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I am on deed but not title. Can my husband refinance without…

I am on deed but...
I am on deed but not title. Can my husband refinance without my signature?he has refused Request to provide authorization to the bank( I called on multiple occasions) for me to access records. I am concern 30 yr fixed since 2005 was refinanced sometime me ago. Likely 13 months ago.
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Answered in 5 minutes by:
3/4/2018
Ray
Ray, Lawyer
Category: Real Estate Law
Satisfied Customers: 48,804
Experience: Texas Attorney for 30 years dealing in real estate
Verified

Hi and welcome to JA. Ray here to help you today.Please bear with me a few moments while I review your question, conduct and prepare your response.

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Customer reply replied 5 months ago
Ok

It is possible but not likely .If you are on the title then they likely want you on any refinance.You should consider a divorce if he will not share information here.If you are divorced then you can motion the court for access to the information or a forced sale.Long term yu will need to acess the courts to enforce here your rights under NJ law.

I appreciate the chance to help you today, sorry you are having to deal with all of this.

If you can positive rate 5 stars it is much appreciated.

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Customer reply replied 5 months ago
I am not on the loan. I am not able to pursue a divorce. What are Nj laws pertaining to refinance on primary residence. As I said on deed but not on loan. Can I approach the bank on this?

Sure right them telling them you are on the title and tell them you are requesting to be notified about any refinance.Best you can do here is put them on notice.

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Customer reply replied 5 months ago
Thank you. I will try that. Would a real estate lawyer be one to discuss this further her with?

Yes here you go lawyer referral

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Thanks for rating 5 stars.

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Customer reply replied 5 months ago
Thank you

You are so welcome.Have a blessed day.

Ray
Ray, Lawyer
Category: Real Estate Law
Satisfied Customers: 48,804
Experience: Texas Attorney for 30 years dealing in real estate
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