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I live with my 93 year old mother in a condo with a reverse
I live with my 93 year old mother in a condo with a reverse mortgage that is seriously underwater. I am 72 and in remission as a cancer survivor with extremely limited income. I have wondered whether … read more
JKEsq
JKEsq
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J.D.
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My uncle died in early April, leaving me sole beneficiary
Hi. My uncle died in early April, leaving me sole beneficiary and executor of his “estate”- which includes a lovely home with a reverse mortgage on it. . Neither I nor my family have the resources to … read more
DamienJD
DamienJD
Attorney
Doctoral Degree
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What are the recording cost on a reverse mortgage; I am told
what are the recording cost on a reverse mortgage; I am told the v aluke of the property is the basis of State & local fees - that doesn't seem right. … read more
Ray
Ray
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Doctoral Degree
9,330 satisfied customers
Can you tell me if a Reverse Mortgage is safe? I have read
Can you tell me if a Reverse Mortgage is safe? I have read that after the senior spouse passes away, the surviving spouse can not stay in the home but must move out. Some aspects of this kind of loan … read more
JKEsq
JKEsq
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J.D.
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Can you please tell me what is the statute of limitations on
Second opinion] Hi there sir, Can you please tell me what is the statute of limitations on a promissory mortgage note in Virginia (Specifically it is an HECM reverse mortgage in Virginia which was acc… read more
Phillips Esq.
Phillips Esq.
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WHAT IS THE STATUTE OF LIMITATIONS ON AN HECM REVERSE
WHAT IS THE STATUTE OF LIMITATIONS ON AN HECM REVERSE MORTGAGE IN VA? I'M FINDING DIFFERING INFO REGARDING WHETHER ITS A NEGOTIABLE OR NON NEGOTIABLE INSTRUMENT AND 6-5 YEARS. DEATH OCCURRED NOV 2012.… read more
Attyadvisor
Attyadvisor
Doctoral Degree
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Mr Barrister, Can you please tell me what is the statute of
Hi there Mr Barrister, Can you please tell me what is the statute of limitations on a HECM reverse mortgage in Virginia? I am seeing differing opinions on whether it is 5 or 6 years past maturity or a… read more
Barrister
Barrister
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Doctoral Degree
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I would like to get out of my reverse mortgage. How can I do
I would like to get out of my reverse mortgage. How can I do that? … read more
KLAW
KLAW
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My father passed away March 18 2017 and left his home to be
My father passed away March 18 2017 and left his home to be sold and the money to be split 5 ways. I'm living on SSDI and would like to buy out my siblings and my father's wife who never lived in his … read more
LegalGems
LegalGems
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19,970 satisfied customers
We are considering a reverse mortgage. Our present mortgage
We are considering a reverse mortgage. Our present mortgage loan is in my name only but the deed is in both myself and my wife. My question is how would that work as I have read the property is to be … read more
LegalKnowledge
LegalKnowledge
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I am trying to apply for a reverse mortgage, I don't have a
I am trying to apply for a reverse mortgage, I don't have a lot of money and was told, that I didn't have to file for taxes. The mortgage company tells me they can't help cause I pay no taxes on prope… read more
Michael Gonzalez
Michael Gonzalez
JD
585 satisfied customers
We have a reverse mortgage, taken out in 2006, on which I am a non signing spouse. Per th
We have a reverse mortgage, taken out in 2006, on which I am a non signing spouse. Per the HUD Mortgagee Letter 2015-15, should my husband pass away before I do, I should be able to remain in the prop… read more
Attyadvisor
Attyadvisor
Doctoral Degree
10,920 satisfied customers
We received a reverse mort, my husband passed and now I dont
we received a reverse mort, my husband passed and now I dont have enough income to sustain this house. The finance com. is now forclosing. What takes place in the court. Can I go without a lawyer? Wha… read more
KLAW
KLAW
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3,784 satisfied customers
A real estate agent is offering a reverse mortgage to my mother
A real estate agent is offering a reverse mortgage to my mother (he calls it, "Home Equity Conversion Loan) and claiming that if she chooses to do so, she can make a monthly payment on the loan thereb… read more
Ray
Ray
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Doctoral Degree
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My mom passed in october 2011. Her house that is in Arizona,
My mom passed in october 2011. Her house that is in Arizona, has a reverse mortgage and the lender said we had six months to sell. It didn't. When she passed the house went into the trust. The trust h… read more
Law Pro
Law Pro
Doctoral Degree
19,000 satisfied customers
Where can I find out the pros and cons of getting a reverse
Where can I find out the pros and cons of getting a reverse mortgage on my home? I'm not interested in an HECM reverse mortgage, but in one that eliminates my monthly payments. Can you give me that in… read more
Irwin Law
Irwin Law
Juris Doctor JD
7,513 satisfied customers
My mother passed away leaving a reverse mortgage that is now
My mother passed away leaving a reverse mortgage that is now considered "upside down". The bank has offered to let us sell the property at 95% of the appraised value --- or to buy it ourselves for tha… read more
Ray
Ray
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Doctoral Degree
9,330 satisfied customers
We are in the process of obtaining a reverse mortgage on ...
We are in the process of obtaining a reverse mortgage on our house.The house was just appraised for $265,000 remaining mortgage of $170,000.We have been informed that at closing we will owe $11,000. A… read more
Roger
Roger
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Doctoral Degree
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Meet the Experts:

Barrister

Barrister

Lawyer

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Ray

Ray

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I have 30 years legal experience. Additionally, in CA I held a Real Estate Broker's license.

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P. Simmons

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ScottyMacESQ

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2,578 satisfied customers

Licensed General Practice Attorney, Texas

J. Warren

J. Warren

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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