Scottish Law Questions? Ask a Scots Lawyer
Are you in Scotland?
When you say that you had no intention of defrauding anyone, what do you mean by that? Until you tried to withdraw the letter is it not the case that you had every intention of committing fraud?
In that case you would be able to plead that there was no mens rea, ie, mental intention to commit the crime. That is if they prosecute to start with. I would think it unlikely where you paid the debt immediately.
Yes it would, and I presume the police report to the PF will make mention of this.