Social Security

Ask Social Security Questions and Get Answers ASAP

Ask an Expert,
Get an Answer ASAP!

Social Security

How many quarters do you need to qualify for Social Secuirty

Customer Question
? I am 64. I...
How many quarters do you need to qualify for Social Secuirty ? I am 64. I worked for the

Federal Government for 32 years. I am a veteran of the Army with an Honorable Discharge.


Regards,

Mike Manlove

e-mail:[email protected]
Submitted: 6 years ago.Category: Social Security
Show More
Show Less
Ask Your Own Social Security Question
Answered in 5 minutes by:
7/28/2011
Social Security Expert: retirementlawyer, Tax Attorney replied 6 years ago
retirementlawyer
retirementlawyer, Tax Attorney
Category: Social Security
Satisfied Customers: 17,252
Experience: 13 years experience in social security
Verified

KUMI95 :

hello

KUMI95 :

Under Social Security rules, anyone born in 1929 or later needs 10 years of work (40 credits) to be eligible for retirement benefits. People born before 1929 need fewer years of work.

KUMI95 :

When a person who has worked and paid Social Security taxes dies, certain members of the family may be eligible for survivors benefits. Up to 10 years of work is needed to be eligible for benefits, depending on the person’s age at the time of death. Survivors of very young workers may be eligible if the deceased worker was employed for 1½ years during the three years before his or her death.

KUMI95 :

Not all employees work in jobs covered by Social Security. Some of these employees are—




  • Most federal employees hired before 1984 (since January 1, 1983, all federal employees have paid the Medicare hospital insurance part of the Social Security tax);




  • Railroad employees with more than 10 years of service;




  • Employees of some state and local governments that chose not to participate in Social Security; or



KUMI95 :

So what you need to do is to make sure that when you worked for the Federal Government, you paid social security,

KUMI95 :

But if you worked after 1984, you should have paid into the system

KUMI95 :

If satisfied with our service please press the accept button so we can receive credit

Customer:

According to Social Security I have 31 credits. However, I worked for the Fereral Government for 32 years. Also, if the government is counting the years 1985 after, I worked from 1985 to 2005.

Customer:

I would have 80 credits.

KUMI95 :

Yes,

KUMI95 :

You are correct,

KUMI95 :

However, were you enlisted in the Army ?

Customer:

Yes.

KUMI95 :

f you served in the military after 1956, you paid Social Security taxes on those earnings. Since 1988, inactive duty service in the Armed Forces reserves (such as weekend drills) has also been covered by Social Security.


Under certain circumstances, special extra earnings for periods of active duty from 1957 through 2001 can also be credited to your Social Security earnings record for benefit purposes.



  • From 1957 through 1967, we will add the extra credits to your record when you apply for Social Security benefits.

  • From 1968 through 2001, you do not need to do anything to receive these extra credits. The credits were automatically added to your record.

  • After 2001, there are no special extra earnings credits for military service.


The information that follows explains how you can get credit for special extra earnings and applies only to active duty military service earnings from 1957 through 2001.



  • From 1957 through 1977, you are credited with $300 in additional earnings for each calendar quarter in which you received active duty basic pay.

  • From 1978 through 2001, For every $300 in active duty basic pay, you are credited with an additional $100 in earnings up to a maximum of $1,200 a year. If you enlisted after September 7, 1980, and didn’t complete at least 24 months of active duty or your full tour, you may not be able to receive the additional earnings. Check with Social Security for details.

KUMI95 :

This is directly from the social security regulations

KUMI95 :

I would go directly to your local Social security office, and advise them of the mistake,

KUMI95 :

if you were enlisted you paid social security and were covered,

KUMI95 :

I would also contact the Army Human resources and obtain your work history and any records to show you paid SS.

KUMI95 :

You can look at the rules at the link above,

KUMI95 :

If they are only giving you 31 credits, their must be a mistake.

Customer:

Ok, I would like to back up. 1. I was drafted into the Army for 2 years in 1966-1968. From

Customer:

1976 to 2005 I worked in Civil Service as a computer programmer as many of the civilians in the Pentagon do, but I was a civilian not military.

KUMI95 :

That is different, you need the form SSA-7004, the Social Security Administration will send you a Personal Earnings and Benefits Statement (PEBES) that will list your earnings from employment covered by Social Security and provide a Social Security benefit estimate assuming retirement at alternative ages, 62, 65, and 70.

KUMI95 :

If you were a civil service employee, their is an offset, due to you having

KUMI95 :

government pensions and retirement.

KUMI95 :

So the work credits may have been reduced,

KUMI95 :

Federal employees who stayed under the old Civil Service system in 1987 did not pay into Social Security. If the employee also worked under Social Security through other employment, his Social Security benefit will be smaller under the Windfall Elimination Provision. Under this provision, his Social Security benefit computation is different from the standard method and could reduce his benefit up to $380.50 monthly.




Customer:

Do I get any work credits (social security credits) while I was in Civil Service for 32 years?

