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I am 78 and started my SS benefits at 70 and it is now
I am 78 and started my SS benefits at 70 and it is now $3,072 mo. My wife was born 1/11/54. Based on my benefit, how much would her benefits be if she started taking SS : (1) 6/1/17 or (2) 3/1/19, Tha… read more
Stephen G.
Stephen G.
Sr Financial & Tax Consultant
Bachelor's Degree
8,235 satisfied customers
Husband is Age 66 and Spouse is Age 62.... Husband will File
Husband is Age 66 and Spouse is Age 62.... Husband will File and restrict, so he can defer taking his social security until age 70. Can the Spouse take her Social Security at Age 62 (now).... Then sto… read more
LawTalk
LawTalk
Attorney
Juris Doctor
3,071 satisfied customers
Im still working - spouse is 65 receiving ss since
im still working - spouse is 65 receiving ss since 62 … read more
LawTalk
LawTalk
Attorney
Juris Doctor
3,071 satisfied customers
I am 71 and my wife turns 62 in May. I delayed getting my social
I am 71 and my wife turns 62 in May. I delayed getting my social security until I was 70. At 62 can my wife claim her social security (approximately $800) and then switch over to claiming 1/2 of mine … read more
ShawnA
ShawnA
CEO
Bachelor's Degree
2,450 satisfied customers
I was told that because I claimed ss at 62 I was permanently
I was told that because I claimed ss at 62 I was permanently penalized $400 now at 66 I am entitled to half of my husband ss and they are still penalizing me the $400 Is this true I feel it is wrong a… read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,591 satisfied customers
My wife just turned 62. According to our SS statements she
My wife just turned 62. According to our SS statements she is eligible for about 33% of what I, her husband, am eligible. Does it make sesne for her to take her discounted amount at 62 and then conver… read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,591 satisfied customers
Sorry about the length. Assume you have: Husband (H) age
Sorry about the length. Assume you have: Husband (H) age 66 with full retirement benefit = $2,400; Spouse (S) age 62 full retirement = $900. I pick the 4 year spread and "larger" benefit discrepancy o… read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,591 satisfied customers
I am 63 and not yet taking SS tho I am no longer working.My
I am 63 and not yet taking SS tho I am no longer working.My wife is 62 and considering taking the SS retirement benefit early .She was the lower earning spouse and I plan to wait until full retirement… read more
LawTalk
LawTalk
Attorney
Juris Doctor
3,071 satisfied customers
i am 67 my wife is62.5 can she apply for ss under her work
i am 67 my wife is62.5 can she apply for ss under her work history at 62 and get laterhalf of mine instead when i apply for ss at age 70 is their any downsideto do this compared to waiting 4.5 yrs unt… read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,591 satisfied customers
My wife started receiving her social security when she was
My wife started receiving her social security when she was 62, she is now 69. Next month I reach my full retirement age, 66. If I apply for and then suspend my benefits, can my wife then apply for spo… read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,591 satisfied customers
My wife started taking befits at 62 which was three years ago.
My wife started taking befits at 62 which was three years ago. I will turn 66 in December and will retire and want to take benefits. When I do that will she receive 1/2 of my benefits or will it be re… read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,591 satisfied customers
I am applying for social security at age 65 and full retirement
I am applying for social security at age 65 and full retirement age is 66, however my wife is older (67) and has been collecting minimum social security since age 62. She is now eligible for spouse be… read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,591 satisfied customers
Ive been studying about "File & Restrict" social security
I've been studying about "File & Restrict" social security retirement and considering this method for me and my wife. I turned 62 in September of this year, and my wife turns 62 in August of next year… read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,591 satisfied customers
Can you explain spousal benefits to me? My husband who is
Can you explain spousal benefits to me? My husband who is currently 67 has been collecting ss since he was 62. I have been the major breadwinner in this household. I'm currently 65 and haven't decided… read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,591 satisfied customers
I have collected ss since 62, 2 1/2 years ago. My wife filed
I have collected ss since 62, 2 1/2 years ago. My wife filed today, will be 62 in September. I spoke to an agent at the national ss 800 number and was told that my wife would benefit by filing for her… read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,591 satisfied customers
My husband wants to File & Suspend. He is 66 years old and
My husband wants to File & Suspend. He is 66 years old and I am 66 years old. I started collecting my SS when I was 62. Now I want to get half of his. How do I go about this?… read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,591 satisfied customers
When I take my SS benefits at age 70, my wife, then age 66
When I take my SS benefits at age 70, my wife, then age 66 will get a spousal benefit. She is currently 62, I am 66. Questions: She gets a spousal benefit of 50% of mine? Based upon my Normal Retireme… read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,591 satisfied customers
Question: Next Year I will be 66 and my wife will be 62. I
Question: Next Year I will be 66 and my wife will be 62. I would like to understand if the following scenario is possible: My wife will start claming SS benefits at 62. I will start claiming 50% of he… read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,591 satisfied customers
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dylatess

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Disclaimer: Information in questions, answers, and other posts on this site ("Posts") comes from individual users, not JustAnswer; JustAnswer is not responsible for Posts. Posts are for general information, are not intended to substitute for informed professional advice (medical, legal, veterinary, financial, etc.), or to establish a professional-client relationship. The site and services are provided "as is" with no warranty or representations by JustAnswer regarding the qualifications of Experts. To see what credentials have been verified by a third-party service, please click on the "Verified" symbol in some Experts' profiles. JustAnswer is not intended or designed for EMERGENCY questions which should be directed immediately by telephone or in-person to qualified professionals.

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