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-- I'm afraid you've found yourself a real dud when it comes to being honorable, mature and ethical. How very sad that this man at this age thinks money is more important than loving and being loved.
One suggestion would be to find a Term Life Insurance policy that will take him and have it written for as high a premium you can afford.
If that's not feasible, start making sure there are items around the house worth selling. It's not unreasonable for you to want some sense of security if something should happen to him. And he probably expects the same from you and you might be able to use that as a motivation for him to cooperate as you both sign up for mutual insurance policies.
Actually, given that he wouldn't be there for you if you were to become ill (AZ) it might be prudent to move on while you can.
What would you be losing? The disappointment of knowing he's there, but won't cooperate or show up when you need him most?
You cannot force him to feel what he doesn't. What you can do is remove yourself from the situation before he hurts you even more.