Real Estate Law

Have real estate law questions? Ask a real estate lawyer.

Ask a Lawyer,
Get an Answer ASAP!

This answer was rated:

I found a lien on my house from Irwin Home Equity and was…

I found a lien...

I found a lien on my house from Irwin Home Equity and was wondering if I should try to find them and settle the debt

Lawyer's Assistant: What steps have you taken so far? Have you prepared or filed any paperwork?

No. i was researching through the recorders office bc someone wants to buy our house

Lawyer's Assistant: Where is the house located?

Sharon, PA

Lawyer's Assistant: Anything else you want the lawyer to know before I connect you?

Who is going to contact me.

Show More
Show Less
Ask Your Own Real Estate Law Question
Answered in 28 minutes by:
3/16/2018
Infolawyer
Infolawyer, Lawyer
Category: Real Estate Law
Satisfied Customers: 62,872
Experience: Experienced lawyer
Verified
Do you recognize the debt?
Ask Your Own Real Estate Law Question
I would contact the creditor and seek to resolve. Often old debts can be resolved for a fraction of the claim. You can also have counsel handle it. martindale.com and findlaw.com are both excellent lookup directories. Both highly rated. Both used by lawyers. Easy to search and find local options. If entered without notice on default a court can also remove the lien. Please let me know if the reply is acceptable by responding “yes” or “acceptable”
Ask Your Own Real Estate Law Question
Customer reply replied 4 months ago
Is there a percentage of the loan i could offer to pay and settle it? And if so, what might the percent be I should offer?
How old is the debt?
Ask Your Own Real Estate Law Question
Customer reply replied 4 months ago
1998
That is very old debt. I would begin by asking for proof of allege debt. The judgment if any should have expired and debt should be uncollectable. Please let me know if the reply is acceptable by responding “yes” or “acceptable”
Ask Your Own Real Estate Law Question
Awaiting your reply, thank you!
Ask Your Own Real Estate Law Question
Customer reply replied 4 months ago
Can you sell a house with a lien on it?

Yes, but buyer will normally want it satisfied before closing.

Ask Your Own Real Estate Law Question
Please let me know if the reply is acceptable by responding “yes” or “acceptable”
Ask Your Own Real Estate Law Question
Great. Please select the 5 star (*****) rating on your page for the answer. That’s how I get paid by the site. Much appreciated!
Infolawyer
Infolawyer, Lawyer
Category: Real Estate Law
Satisfied Customers: 62,872
Experience: Experienced lawyer
Verified
Infolawyer and 87 other Real Estate Law Specialists are ready to help you
Ask your own question now
Was this answer helpful?

How JustAnswer works

step-image
Describe your issueThe assistant will guide you
step-image
Chat 1:1 with a real estate lawyerLicensed Experts are available 24/7
step-image
100% satisfaction guaranteeGet all the answers you need
Ask Infolawyer Your Own Question
Infolawyer
Infolawyer
Infolawyer, Lawyer
Category: Real Estate Law
Satisfied Customers: 62,872
62,872 Satisfied Customers
Experience: Experienced lawyer

Infolawyer is online now

A new question is answered every 9 seconds

How JustAnswer works:

  • Ask an ExpertExperts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional AnswerVia email, text message, or notification as you wait on our site. Ask follow up questions if you need to.
  • 100% Satisfaction GuaranteeRate the answer you receive.

JustAnswer in the News:

Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.

What Customers are Saying:

Mr. Kaplun clearly had an exceptional understanding of the issue and was able to explain it concisely. I would recommend JustAnswer to anyone. Great service that lives up to its promises!

Gary B.Edmond, OK

My Expert was fast and seemed to have the answer to my taser question at the tips of her fingers. Communication was excellent. I left feeling confident in her answer.

EricRedwood City, CA

I am very pleased with JustAnswer as a place to go for divorce or criminal law knowledge and insight.

MichaelWichita, KS

PaulMJD helped me with questions I had regarding an urgent legal matter. His answers were excellent.

Three H.Houston, TX

Anne was extremely helpful. Her information put me in the right direction for action that kept me legal, possible saving me a ton of money in the future. Thank you again, Anne!!

ElaineAtlanta, GA

It worked great. I had the facts and I presented them to my ex-landlord and she folded and returned my deposit. The 50 bucks I spent with you solved my problem.

TonyApopka, FL

Wonderful service, prompt, efficient, and accurate. Couldn't have asked for more. I cannot thank you enough for your help.

Mary C.Freshfield, Liverpool, UK

< Previous | Next >

Meet the Experts:

Barrister

Barrister

Lawyer

11,963 satisfied customers

17 years real estate, Realtor. Landlord 26 years

Infolawyer

Infolawyer

Lawyer

62,872 satisfied customers

Experienced lawyer

Ray

Ray

Lawyer

8,104 satisfied customers

Texas Attorney for 30 years dealing in real estate

LawTalk

LawTalk

Attorney

6,208 satisfied customers

I have 30 years legal experience. Additionally, in CA I held a Real Estate Broker's license.

Dimitry Esquire

Dimitry Esquire

Attorney

5,526 satisfied customers

JA Mentor, multiple jurisdictions, specialize in business/contract disputes, estate creation & admin

Ely

Ely

Counselor at Law

4,998 satisfied customers

Qualified attorney in private practice including business, family, criminal, and real estate issues.

P. Simmons

P. Simmons

Lawyer

3,540 satisfied customers

12+ yrs. of experience including real estate law.