KUMI95 :

Most employees in the Civil Service Retirement System do not pay into Social Security. The exception is CSRS Offset. CSRS Offset employees do pay into Social Security.

KUMI95 :

If you did not pay into the system you would not,

KUMI95 :

You should still verify if social security taxes were paid, but from the facts you have presented, it seems that you did not pay into the system, and elected to have the CSRS annuity or retirement benefits

Customer:

Thank you

KUMI95 :

I would make sure through the HR of your previous employer or the benefits department to see how much if any social security taxes were paid, while you worked to make sure their is no mistake.

KUMI95 :

Good luck,

KUMI95 :

If satisfied with our service please press the accept button so we can receive credit

retirementlawyer
retirementlawyer, Tax Attorney
Category: Social Security
Satisfied Customers: 17,252
Experience: 13 years experience in social security
Verified
retirementlawyer and 87 other Social Security Specialists are ready to help you
Ask your own question now
Ask retirementlawyer Your Own Question
retirementlawyer
retirementlawyer
retirementlawyer, Tax Attorney
Category: Social Security
Satisfied Customers: 17,252
17,252 Satisfied Customers
Experience: 13 years experience in social security

retirementlawyer is online now

A new question is answered every 9 seconds

How JustAnswer works:

  • Ask an ExpertExperts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional AnswerVia email, text message, or notification as you wait on our site. Ask follow up questions if you need to.
  • 100% Satisfaction GuaranteeRate the answer you receive.

JustAnswer in the News:

Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.

What Customers are Saying:

I really was impressed with the prompt response. Your expert was not only a tax expert, but a people expert!!! Her genuine and caring attitude came across in her response...

T.G.WMatteson, IL

I WON!!! I just wanted you to know that your original answer gave me the courage and confidence to go into yesterday's audit ready to fight.

BonnieChesnee, SC

Great service. Answered my complex tax question in detail and provided a lot of additional useful information for my specific situation.

JohnMinneapolis, MN

Excellent information, very quick reply. The experts really take the time to address your questions, it is well worth the fee, for the peace of mind they can provide you with.

OrvilleHesperia, California

Wonderful service, prompt, efficient, and accurate. Couldn't have asked for more. I cannot thank you enough for your help.

Mary C.Freshfield, Liverpool, UK

This expert is wonderful. They truly know what they are talking about, and they actually care about you. They really helped put my nerves at ease. Thank you so much!!!!

AlexLos Angeles, CA

Thank you for all your help. It is nice to know that this service is here for people like myself, who need answers fast and are not sure who to consult.

GPHesperia, CA

< Previous | Next >

Meet the Experts:

dylatess

dylatess

ATTORNEY

3,441 satisfied customers

37 plus years of SSD practice

Megan C

Megan C

Certified Public Accountant (CPA)

4,565 satisfied customers

Licensed CPA, CMA, CFE, CGMA M.Accy Also Teach Accounting courses at Master's Level

LawTalk

LawTalk

Attorney

3,065 satisfied customers

I have 30 years of legal and litigation experience, including representing clients before the U.S. Social Security Administration.

R. Klein, EA

R. Klein, EA

Accountant

334 satisfied customers

Tax & Social Security Benefits specialist

Dimitry K., Esq.

Dimitry K., Esq.

Attorney

233 satisfied customers

Licensed in multiple jurisdictions, experienced business attorney.

AttorneyTom

AttorneyTom

Attorney

16 satisfied customers

Attorney

Stephanie O Joy, Esq

Stephanie O Joy, Esq

Soc. Sec. Attorney

3,227 satisfied customers

22+ years legal exp. - 12+ years owning/operating her own SSD Law practice.

