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My mom died and I'm her next of kin. What kind of trouble…

My mom died and I'm...
My mom died and I'm her next of kin. What kind of trouble would I have gotten myself into if I used her credit card to pay off some of my debt? I started making payments to the credit card companies for what I charged to her account.
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Answered in 1 hour by:
4/3/2018
Loren
Loren, Lawyer
Category: Real Estate Law
Satisfied Customers: 38,718
Experience: 30 years of real estate practice experience.
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My condolences for your loss.
It is not that you are in trouble, but you have made yourself legally liable for the repayment of the entire account, not just what you have charged. In other words, by using the card, you have made yourself a co owner of the account and the credit card company can sue you to pay the account.
As long as you make payments, nothing will happen.
I am happy to continue if you have further questions.
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Loren
Loren, Lawyer
Category: Real Estate Law
Satisfied Customers: 38,718
Experience: 30 years of real estate practice experience.
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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