< Previous | Next >

Related Real Estate Law Questions
I'm wondering if an out of state creditor in CA can pursue
I'm wondering if an out of state creditor in CA can pursue collections against me and my personally guaranteed business debts if I live in another state, PA? Secondly, assuming they can,would they be … read more
DrakeLAW
DrakeLAW
Juris Doctorate
1,038 satisfied customers
We bought our home 27 years ago and in that time we took 1
Hi, we bought our home 27 years ago and in that time we took 1 equity loan; however, we have recently found out that we have 3 open mortgages on our home. A rep at our county deeds office believes tha… read more
Barrister
Barrister
Lawyer
Doctoral Degree
11,963 satisfied customers
We have a lien on our home by a creditor. my husband had a
We have a lien on our home by a creditor. my husband had a discover card and owes $8000 on it. We want to refinance but can't do it until we get the lien release. We do not have the … read more
Barrister
Barrister
Lawyer
Doctoral Degree
11,963 satisfied customers
I just found out a lis pendens was filed against my property
I just found out a lis pendens was filed against my property last year. This was for property taxes (NYC). I had already set up a payment agreement so I do not inderstand why this was filed and what c… read more
CalAttorney2
CalAttorney2
Attorney
Doctoral Degree
8,845 satisfied customers
I was wondering what to check for when someone is paying off
I was wondering what to check for when someone is paying off the principal of a home. I'm assuming the owner of the home is willing to accept a payoff of the loan and is wanting to have a notary sign … read more
Barrister
Barrister
Lawyer
Doctoral Degree
11,963 satisfied customers
I am on a deed with three other individuals. Equity was
I am on a deed with three other individuals. Equity was taken out of the house, and I didn't receive any part of the equity. I want to place a lien on the property to stop the property from being sold… read more
Barrister
Barrister
Lawyer
Doctoral Degree
11,963 satisfied customers
I am wanting to buy a short sale property but the realtor
I am wanting to buy a short sale property but the realtor said there is a lien on the property. what happens if i buy the house?… read more
Barrister
Barrister
Lawyer
Doctoral Degree
11,963 satisfied customers
I am current on my first mortgage. The bank that holds my
I am current on my first mortgage. The bank that holds my 2nd (HELOC) charged it off in June 2011. Including this 2nd lien, the house now has about $35K in equity. I haven't heard anything from the ba… read more
Barrister
Barrister
Lawyer
Doctoral Degree
11,963 satisfied customers
A lien was placed on my home after I was divorced. If the property
A lien was placed on my home after I was divorced. If the property is sold would I be able to receive my share of the equity? Do I have to sell my property? can I refinance the property and pay the li… read more
Attyadvisor
Attyadvisor
Doctoral Degree
8,233 satisfied customers
I had a home equity loan with Irwin Home Equity. In 2001,
I had a home equity loan with Irwin Home Equity. In 2001, there was a judgement entered with a payment plan for this. Later in 2001, I filed a chapter 7 BK. I have never heard from Irwin again but the… read more
PaulmoJD
PaulmoJD
Attorney At Law
Doctoral Degree
106 satisfied customers
I co-own a home with my parents. The loan is entireley under
I co-own a home with my parents. The loan is entireley under My husbands and My name. However I had added My Mom and Dad on the title of the house as I had taken over the payments a while back and the… read more
Roger
Roger
Litigation Attorney
Doctoral Degree
26,935 satisfied customers
I am thinking about buying a property in a foreclosure sale/auction [that was pursued by a
I am thinking about buying a property in a foreclosure sale/auction [that was pursued by a mechanic's lien]. I did some research and found that the property has a mortgage on it; however, the foreclos… read more
Irwin Law
Irwin Law
Juris Doctor JD
7,175 satisfied customers
After my short sale I still owe on the home equity portion.
After my short sale I still owe on the home equity portion. What/how can/will they do to come after that loan if I don't have any money. Our only source of income is social security and a federal pens… read more
Andrea, Esq.
Andrea, Esq.
Attorney
Post-Doctoral Degree
10,512 satisfied customers
I have gone through all the court processes to perfect a mechanics
I have gone through all the court processes to perfect a mechanics lien against a home in contra costa county, CA, and having successfully perfected that lien it is now recorded against title to the h… read more
evanesq
evanesq
Managing Attorney
Doctoral Degree
6 satisfied customers
If a lien is filed against my house by credit card companies,
If a lien is filed against my house by credit card companies, but I can't afford to pay them and I don't have enough equity in my house, what happens to the liens if I have to short sell my house? Do … read more
KUMI95
KUMI95
Attorney
Doctoral Degree
17 satisfied customers
I have a first and second mortgage on my home with America
I have a first and second mortgage on my home with America Servicing Company and I, have a Heloc with etrade bank which I thought was the 3rd lender but, they claim they are my first lender because th… read more
KUMI95
KUMI95
Attorney
Doctoral Degree
17 satisfied customers
I had 2 home equity loans with Irwin Home Equity. filed for
I had 2 home equity loans with Irwin Home Equity. filed for bancruptcy in 2005, kept house through BK but did not sign reaffirmation agreement on either loan and stopped making payments. Once i became… read more
Barrister
Barrister
Lawyer
Doctoral Degree
11,963 satisfied customers
Our house foreclosed in Jan. 08. There was the orig.
Our house foreclosed in Jan. 08. There was the orig. mortgage, a second mortgage and home equity loan. Bank bought the house back. we are still living in the house. All loans were with the same bank/m… read more
Flagbridge-RE
Flagbridge-RE
Principal Consultant
B.Kin, B.C.L, C. Neg, C. Med, C. A
1,786 satisfied customers

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

Show MoreShow Less

Ask Your Question

x