Real Estate Law
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Thanks for the chance to help. I am an attorney with over 12 years experience. Hopefully I can help you with your legal question.
I am sorry for this dilemma. But not sure I understand your specific question.You say you have a mortgage but you do not know its terms? Did you not read it before you signed it?
ThanksDid you sign a new mortgage contract? Or was this a case where the loan was sold, but you had no input into the matter?
ThanksThat makes it easy...they (the new holder of your note) have NO authority to modify the contract. The lender can sell the loan (that is common)...but the terms of the loan do NOT change...so they can sell the loan, but the terms remain the same...they can not, now, force you to pay a "balloon" if that was not part of the original agreement. That is not legal. You are entitled to the terms of the original loan (the one you signed).
Please let me know if you have more questions. I am happy to help if I can. Otherwise, please rate the answer so I may get credit for my work.
sorry...you want a list of what exactly?