Real Estate Law

Have real estate law questions? Ask a real estate lawyer.

Ask a Lawyer,
Get an Answer ASAP!

I filed bankruptcy, lost my home in a foreclosure and am…

Customer Question
I filed bankruptcy, lost...

I filed bankruptcy, lost my home in a foreclosure and am owing the HOA and they are coming after me for the money and will like to know if I am responsible , because I thought that it will be settled with the proceeds from the house . my house was foreclosed by my mortgage lender. Midland Mortgage.

Lawyer's Assistant: What steps have you taken so far? Have you prepared or filed any paperwork?

No

Lawyer's Assistant: Where is the home located?

Acworth, Georgia

Submitted: 3 months ago.Category: Real Estate Law
Show More
Show Less
Ask Your Own Real Estate Law Question
Answered in 23 minutes by:
5/8/2018
Real Estate Lawyer: DanLegal, Lawyer replied 3 months ago
DanLegal
DanLegal, Lawyer
Category: Real Estate Law
Satisfied Customers: 683
Experience: Partner at McCollum Hodgkinson, P.C.
Verified

Hello my name is ***** ***** I am happy to help - Generally speaking when you filed for bankruptcy and your house was foreclosed upon you are no longer responsible for HOA fees.

Ask Your Own Real Estate Law Question
Was this answer helpful?

How JustAnswer works

step-image
Describe your issueThe assistant will guide you
step-image
Chat 1:1 with a real estate lawyerLicensed Experts are available 24/7
step-image
100% satisfaction guaranteeGet all the answers you need
Ask DanLegal Your Own Question
DanLegal
DanLegal
DanLegal, Lawyer
Category: Real Estate Law
Satisfied Customers: 683
683 Satisfied Customers
Experience: Partner at McCollum Hodgkinson, P.C.

DanLegal is online now

A new question is answered every 9 seconds

How JustAnswer works:

  • Ask an ExpertExperts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional AnswerVia email, text message, or notification as you wait on our site. Ask follow up questions if you need to.
  • 100% Satisfaction GuaranteeRate the answer you receive.

JustAnswer in the News:

Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.

What Customers are Saying:

Mr. Kaplun clearly had an exceptional understanding of the issue and was able to explain it concisely. I would recommend JustAnswer to anyone. Great service that lives up to its promises!

Gary B.Edmond, OK

My Expert was fast and seemed to have the answer to my taser question at the tips of her fingers. Communication was excellent. I left feeling confident in her answer.

EricRedwood City, CA

I am very pleased with JustAnswer as a place to go for divorce or criminal law knowledge and insight.

MichaelWichita, KS

PaulMJD helped me with questions I had regarding an urgent legal matter. His answers were excellent.

Three H.Houston, TX

Anne was extremely helpful. Her information put me in the right direction for action that kept me legal, possible saving me a ton of money in the future. Thank you again, Anne!!

ElaineAtlanta, GA

It worked great. I had the facts and I presented them to my ex-landlord and she folded and returned my deposit. The 50 bucks I spent with you solved my problem.

TonyApopka, FL

Wonderful service, prompt, efficient, and accurate. Couldn't have asked for more. I cannot thank you enough for your help.

Mary C.Freshfield, Liverpool, UK

< Previous | Next >

Meet the Experts:

Barrister

Barrister

Lawyer

12,142 satisfied customers

17 years real estate, Realtor. Landlord 26 years

Infolawyer

Infolawyer

Lawyer

8,377 satisfied customers

Experienced lawyer

Ray

Ray

Lawyer

8,253 satisfied customers

Texas Attorney for 30 years dealing in real estate

LawTalk

LawTalk

Attorney

6,208 satisfied customers

I have 30 years legal experience. Additionally, in CA I held a Real Estate Broker's license.

Dimitry Esquire

Dimitry Esquire

Attorney

5,526 satisfied customers

JA Mentor, multiple jurisdictions, specialize in business/contract disputes, estate creation & admin

Ely

Ely

Counselor at Law

4,998 satisfied customers

Qualified attorney in private practice including business, family, criminal, and real estate issues.

P. Simmons

P. Simmons

Lawyer

3,572 satisfied customers

12+ yrs. of experience including real estate law.

