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I want to buy a condo in VA. It would be a resale to me. The
I want to buy a condo in VA. It would be a resale to me. The Condo association wants to charge me an "entry fee" of 2 months assessments. I thought this wasn't allowable under VA COndo law--but I can'… read more
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Okay. I was in the process of buy property in Richmond Tx. I felt I had found my home. A place out of the city where I could relax and enjoy my retirement. I fulfilled all the lending requirements, pulled money from my 401 K for the 20% down payment and closing fees. I was all set for the closing. I asked all the questions. does the earnest money go towards the closing. Give me a detailed list of everything I am responsible for with closing. Did the house flood? Is it in a flood zone? How many owners has it had? etc. All the questions you would ask, especially after suffering through 'Harvey'. I was told the house did not flood, it is not in a flood zone. I sent all the paperwork over to the mortgage company along with the quote for the home owners insurance. My insurance agent received an e-mail asking for the flood insurance quote. After reviewing the quote sent over by the insurance agent, $2774.00, I learned that the property I am purchasing is in a high risk flood. I was surprised, especially since I asked this question. I had a budget that I was trying to stick to because I am retiring in 2 years. Also, the insurance agent told me that with the changing weather patterns and over development, my flood insurance is likely to increase, while the cost of my home decreases. I'm not sure what I should do. I don't feel comfortable moving into the home because of the risk factor. And I'm not knowledgeable enough in real estate to know if my rights have been violated. Will you provide me with some clarity? … read more
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I just bought a property in DC less than 20 days ago. I had
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The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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Meet the Experts:

Barrister

Barrister

Lawyer

13,520 satisfied customers

19 years real estate, Realtor. Landlord 27 years

Ray

Ray

Lawyer

9,330 satisfied customers

Texas Attorney for 30 years dealing in real estate

LawTalk

LawTalk

Attorney

6,208 satisfied customers

I have 30 years legal experience. Additionally, in CA I held a Real Estate Broker's license.

Ely

Ely

Counselor at Law

5,000 satisfied customers

Qualified attorney in private practice including business, family, criminal, and real estate issues.

P. Simmons

P. Simmons

Lawyer

3,844 satisfied customers

12+ yrs. of experience including real estate law.

ScottyMacESQ

ScottyMacESQ

Lawyer

2,578 satisfied customers

Licensed General Practice Attorney, Texas

J. Warren

J. Warren

Lawyer

1,290 satisfied customers

Experience in residential real estate and commercial leases.

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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