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Ive tried very hard to sell my primary residence in Seattle,
I've tried very hard to sell my primary residence in Seattle, but to no avail. I want to retire to my property in Florida, but need to get out from under my Seattle mortgage to do so (not looking for … read more
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We filled out paperwork to try and work out an arrangement
We filled out paperwork to try and work out an arrangement with the loss mitigation dept. and were told that the foreclosure process would be on hold until they reviewed our case and made a decision. … read more
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Is chapter 13 the only viable option to avoid foreclosure background
Is chapter 13 the only viable option to avoid foreclosure? background history -Apply twice for loan mod -Loan mod denied based on "Failure to meet income criteria" -Still current on payment but mortga… read more
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WHAT IS THE LATEST LAW IN REFERENCE TO THE OWNER OF A PRIMARY
WHAT IS THE LATEST LAW IN REFERENCE TO: XXXXX XXXXX OF A PRIMARY RESIDENCE PROPERTY BEING ABLE TO REFINANCE THE HOME MORTGAGE @ THE BRINK OF FORECLOSURE @ CURRENT MARKET VALUE OR THE BANK REDUCING THE… read more
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I am considering a strategic default on my Arizona home. What
I am considering a strategic default on my Arizona home. What are my options with regard to forclosure vs. DOT in lieu of forclosure? I'm probably not in a negative equity position but I've been unabl… read more
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My husband and I live in California. We have mortgages on two
My husband and I live in California. We have mortgages on two homes in CA and two homes in Indiana. Problem- even though we both work and make a decent income, two of our rental homes are killing us. … read more
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RE Wilshire Holding Group; it sounds like they are a debt
RE: Wilshire Holding Group; it sounds like they are a debt modification business that offers no guarantee. If the bank doesn't accept a short sale, they can still come after me for the deficiency. Rig… read more
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I have a $540,000 mortgage on a condo in downtown Seattle that
I have a $540,000 mortgage on a condo in downtown Seattle that I purchased in 2007 for $585,000 as my primary residence. I moved out of the state and unable to sell it am renting it at a $ 2,000 net l… read more
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I own a house in Franklin, MI since $1994. The Mortgage is
I own a house in Franklin, MI since $1994. The Mortgage is currently $240k, Except on a couple occasions due to banking problems, I have paid on time. I am living in another state and would now like t… read more
Ellen
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I understand that I am entitled to receive a copy of my appraisal
I understand that I am entitled to receive a copy of my appraisal from the lender when I buy or refinance. But what if I am trying to do a short sale or modification. If I am trying to do a short sale… read more
FLACORPLAWYER
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My home is now worth $160,000less tha the existing mortgage. What
My home is now worth $160,000less tha the existing mortgage. What are my options? I do not wish tostay here as it is too expensie for me to keep up… read more
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We live in the UK and in 2006 purchased a townhouse off plan
We live in the UK and in 2006 purchased a townhouse off plan in Florida, it was ready in 2007, and shortly after prices plummeted. We have managed, until recently, however we have tried for loan modif… read more
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Hi, i own various properties in Florida and i havent been able
Hi, i own various properties in Florida and i havent been able to make the payments on my primary home for 4 months, they are threatning with foreclosure. Can i secure all of my other real properties … read more
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I am currently stuck with a $206,000 mortage with HFC, on a
I am currently stuck with a $206,000 mortage with HFC, on a house that, in the current market, might sell for $140,000. what are my best options in gettiing out from under this place so I can move out… read more
Ellen
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June 1996 - 1st Mortgage Provident Bank, no escrow Sept 04
June 1996 - 1st Mortgage Provident Bank, no escrow Sept 04 – letter/loan sold to GRP Fin 2004 – GRP Fin paid ½ yr taxes 9-28-05 – called GRP forced insur to file claim - total damage to structure Oct … read more
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hi, my name is XXXXX XXXXX was wondering if you think there are
hi, my name is XXXXX XXXXX was wondering if you think there are any lawyers that do loan mods out there that would be willing to take one on with a payment schedule, we are very low on money and reall… read more
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I have a commercial property I acquired at the height of the
I have a commercial property I acquired at the height of the market with two other partners. Since then the market rents have cratered and the value has plummeted. Long story short, tried to negotiate… read more
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Ellen
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I live in Michigan and have a mortgage with countrywide that
I live in Michigan and have a mortgage with countrywide that is upside down as far as equity. About $40-$80,000 worth. I'm looking at relocating to Georgia to start a new job, but I can't sell my exis… read more
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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