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My newly built home just flooded. Over the weekend i called
My newly built home just flooded. Over the weekend i called the builder and told them that my backyard was flooding. The builder game to make a few adjustments to the backyard as a temporary fix and t… read more
Barrister
Barrister
Lawyer
Doctoral Degree
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I have a mortgage on my house. When the insurance company
I have a mortgage on my house. When the insurance company issued my advance check for flood insurance damage it was obviously made payable to me and the mortgage company. The mortgage company now want… read more
Barrister
Barrister
Lawyer
Doctoral Degree
12,502 satisfied customers
How can we determine a good value for selling our house as
How can we determine a good value for selling our house as is after a major flood? We really might want to sell and just take that money to get another smaller home.… read more
N Cal Atty
N Cal Atty
Doctoral Degree
59 satisfied customers
Purchased home in 2005, (built 2005) in a "No flood Zone"
Purchased home in 2005, (built 2005) in a "No flood Zone" unable to get flood insurance. Whenever, there are heavy rains, home is flooded (2010, 2011, 2016 ) The house next door and this house are the… read more
PaulmoJD
PaulmoJD
Attorney At Law
Doctoral Degree
106 satisfied customers
Fema just added our house into an updated gh risk flood
Hi , Fema just added our house into an updated high risk flood zone. High cost flood insurance is now mandatory for our mortgage. What can we do? Thank you for your time. ***** *****… read more
PaulmoJD
PaulmoJD
Attorney At Law
Doctoral Degree
106 satisfied customers
Hi, I have purchased a house and the backyard has no fence.
Hi, I have purchased a house and the backyard has no fence. the backyard falls in 100 yr flood zone plain. There is a huge drainage in my backyard joining the bayou. There is another subdivision touch… read more
Irwin Law
Irwin Law
Juris Doctor JD
7,191 satisfied customers
I live in Novato Ca. 94947-I live in a flood zone therefore
I live in Novato Ca. 94947-I live in a flood zone therefore am required flood ins. to have a mortgage loan. Approximately 2 yrs ago i was the oly one in my neighborhood re assessed by fema for an incr… read more
WiseOwl58
WiseOwl58
JD Honors Graduate
4,303 satisfied customers
Can Fema money be used to knock down the house and building
Can Fema money be used to knock down the house and building another one? Or selling the property and using the money as a downpayment on another house inland? I know i can call Fema and ask them but i… read more
WiseOwl58
WiseOwl58
JD Honors Graduate
4,303 satisfied customers
I am forever attempting to get our flood premiums to an
I am forever attempting to get our flood premiums to an affordable range. I have done some research and determined that it is the mortgage/bank that determines how much a person should pay. According … read more
Attyadvisor
Attyadvisor
Doctoral Degree
8,556 satisfied customers
My property is on a zero lot line and my neighbors lack of
My property is on a zero lot line and my neighbor's lack of appropriate drainage, combined with the slope of his yard towards my foundation, has caused an extreme amount of moisture under my house. Th… read more
Alex Esquire
Alex Esquire
Managing Attorney
Doctoral Degree
153 satisfied customers
i live in a city that adopted an ordinance 3 years ago that
i live in a city that adopted an ordinance 3 years ago that says "the city is no longer responsible for maintenance of drainage easements in subdivisions". But, the city still holds the rights to the … read more
socrateaser
socrateaser
1,031 satisfied customers
We recently applied to refinance our mortgage. A new flood
We recently applied to refinance our mortgage. A new flood zone evaluation indicated that we are on the edge of a flood zone--using the same FEMA map that was used in Sept., 2009 for our current mortg… read more
JBaxLaw
JBaxLaw
Attorney
Doctoral Degree
8,080 satisfied customers
My mortgage was through one bank and they required me to carry
My mortgage was through one bank and they required me to carry enough flood insurance to cover the unpaid balance of the mortgage. The mortgage was sold and the new bank sent me a letter stating the t… read more
Alex Esquire
Alex Esquire
Managing Attorney
Doctoral Degree
153 satisfied customers
My home is in a flood plain AE and I want to know if it is
My home is in a flood plain AE and I want to know if it is possible to have that changed since I am only at the mouth of the lake and I have neighbors next one to three doors from me on the same side … read more
Marsha411JD
Marsha411JD
Doctoral Degree
20,712 satisfied customers
I live in Pennsylvania. I bought my home (new construction)
I live in Pennsylvania. I bought my home (new construction) in 2004 with no knowledge of a flood zone issue. In 2006 FEMAdrew a new 100 year flood map and my property was deemed in the flood zone. My … read more
FiveStarLaw
FiveStarLaw
Attorney
Doctoral Degree
477 satisfied customers
I am considering buying a home which is currently classified
I am considering buying a home which is currently classified as being "in a flood plain," therefore lenders will require me to carry flood insurance. After talking to several people in the neighborhoo… read more
Alex Esquire
Alex Esquire
Managing Attorney
Doctoral Degree
153 satisfied customers
If you live in an area that is considered a high risk flood
If you live in an area that is considered a high risk flood zone and you cannot afford flood insurance, is there any kind of program that can offer assistance for low income individuals?… read more
Law Pro
Law Pro
Doctoral Degree
19,000 satisfied customers
My house has been flooded twice....the president of the United
My house has been flooded twice....the president of the United States have declared it a national disaster area. My house is unihabitable and the city is asking FEMA and GEMA for a buyout of the prope… read more
FLACORPLAWYER
FLACORPLAWYER
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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