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When is TILA statement required for loan modification?
When is TILA statement required for loan modification? … read more
Attyadvisor
Attyadvisor
Doctoral Degree
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My ex-husband signed a quit claim deed in 2013. I am trying
My ex-husband signed a quit claim deed in 2013. I am trying to re-finance the home only in my name, but this is challenging as the mortgage company wants the divorce decree to state that the home was … read more
LawTalk
LawTalk
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I am a co-borrower but not currently living at the property.
I am a co-borrower but not currently living at the property. The other co-borrower lives in the home and has missed 2 mortgage payments. The last time I was in the home, there was substantial damage t… read more
LegalKnowledge
LegalKnowledge
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I obtained a modification on my mortgage in Nov 2013 following
I obtained a modification on my mortgage in Nov 2013 following a divorce. I got the deed to the property. It was a LOC, and my ex is on the note and mortgage. They modified the loan with only my infor… read more
Seattle Scott
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I filed a quit claim deed August of 2011 transferring the property
I filed a quit claim deed August of 2011 transferring the property to my husband. My name was on the deed of trust but not on the mortgage. Our divorce was finalized November of 2011. I filed bankrupt… read more
Ray
Ray
Lawyer
Doctoral Degree
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I am in the process of applying for a loan modification that
I am in the process of applying for a loan modification that will have only my name and my information on the loan modification papers. The bank is requesting a Quit Claim from the other person on the… read more
Phillips Esq.
Phillips Esq.
Attorney
JD
21,074 satisfied customers
Hi,I purchase a home approximately 10 years ago. I did
Hi, I purchase a home approximately 10 years ago. I did the original mortgage then refinance with Chase. I also did a second mortgage with Chase with no issues. Six months ago I tried to take advantag… read more
Attyadvisor
Attyadvisor
Doctoral Degree
9,241 satisfied customers
when a bank modifies a mortgage using a quit claim, does that
when a bank modifies a mortgage using a quit claim, does that take the person who quit claim the deed, off the loan entirely? no responsibility for the mortgage at all? and if not, how can they modify… read more
Attyadvisor
Attyadvisor
Doctoral Degree
9,241 satisfied customers
I am co - borrower on my ex wifes home, she got the house in
I am co - borrower on my ex wifes home, she got the house in the divorce but was unable to refinance. I signed a Quit Claim deed, but I realize that does not release from the mtg. Since that time, she… read more
BizAttorney
BizAttorney
Attorney
Doctoral Degree
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Hi, In September on 2009 a loan modification was done on
Hi, In September on 2009 a loan modification was done on my house. The original loan was taken out in 2003 with my ex wife. During the modification process it was explained on the phone and in writing… read more
Richard - Bizlaw
Richard - Bizlaw
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3,780 satisfied customers
Home owned for 15 yrs deed always in both names are XXXXX XXXXX loan sold to many compa
Home owned for 15 yrs deed always in both names are XXXXX XXXXX loan sold to many companies always with both names copies each deed after they sold. Finally by wells Fargo by the way copy just later o… read more
Dimitry Esquire
Dimitry Esquire
Attorney
Doctoral Degree
5,526 satisfied customers
Hi, if there is a dispute about the maturity date on a heloc
Hi, if there is a dispute about the maturity date on a heloc loan, which document trumps - the loan agreement or the deed of trust? We have a loan agreement with vague language about the maturity date… read more
Andrea, Esq.
Andrea, Esq.
Attorney
Post-Doctoral Degree
10,512 satisfied customers
Ilive in a community propertystate.(Wa.) My wife quit claim
Ilive in a community propertystate.(Wa.) My wife quit claim deeded the house to me in 2003. The deed says this is sole and separate property in the marriage. I am seeking to refinance the property at … read more
Legalease
Legalease
Attorney At Law
Doctor of Law w/ highest honors
15,719 satisfied customers
My daughter is getting a divorce and her husbands lawyer wants
My daughter is getting a divorce and her husbands lawyer wants him to execute a Special Warranty Deed and my daighter a Deed if Trust. She will be awarded the house and assume the mortgage debt as par… read more
Dimitry Esquire
Dimitry Esquire
Attorney
Doctoral Degree
5,526 satisfied customers
I was divorced two years ago and the court forced a quit-claim
I was divorced two years ago and the court forced a quit-claim deed. My ex has the house. He was behing about 6 months and then refi'd for a longer period of time with my name still on the loan (b/c h… read more
Law Pro
Law Pro
Doctoral Degree
19,000 satisfied customers
My sister co-signed with me to get a house.She doesnt reside
My sister co-signed with me to get a house.She doesn't reside with me or contribute to towards the house, She had good credit and mine's not so a the time. She's married and has her own home with husb… read more
wallstreetfighter
wallstreetfighter
Attorney
Doctoral Degree
11,809 satisfied customers
I was divorced in 2007. My ex bought me out and was supposed
I was divorced in 2007. My ex bought me out and was supposed to refi in his name according to the court order.Instead he did a modification. My attorney had me do a quitclaim deed to my ex (who has si… read more
lwpat
lwpat
Doctoral Degree
6,615 satisfied customers
My mother past away suddenly she had done a quit claim to my
My mother past away suddenly she had done a quit claim to my sisters and also gave me a power of attorney, now the bank has taken the property back didnt let us know anything no notice of any kind. We… read more
Dave Kennett
Dave Kennett
Doctoral Degree
25,741 satisfied customers

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The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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