< Previous | Next >

Related Real Estate Law Questions
MY HOA DUES ARE STILL PAST DUE. I filed 3/31/2015 which
MY HOA DUES ARE STILL PAST DUE. I filed for bankruptcy 3/31/2015 which stopped my foreclosure and I have been fully discharged as of July. My mortgage lender has now approved me for a home loan modifi… read more
LawTalk
LawTalk
Attorney
Juris Doctor
6,208 satisfied customers
I just received a notice of action to foreclose a mortgage
I just received a notice of action to foreclose a mortgage that I had to stop paying on in Dec 2009 due to a divorce and issues with ex-spouse not signing sale papers etc. It says the "note" has been … read more
Attyadvisor
Attyadvisor
Doctoral Degree
8,337 satisfied customers
I just bought a house at a foreclosure sale. THe house appears
I just bought a house at a foreclosure sale. THe house appears empty, but there is still pieces of furniture there. Should I just have the locks changed? or should I go thru an eviction process..but I… read more
Barrister
Barrister
Lawyer
Doctoral Degree
12,142 satisfied customers
I want to move to Dallas where my family is located. I have
I want to move to Dallas where my family is located. I have a home here in Buford Georgia that is under water (wells fargo) and it includes a 2nd mortgage (CitiMortgage). I also have a lien against th… read more
Attyadvisor
Attyadvisor
Doctoral Degree
8,337 satisfied customers
My wife lost her job and that forced us to file bankruptcy
My wife lost her job and that forced us to file bankruptcy in Washington State in October of 2008. Bankruptcy was discharged on February 6, 2009 and included our house preventing lender (Chase) from c… read more
Phillips Esq.
Phillips Esq.
Attorney
JD
20,454 satisfied customers
Property taxes after chapter 7 I own a house in WA and have
Property taxes after chapter 7 I own a house in WA and have filed chapter 7 and won't be reaffirming the mortgage or HELOC (ie. I'll let the foreclosure process run its course). The mortgage company (… read more
TJ, Esq.
TJ, Esq.
Juris Doctor (JD)
11,459 satisfied customers
Prior to foreclosure of my single family home in WA, what maintenance
Prior to foreclosure of my single family home in WA, what maintenance and/or utilities am I responsible for/required to keep up? I have not paid the mortgage payment for 6 months. I filed chapter 7 an… read more
TJ, Esq.
TJ, Esq.
Juris Doctor (JD)
11,459 satisfied customers
In Florida, if the HOA forecloses on a property, is the borrower
In Florida, if the HOA forecloses on a property, is the borrower responsible for the entire loan(s)?… read more
ScottyMacEsq
ScottyMacEsq
Doctoral Degree
17,940 satisfied customers
I am in foreclosure in CA. There are three lien-holders...a
I am in foreclosure in CA. There are three lien-holders...a first, a second and the HOA. The HOA forclosed and purchased the property for $45000. It is worth over $400,000. The first and second haven'… read more
PaulmoJD
PaulmoJD
Attorney At Law
Doctoral Degree
106 satisfied customers
I was out of work due to a layoff from the recession but am
I was out of work due to a layoff from the recession but am now working again. I have asked for and received a modification from my 1st mortgage but my second is not willing to do one. They are threat… read more
Roger
Roger
Litigation Attorney
Doctoral Degree
26,939 satisfied customers
I lost my job and my home about a year ago. I also had filed
I lost my job and my home about a year ago. I also had filed bankruptcy about 4 months before I lost the home. Now a year later I got a collection notice from the HOA saying I owe money. The money owe… read more
Phillips Esq.
Phillips Esq.
Attorney
JD
20,454 satisfied customers
I would like to sell my home. I paid $685,000 for it in 2006
I would like to sell my home. I paid $685,000 for it in 2006 in Georgia. It is now worth around $380,000. I owe $540,000. There are 2 homes under foreclosure in my neighborhood. One home is exactly li… read more
LawGuy
LawGuy
Juris Doctor
123 satisfied customers
I plan to file bankruptcy in a few weeks. My condo was scheduled
I plan to file bankruptcy in a few weeks. My condo was scheduled for the auction on May 5, but it was not sold.I owe some HOA fees.I was told , that I'll owe HOA fees until the house is sold on the au… read more
Roger
Roger
Litigation Attorney
Doctoral Degree
26,939 satisfied customers
My HOA is governed by the GA POA. If they were to obtain a
My HOA is governed by the GA POA. If they were to obtain a lien or judgement against me, what would have to happen for them to be able to foreclose on my property? Would they have to pay off the balan… read more
lucy7368
lucy7368
Juris Doctor
763 satisfied customers
I am considering filing a Chapter 7 bankruptcy. I am more concerned
I am considering filing a Chapter 7 bankruptcy. I am more concerned about keeping my home. I am a single mother with a 3 year old son that I adopted before I lost my job. I was without a job for over … read more
Phillips Esq.
Phillips Esq.
Attorney
JD
20,454 satisfied customers
I have a condo in Florida that I have not paid the mortgage
I have a condo in Florida that I have not paid the mortgage on in over a year and a half. It was about to be auctioned and then all of a sudden the bank decided to dismiss the case. Now I saw on-line … read more
FiveStarLaw
FiveStarLaw
Attorney
Doctoral Degree
477 satisfied customers
I live in a condo and my mortgage payments are current. However,
I live in a condo and my mortgage payments are current. However, when my wife was out of work for 9 of the last 12 months, I got a little behind in my maintenance payments and the homeowners assoc. fi… read more
Roger
Roger
Litigation Attorney
Doctoral Degree
26,939 satisfied customers
My home went into foreclosure. I had a first for 240k and a ...
My home went into foreclosure. I had a first for 240k and a second for 60k. The home just sold in January and now I get a letter that Countrywide has sold the second to another mortgage company and th… read more
Roger
Roger
Litigation Attorney
Doctoral Degree
26,939 satisfied customers

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

Show MoreShow Less

Ask Your Question

x