< Previous | Next >

Related Social Security Questions
Why are the social security is trying to take my whole check
Why are the social security is trying to take my whole check for December … read more
Shan-Nel Simmons
Shan-Nel Simmons
Tax Professional/Owner
Master\u0027s Degree
27 satisfied customers
I want to know something about disability. I live in. I'm 63
Hi There, I want to know something about disability. I live in Virginia. I'm 63 years old & I got my US citizenship 2 years ago. Currently I am not able to work last I work back in December 2016 befor… read more
NPVAdvisor
NPVAdvisor
CFP Licensee and Practitioner
Master's Degree
180 satisfied customers
I need to change accounts for direct deposit. I am closing
I am closing the current account and have a new account number … read more
Barbara
Barbara
Enrolled Agent, Paralegal
3,483 satisfied customers
My granddaughter lives with me.I get disability. Can I add
My granddaughter lives with me.I get disability. Can I add her to my benefits and draw money on my check for her?She is 3 months old and has lived with me even before she was born.My daughter doesn.t … read more
LEV
LEV
Retired
Bachelor's Degree
14,896 satisfied customers
I have been receiving my Social Security Benefits since the
I have been receiving my Social Security Benefits since the middle of this year, and I am still working. At the time I signed up I was told that the HSA account I have with my company would not impact… read more
NPVAdvisor
NPVAdvisor
CFP Licensee and Practitioner
Master's Degree
180 satisfied customers
How do retreive my deductions by social security for the
how do retreive my deductions by social security for the year 2015 … read more
emc011075
emc011075
Senior Tax Specialist
Bachelor's Degree
16 satisfied customers
I am 62 1/2 years old and am currently working full time but
I am 62 1/2 years old and am currently working full time but I am wondering what I would receive if I chose to retire? My ss#***-**-**** … read more
Barbara
Barbara
Enrolled Agent, Paralegal
3,483 satisfied customers
I currently draw Social security and am almost blind and
I currently draw Social security and am almost blind and still trying to work. I am 70 , Can I get any disability compensation or can I file for disability. … read more
NPVAdvisor
NPVAdvisor
CFP Licensee and Practitioner
Master's Degree
180 satisfied customers
When will I get my 1st check I February-08/14/1954 dob
when will I get my 1st check I February-08/14/1954 dob applied jan 2018 … read more
Barbara
Barbara
Enrolled Agent, Paralegal
3,483 satisfied customers
I am retiring in January at age 70yrs. I worked for a number
I am retiring in January at age 70yrs. I worked for a number of years in the UK and so get a partial State pension from there. It is around 109.00 (pounds sterling per week). I have been told that I m… read more
LEV
LEV
Retired
Bachelor's Degree
14,896 satisfied customers
I am 67 years old and still working full time. I have not
I am 67 years old and still working full time. I have not contributed to social security in more than 20 years, but I have 23 years of substantial earnings under SS.I received Social Security Survivor… read more
NPVAdvisor
NPVAdvisor
CFP Licensee and Practitioner
Master's Degree
180 satisfied customers
I was widowed in 1960 when my husband was killed on active
I was widowed in 1960 when my husband was killed on active duty in Korea. I remarried in 1969 and was divorced in 1981. ---- A friend suggested I find out of I could draw social security payments on m… read more
NPVAdvisor
NPVAdvisor
CFP Licensee and Practitioner
Master's Degree
180 satisfied customers
I am a British Citizen born in St. Helens Lancashire, I am
I am a British Citizen born in St. Helens Lancashire, I am now also a US Citizen, but worked in the UK from age 15 , until joining the WRAC at 18. Then married from 1966 until 1974 at which time I had… read more
Barbara
Barbara
Enrolled Agent, Paralegal
3,483 satisfied customers
I retired at 70 in. I retired at 70 in September, and I
I retired at 70 in September, and I figure I should be getting $300 more per month than they are giving me. Is there a process for disputing this amount? … read more
LEV
LEV
Retired
Bachelor's Degree
14,896 satisfied customers
Can I retire early and still work? I would like to collect
Can I retire early and still work? I would like to collect on my early retirement benefit and work a less stressful job. I am 63 years old. … read more
Barbara
Barbara
Enrolled Agent, Paralegal
3,483 satisfied customers
My husband passed away in 2013. Am I eligible to collect his
My husband passed away in 2013. Am I eligible to collect his benefits when I retire in 2019? What will that do to my benefits? … read more
socrateaser
socrateaser
1,031 satisfied customers
I am late in filling out the IRS form for my son's trust. I
I am late in filling out the IRS form for my son's trust. I have the 2016, 1041 and combined forms 1099 in front of me but am confused as to how get stared. Can you walk me through the process? The mo… read more
abci168
abci168
Principal
27 satisfied customers
I am a Canadian ex- who became a citizen in 2007, I have
I am a Canadian ex-pat who became a citizen in 2007, I have been employed full time since 2008 and have earned my required 40 points, however, the SSA is penalizeing me for receiving a pension from my… read more
Barbara
Barbara
Enrolled Agent, Paralegal
3,483 satisfied customers
Disclaimer: Information in questions, answers, and other posts on this site ("Posts") comes from individual users, not JustAnswer; JustAnswer is not responsible for Posts. Posts are for general information, are not intended to substitute for informed professional advice (medical, legal, veterinary, financial, etc.), or to establish a professional-client relationship. The site and services are provided "as is" with no warranty or representations by JustAnswer regarding the qualifications of Experts. To see what credentials have been verified by a third-party service, please click on the "Verified" symbol in some Experts' profiles. JustAnswer is not intended or designed for EMERGENCY questions which should be directed immediately by telephone or in-person to qualified professionals.

Disclaimer: Information in questions, answers, and other posts on this site ("Posts") comes from individual users, not JustAnswer; JustAnswer is not responsible for Posts. Posts are for general information, are not intended to substitute for informed professional advice (medical, legal, veterinary, financial, etc.), or to establish a professional-client relationship. The site and services are provided "as is" with no warranty or representations by JustAnswer regarding the qualifications of Experts. To see what credentials have been verified by a third-party service, please click on the "Verified" symbol in some Experts' profiles. JustAnswer is not intended or designed for EMERGENCY questions which should be directed immediately by telephone or in-person to qualified professionals.

Show MoreShow Less

Ask Your Question

x