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The mortgage for land my husband bought but it is not on the…

My name is *****...

My name is ***** ***** mortgage for land my husband bought but it is not on the loan note or the deed. Can the bank come after me for the amount owed?

Lawyer's Assistant: Because real estate law varies from place to place, can you tell me what state this is in?

We live in fl but the land is in sc

Lawyer's Assistant: Has any paperwork been filed?

A lawyer in sc is representing us on the foreclosure and I was told the bank should release me from the foreclosure process but she says it’s better not to ask them. I don’t understand why not.

Lawyer's Assistant: Anything else you want the lawyer to know before I connect you?

Am I intended to pay for this advice?

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Answered in 4 minutes by:
1/24/2018
Barrister
Barrister, Lawyer
Category: Real Estate Law
Satisfied Customers: 40,043
Experience: 17 years real estate, Realtor. Landlord 26 years
Verified

Hello and welcome! My name is ***** ***** I am a licensed attorney and will try my best to help with your situation. There may be a slight delay in my responses as I type out an answer or reply.

.

My name is ***** ***** mortgage for land my husband bought but it is not on the loan note or the deed. Can the bank come after me for the amount owed?
.

If you never signed the Note, only the mortgage agreeing to pledge the property as security for the loan, then you are not personally liable for repayment. Only the person who signs the Note has to repay it.

.

I have no idea why your attorney wouldn't want to get you dismissed from the suit since you aren't legally liable here..

.

.

thanks

Barrister

Ask Your Own Real Estate Law Question
Customer reply replied 27 days ago
Thank you.

You are very welcome. Happy to help any time.

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It was my pleasure to work with you and help with your question. If you ever need me in the future, you can post a new question with "For Barrister" in the title and the JustAnswer employees will get it to me.

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Thanks much

Barrister

Barrister
Barrister, Lawyer
Category: Real Estate Law
Satisfied Customers: 40,043
Experience: 17 years real estate, Realtor. Landlord 26 years
Verified
Barrister and 87 other Real Estate Law Specialists are ready to help you
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Barrister
Barrister
Barrister, Lawyer
Category: Real Estate Law
Satisfied Customers: 40,043
40,043 Satisfied Customers
Experience: 17 years real estate, Realtor. Landlord 26 years

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