and have already filed and
I am now 66 (born Oct. 1949) and have already filed and suspended my own SS benefits. My wife turns 66 in June 2016 (June 1950). Neither of us has ever received any SS $. Questions: 1. When my wife fi… read more
Christopher B, Esq.
Christopher B, Esq.
Attorney
Juris Doctor
10,590 satisfied customers
I will turn 66 in 2017, which will be my full retirement
I will turn 66 in 2017, which will be my full retirement age. A gentleman told me this morning that my wife could receive 1/2 of the husband's monthly SS income if we applied for it this year (2016) b… read more
Christopher B, Esq.
Christopher B, Esq.
Attorney
Juris Doctor
10,590 satisfied customers
Under the restricted application law will this work? My wife
Under the restricted application law will this work? My wife is 62 can she start drawing SS today, and i am 68 can I apply a restricted application for spousal benefits, leaving my credits to grow to … read more
Lev
Lev
Retired
Bachelor's Degree Equivalent
36,208 satisfied customers
I will be 66 on 01/05/2016 and my projected SSA benefit at
I will be 66 on 01/05/2016 and my projected SSA benefit at that time is $2574. At 70, it is projected to be $3397. My spouse will be 66 on 11/12/2016 and her projected SSA is $976. I have already deci… read more
PDtax
PDtax
Owner
Master's Degree
5,774 satisfied customers
I have been reviewing Social Security options wife and me.
Hello! I have been reviewing Social Security options for my wife and me. My wife will soon be 64 and I will soon be 62. I am still employed and my wife is a homemaker who is qualified for Social Secur… read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
3,368 satisfied customers
FACTS: 1. Husband's date of birth: November 10, 1943. 2.
FACTS: 1. Husband's date of birth: November 10, 1943. 2. Wife's date of birth: June 1, 1949. 3. Husband started receiving pension at age 70 and currently receives $3,057 per month. 4. Wife's current p… read more
CGCPA
CGCPA
Owner
Bachelor's Degree
3,815 satisfied customers
I will be 66 in November, my wife will be 61 in February. My
I will be 66 in November, my wife will be 61 in February. My current monthly benefit would be at 66 $2,591, at 70 $3,492. My wife's monthly benefit would be at 62 $995, at 66 $1,383 and at 70 $1,842. … read more
PDtax
PDtax
Owner
Master's Degree
5,774 satisfied customers
I am going to be 71 on 8-10 and have been taking SS since I
I am going to be 71 on 8-10 and have been taking SS since I was 64 (about $2,000 a month gross before medicare). My wife will be 66 on 8-6 and is not taking SS and is working with a $60,000 a year sal… read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
3,368 satisfied customers
A working spouse is about to reach 70 years of age. She never
A working spouse is about to reach 70 years of age. She never applied for spousal benefits on her husband's Social Security. The husband is 80 years of age. Can she now request the spousal benefits sh… read more
retirementlawyer
retirementlawyer
Attorney
Doctoral Degree
1,612 satisfied customers
I turn 66 on Dec 11 2014. My wife turns 66 on May 5 2016.
I turn 66 on Dec 11 2014. My wife turns 66 on May 5 2016. My FRA SS benefit is 2,300. Hers is 1,300. I want to file and suspend (Dec 11 or sooner ?) to allow her to claim a sousal benefit. Does he hav… read more
retirementlawyer
retirementlawyer
Attorney
Doctoral Degree
1,612 satisfied customers
I am retiring/taking SS benefit at 66 yrs old (June 30, 2014).
I am retiring/taking SS benefit at 66 yrs old (June 30, 2014). My wife is looking to retire at 64 years of age on December 31, 2013. She wants to claim some of my benefit as a spouse (even though she … read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,591 satisfied customers
I am 62. My wife is turning 66 in March of 2013. We have
I am 62. My wife is turning 66 in March of 2013. We have called and asked SS about using a spousal benefit where my wife would file on my SS and get, I believe I am reading, 1/2 of my benefit and by d… read more
retirementlawyer
retirementlawyer
Attorney
Doctoral Degree
1,612 satisfied customers
I am 64, I started SS early but now wish to stop, to late to
I am 64, I started SS early but now wish to stop, to late to withdraw, so I am planning to suspend benefits in a couple years. At that time my younger wife will have started her SS benefits. My questi… read more
dylatess
dylatess
ATTORNEY
JD
5,224 satisfied customers
My wife is 18 months older than me and begin collecting 588
My wife is 18 months older than me and begin collecting 588 a month last year at her 62nd birthday. I plan to work till 66 or even 70 and should collect the maximum as my income has exceeded 200,000 a… read more
Loren
Loren
Attorney
2,167 satisfied customers
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Meet the Experts:

dylatess

dylatess

ATTORNEY

5,224 satisfied customers

37 plus years of SSD practice

Megan C

Megan C

Certified Public Accountant (CPA)

4,591 satisfied customers

Licensed CPA, CMA, CFE, CGMA M.Accy Also Teach Accounting courses at Master's Level

LawTalk

LawTalk

Attorney

3,071 satisfied customers

I have 30 years of legal and litigation experience, including representing clients before the U.S. Social Security Administration.

AttorneyTom

AttorneyTom

Attorney

16 satisfied customers

Attorney

Christopher B, Esq.

Christopher B, Esq.

Attorney

10,590 satisfied customers

Attorney licensed for 17 years specializing in various fields.

Stephanie O Joy, Esq

Stephanie O Joy, Esq

Soc. Sec. Attorney

3,368 satisfied customers

22+ years legal exp. - 12+ years owning/operating her own SSD Law practice.

Loren

Loren

Attorney

2,167 satisfied customers

Attorney

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Disclaimer: Information in questions, answers, and other posts on this site ("Posts") comes from individual users, not JustAnswer; JustAnswer is not responsible for Posts. Posts are for general information, are not intended to substitute for informed professional advice (medical, legal, veterinary, financial, etc.), or to establish a professional-client relationship. The site and services are provided "as is" with no warranty or representations by JustAnswer regarding the qualifications of Experts. To see what credentials have been verified by a third-party service, please click on the "Verified" symbol in some Experts' profiles. JustAnswer is not intended or designed for EMERGENCY questions which should be directed immediately by telephone or in-person to qualified professionals.

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